XP — XP Inc.

Nasdaq · Financials · Capital Markets · CIK 1787425 ·
Last close
$17.07
Market Cap
$6.93B
52W High
$17.59
52W Low
$14.80
ADV30
4,194,812
Next earnings
2026-11-16
XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 1,933,000,000 491,000,000 -1,314,000,000 1,318,000,000
Dec 2025 2,431,836,000 927,385,000 -907,287,000 1,295,706,000 396,528,353,000 10,356,636,000 372,980,645,000
Sep 2025 2,090,465,000 566,943,000 -1,137,319,000 1,319,621,000 399,477,121,000 12,412,802,000 375,808,485,000
Jun 2025 1,794,504,000 368,939,000 -1,200,802,000 1,318,942,000 373,850,406,000 12,087,514,000 351,580,614,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$12,044,826,000
Investing CF
$-715,965,000
Financing CF
$-4,927,348,000
CapEx
$-489,567,000
Dividends Paid
$-2,037,082,000
Buybacks
$-1,900,691,000
EPS Diluted TTM
$9.80
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$3,874,081,000
Inventory
Receivables
$41,198,678,000
ST Investments
$62,756,587,000
EBIT TTM
$6,080,040,000
Pretax Income TTM
$5,528,833,000
Interest Exp TTM
$551,207,000
Analysts
13

Yahoo Snapshot (yfinance, live)

Total Revenue
$18,630,881,280
EBITDA
Free Cash Flow
Enterprise Value
$-119,221,051,392
Total Cash
$287,425,691,648
Total Debt
$159,541,297,152
Shares Out
405,690,510
Trailing EPS
$1.99
Book Value
$9.08
ROE
22.6%
ROA
1.4%
Div Yield
1.19%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 7,966,733,000 -4,517,135,000 5,169,787,000 396,528,353,000 372,980,645,000 12,044,826,000
Dec 2024 7,424,856,000 -3,915,779,000 4,513,409,000 347,456,760,000 327,409,523,000 11,178,964,000
Dec 2023 6,532,005,000 -3,864,996,000 3,898,702,000 249,040,678,000 229,589,834,000 8,127,301,000
Dec 2022 5,940,456,000 -3,563,246,000 3,579,050,000 192,034,613,000 174,992,403,000 1,803,885,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$2.33

Peers — same industry

TickerNameMarket CapLastDaily %
MAAS Maase Inc. $6.88B $15.80
HLI HOULIHAN LOKEY, INC. $6.99B $128.95
VCTR Victory Capital Holdings, Inc. $7.14B $116.00
OWL BLUE OWL CAPITAL INC. $7.99B $11.68
MORN Morningstar, Inc. $8.16B $217.50

News headlines (Yahoo Finance, 1h cache)

XP Inc (XP) (Q2 2026) Earnings Call Highlights: Record Client Assets and Strategic Resilience ...
2026-08-25 03:01 · Yahoo
Wall Street Analysts Think XP Inc.A (XP) Could Surge 39.2%: Read This Before Placing a Bet
2026-08-24 13:55 · Yahoo
XP (XP) Stock May Be 34% Undervalued Following Strong Q2 Earnings
2026-08-21 18:13 · Yahoo
Is XP (XP) Undervalued On Strong Earnings And Fresh Analyst Optimism?
2026-08-21 15:10 · Yahoo
XP Inc. (XP) Beat Estimates. Is a U.S. Banking Operation Growth or Distraction?
2026-08-20 00:50 · Yahoo
XP or BX: Which Is the Better Value Stock Right Now?
2026-08-19 15:40 · Yahoo
XP Q2 Earnings Call Highlights
2026-08-17 23:03 · Yahoo
XP Inc.A (XP) Tops Q2 Earnings Estimates
2026-08-17 21:15 · Yahoo
XP Inc. To Cancel Treasury Shares
2026-08-17 20:05 · Yahoo
XP Inc.A (XP) to Report Q2 Results: Wall Street Expects Earnings Growth
2026-08-10 14:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.