YRD — Yiren Digital Ltd.

NYSE · Financials · Consumer Finance · CIK 1631761 · China
Last close
$1.26
Market Cap
$110.24M
52W High
$2.34
52W Low
$0.82
ADV30
2,124,497
Next earnings
Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 927,638,000 730,086,000 -371,563,000 -493,541,000 12,503,337,000 2,453,140,000 3,723,639,000
Dec 2025 893,340,000 642,462,000 -1,140,896,000 -868,153,000 13,454,955,000 3,348,126,000 4,182,918,000
Sep 2025 1,574,668,000 1,424,757,000 207,927,000 317,637,000 15,450,358,000 3,864,891,000 5,107,481,000
Jun 2025 1,674,453,000 1,513,594,000 381,501,000 357,540,000 14,449,399,000 4,098,851,000 4,467,005,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$889,874,000
Investing CF
$-897,790,000
Financing CF
$367,012,000
CapEx
Dividends Paid
Buybacks
EPS Diluted TTM
$0.46
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$4,205,557,000
Inventory
Receivables
$6,557,937,000
ST Investments
$4,474,000
EBIT TTM
$-243,991,000
Pretax Income TTM
$-38,017,000
Interest Exp TTM
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$5,079,834,112
EBITDA
$1,688,717,952
Free Cash Flow
$-173,244,000
Enterprise Value
$-2,293,647,616
Total Cash
$2,453,139,968
Total Debt
$35,289,000
Shares Out
87,488,461
Trailing EPS
$-1.16
Book Value
$14.73
ROE
-7.4%
ROA
8.1%
Div Yield
27.16%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 5,719,220,000 -221,758,000 54,530,000 13,454,955,000 4,182,918,000 703,623,000
Dec 2024 5,805,901,000 1,647,064,000 1,582,299,000 12,982,696,000 3,440,266,000 1,424,082,000
Dec 2023 4,895,633,000 2,594,782,000 2,080,197,000 10,276,916,000 2,191,367,000 2,171,013,000
Dec 2022 3,434,620,000 1,471,864,000 1,194,871,000 8,536,095,000 2,505,282,000 1,849,430,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.42

Peers — same industry

TickerNameMarket CapLastDaily %
EMPD Empery Digital Inc. $108.51M $3.86
XYF X Financial $104.13M $4.68
HSDT Solana Co $102.18M $1.75
SUIG SUI Group Holdings Ltd. $101.12M $1.25
MGTE Marblegate Capital Corp $99.05M $1.34

News headlines (Yahoo Finance, 1h cache)

Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform
2026-07-08 11:00 · Yahoo
Sector Update: Financial Stocks Advance Premarket Thursday
2026-07-02 13:20 · Yahoo
Why Is YRD Stock Surging Today?
2026-07-02 11:13 · Yahoo
Yiren Digital Announces New $20 Million Share Repurchase Program
2026-07-02 09:35 · Yahoo
Yiren Digital Ltd (YRD) Q1 2026 Earnings Call Highlights: AI Integration Drives Operational ...
2026-06-25 19:00 · Yahoo
Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026
2026-06-17 09:00 · Yahoo
Yiren Digital Announces Increase in Beneficial Ownership by Mr. Ning Tang Following Controlling Shareholder Restructuring
2026-06-08 09:00 · Yahoo
Yiren Digital (YRD) Q4 2025 Earnings Transcript
2026-06-02 17:18 · Yahoo
Yiren Digital Expands AI Application-Layer Strategic Investments
2026-05-26 12:00 · Yahoo
Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder
2026-05-26 11:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.