YRD — Yiren Digital Ltd.

NYSE · Financials · Consumer Finance · CIK 1631761 · China
Last close
$1.43
Market Cap
$125.11M
52W High
$3.98
52W Low
$1.32
ADV30
108,958
Next earnings
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Dec 2025 893,340,000 642,462,000 -1,140,896,000 -868,153,000 13,454,955,000 3,348,126,000 4,182,918,000
Sep 2025 1,574,668,000 1,424,757,000 207,927,000 317,637,000 15,450,358,000 3,864,891,000 5,107,481,000
Jun 2025 1,674,453,000 1,513,594,000 381,501,000 357,540,000 14,449,399,000 4,098,851,000 4,467,005,000
Mar 2025 1,554,526,000 1,329,788,000 307,477,000 247,506,000 13,273,959,000 4,043,590,000 3,520,202,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$889,874,000
Investing CF
$-897,790,000
Financing CF
$367,012,000
CapEx
Dividends Paid
Buybacks
EPS Diluted TTM
$0.46
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$4,205,557,000
Inventory
Receivables
$6,557,937,000
ST Investments
$4,474,000
EBIT TTM
$-243,991,000
Pretax Income TTM
$-38,017,000
Interest Exp TTM
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$5,719,220,224
EBITDA
$2,157,536,000
Free Cash Flow
$-865,030,720
Enterprise Value
$-4,519,397,888
Total Cash
$4,848,209,920
Total Debt
$48,849,000
Shares Out
87,488,461
Trailing EPS
$0.09
Book Value
$15.63
ROE
0.6%
ROA
10.1%
Div Yield
27.16%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 5,719,220,000 -221,758,000 54,530,000 13,454,955,000 4,182,918,000 703,623,000
Dec 2024 5,805,901,000 1,647,064,000 1,582,299,000 12,982,696,000 3,440,266,000 1,424,082,000
Dec 2023 4,895,633,000 2,594,782,000 2,080,197,000 10,276,916,000 2,191,367,000 2,171,013,000
Dec 2022 3,434,620,000 1,471,864,000 1,194,871,000 8,536,095,000 2,505,282,000 1,849,430,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.42

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News headlines (Yahoo Finance, 1h cache)

Yiren Digital Expands AI Application-Layer Strategic Investments
2026-05-26 12:00 · Yahoo
Yiren Digital Comments on Recent Media Reports Concerning Affiliates of Its Controlling Shareholder
2026-05-26 11:30 · Yahoo
Yiren Digital Advances Transition to AI-Native, Multi-Industry Operating Model with Enterprise AI Architecture Rollout
2026-05-14 13:00 · Yahoo
3 Dividend Stocks To Consider With Up To 21.6% Yield
2026-05-08 11:31 · Yahoo
Deutsche Bank ADR Virtual Investor Conference: Presentations Now Available for Online Viewing
2026-04-29 12:35 · Yahoo
International companies to host live webcasts at Deutsche Bank’s Depositary Receipts Virtual Investor Conference on April 28, 2026
2026-04-23 12:35 · Yahoo
Yiren Digital to Present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on April 28, 2026
2026-04-22 12:00 · Yahoo
Yiren Digital Named to S&P Global Sustainability Yearbook (China Edition) 2026, Honored as Industry Mover
2026-04-16 13:00 · Yahoo
Top Dividend Stocks To Consider In April 2026
2026-04-09 11:31 · Yahoo
Why Yiren Digital (YRD) Is Down 44.2% After Weak Q4 Results And Dividend Suspension
2026-03-21 08:03 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.