XYF — X Financial
—
NYSE ·
Financials ·
Consumer Finance ·
CIK 1725033 ·
Last close
$4.42
Market Cap
$98.34M
52W High
$5.25
52W Low
$3.11
ADV30
141,053
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 1,467,842,431 | 943,610,635 | 16,033,606 | 57,168,224 | 14,665,744,467 | 987,630,978 | 6,828,943,830 |
| Sep 2025 | 1,960,954,000 | 1,433,484,000 | 365,587,000 | 421,241,000 | 14,688,632,000 | 890,854,000 | 6,759,888,000 |
| Jun 2025 | 2,273,123,000 | 1,759,149,000 | 665,482,000 | 528,016,000 | 13,687,855,000 | 1,152,990,000 | 5,966,953,000 |
| Mar 2025 | 1,937,505,000 | 1,461,061,000 | 564,769,000 | 458,127,000 | 12,093,005,000 | 1,389,456,000 | 4,657,578,000 |
Balance + Analyst (yfinance extras)
Retained Earnings
$5,484,293,291
Inventory
—
Receivables
$8,458,697,745
ST Investments
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EBIT TTM
$1,611,871,606
Pretax Income TTM
$1,749,989,796
Interest Exp TTM
$2,493,914,287
Analysts
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Yahoo Snapshot (yfinance, live)
Total Revenue
$7,639,424,512
EBITDA
$4,847,551,488
Free Cash Flow
$1,379,756,416
Enterprise Value
$523,676,832
Total Cash
$987,630,976
Total Debt
$455,194,336
Shares Out
22,249,506
Trailing EPS
$5.18
Book Value
$29.20
ROE
19.8%
ROA
22.8%
Div Yield
12.26%
Annual Trend (SEC EDGAR, last 5y)
Revenues vs Net Income (last 5y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 7,639,424,431 | 1,614,591,606 | 1,464,552,224 | 14,665,744,467 | 6,828,943,830 | — | 1,467,544,503 |
| Dec 2024 | 5,871,781,746 | 1,849,844,632 | 1,539,905,765 | 11,819,289,603 | 4,866,134,961 | — | 1,523,386,291 |
| Dec 2023 | 4,814,884,030 | 1,407,021,612 | 1,186,793,974 | 11,650,024,640 | 5,802,900,353 | — | 1,391,444,390 |
| Dec 2022 | 3,562,950,115 | 1,082,293,813 | 811,996,439 | 8,837,663,448 | 4,084,408,756 | — | 626,781,729 |
| Dec 2021 | — | — | — | — | — | — | — |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$0.37
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| NAKA | Nakamoto Inc. | $95.54M | $5.49 | — |
| COEP | Z Squared Inc. | $102.06M | $16.40 | — |
| MGTE | Marblegate Capital Corp | $94.61M | $1.28 | — |
| UPXI | UPEXI, INC. | $91.34M | $1.30 | — |
| JFIN | Jiayin Group Inc. | $106.13M | $4.19 | — |
News headlines (Yahoo Finance, 1h cache)
Top Dividend Stocks To Consider In May 2026
2026-05-21 11:32 · Yahoo
X Financial to Report First Quarter 2026 Financial Results on May 28, 2026
2026-05-21 10:00 · Yahoo
X Financial (XYF) Q4 2025 Earnings Transcript
2026-05-20 17:59 · Yahoo
X Financial Files Annual Report on Form 20-F for Fiscal Year 2025
2026-04-30 10:50 · Yahoo
X Financial (XYF) Q4 2025 Earnings Call Highlights: Navigating Challenges with Strategic Adjustments
2026-03-26 19:02 · Yahoo
X Financial Q4 Earnings Call Highlights
2026-03-26 17:36 · Yahoo
X Financial Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results
2026-03-25 20:50 · Yahoo
X Financial to Report Fourth Quarter and Fiscal Year 2025 Financial Results on March 26, 2026
2026-03-19 10:00 · Yahoo
Uncovering US Market's Hidden Gems Three Promising Small Caps
2026-01-08 17:33 · Yahoo
Is Now The Time To Put X Financial (NYSE:XYF) On Your Watchlist?
2026-01-05 13:40 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.