YRD — Yiren Digital Ltd.
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NYSE ·
Financials ·
Consumer Finance ·
CIK 1631761 ·
China
Last close
$1.09
Market Cap
$95.36M
52W High
$1.60
52W Low
$0.82
ADV30
60,234
Next earnings
2026-08-25
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 927,638,000 | 730,086,000 | -371,563,000 | -493,541,000 | 12,503,337,000 | 2,453,140,000 | 3,723,639,000 |
| Dec 2025 | 893,340,000 | 642,462,000 | -1,140,896,000 | -868,153,000 | 13,454,955,000 | 3,348,126,000 | 4,182,918,000 |
| Sep 2025 | 1,574,668,000 | 1,424,757,000 | 207,927,000 | 317,637,000 | 15,450,358,000 | 3,864,891,000 | 5,107,481,000 |
| Jun 2025 | 1,674,453,000 | 1,513,594,000 | 381,501,000 | 357,540,000 | 14,449,399,000 | 4,098,851,000 | 4,467,005,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$234,286,000
Investing CF
$-922,554,000
Financing CF
$21,422,000
CapEx
—
Dividends Paid
—
Buybacks
—
EPS Diluted TTM
$-8.03
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$3,710,721,000
Inventory
—
Receivables
$6,609,810,000
ST Investments
$4,474,000
EBIT TTM
$-923,031,000
Pretax Income TTM
$-769,688,000
Interest Exp TTM
—
Analysts
—
Yahoo Snapshot (yfinance, live)
Total Revenue
$5,079,834,112
EBITDA
$1,688,717,952
Free Cash Flow
$-173,244,000
Enterprise Value
$-2,308,518,400
Total Cash
$2,453,139,968
Total Debt
$35,289,000
Shares Out
87,488,461
Trailing EPS
$-1.17
Book Value
$14.86
ROE
-7.4%
ROA
8.1%
Div Yield
27.16%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 5,719,220,000 | -221,758,000 | 54,530,000 | 13,454,955,000 | 4,182,918,000 | — | 703,623,000 |
| Dec 2024 | 5,805,901,000 | 1,647,064,000 | 1,582,299,000 | 12,982,696,000 | 3,440,266,000 | — | 1,424,082,000 |
| Dec 2023 | 4,895,633,000 | 2,594,782,000 | 2,080,197,000 | 10,276,916,000 | 2,191,367,000 | — | 2,171,013,000 |
| Dec 2022 | 3,434,620,000 | 1,471,864,000 | 1,194,871,000 | 8,536,095,000 | 2,505,282,000 | — | 1,849,430,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$0.42
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| AMBR | Amber International Holding Ltd | $93.99M | $1.08 | — |
| MGTE | Marblegate Capital Corp | $97.05M | $1.31 | — |
| SUIG | SUI Group Holdings Ltd. | $90.63M | $1.18 | — |
| CANG | Cango Inc. | $90.44M | $2.30 | — |
| EXOD | Exodus Movement, Inc. | $86.47M | $7.85 | — |
News headlines (Yahoo Finance, 1h cache)
Yiren Digital Upgrades Enterprise AI Across Core Business Functions
2026-08-18 10:00 · Yahoo
Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025
2026-08-12 10:00 · Yahoo
Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth
2026-07-30 10:00 · Yahoo
Yiren Digital Advances AI Entertainment Strategy Through Warrant Agreement with an AI-Native Entertainment and Emotional Wellness Platform
2026-07-08 11:00 · Yahoo
Yiren Digital Announces New $20 Million Share Repurchase Program
2026-07-02 09:35 · Yahoo
Yiren Digital Ltd (YRD) Q1 2026 Earnings Call Highlights: AI Integration Drives Operational ...
2026-06-25 19:00 · Yahoo
Yiren Digital to Report First Quarter 2026 Financial Results on June 25, 2026
2026-06-17 09:00 · Yahoo
Yiren Digital (YRD) Q4 2025 Earnings Transcript
2026-06-02 17:18 · Yahoo
Yiren Digital Expands AI Application-Layer Strategic Investments
2026-05-26 12:00 · Yahoo
Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder
2026-05-26 11:30 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.