ACIC — AMERICAN COASTAL INSURANCE Corp

Nasdaq · Financials · Insurance · CIK 1401521 ·
Last close
$9.34
Market Cap
$441.50M
52W High
$11.73
52W Low
$9.10
ADV30
282,178
Next earnings
2026-11-04
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 71,118,000 19,254,000 997,006,000 117,013,000 665,308,000
Dec 2025 86,269,000 26,564,000 1,072,732,000 198,762,000 755,167,000
Sep 2025 90,288,000 32,483,000 1,178,854,000 267,872,000 851,633,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$38,846,000
Investing CF
$-11,179,000
Financing CF
$-42,964,000
CapEx
$-302,000
Dividends Paid
$-36,574,000
Buybacks
$-5,000,000
EPS Diluted TTM
$2.01
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$-73,359,000
Inventory
Receivables
$243,350,000
ST Investments
$107,892,000
EBIT TTM
$143,211,000
Pretax Income TTM
$133,144,000
Interest Exp TTM
$10,067,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$330,591,008
EBITDA
$147,443,008
Free Cash Flow
$-50,285,876
Enterprise Value
$352,776,864
Total Cash
$235,624,992
Total Debt
$152,543,008
Shares Out
47,269,517
Trailing EPS
$2.02
Book Value
$7.30
ROE
31.7%
ROA
6.9%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 335,001,000 106,837,000 1,072,732,000 755,167,000 71,025,000
Dec 2024 296,437,000 75,718,000 1,216,112,000 980,452,000 243,509,000
Dec 2023 263,677,000 309,911,000 1,062,378,000 893,613,000 -136,003,000
Dec 2022 220,785,000 -469,855,000 2,837,496,000 3,019,535,000 -173,113,000

TTM Snapshot

Revenues TTM
$192,344,000
NetIncome TTM
$-46,519,000
OpCashFlow TTM
$0
Assets (Latest)
$1,216,112,000
Forward EPS
$1.09

Peers — same industry

TickerNameMarket CapLastDaily %
YB Yuanbao Inc. $442.14M $13.65
FRFFF FAIRFAX FINANCIAL HOLDINGS LTD/ CAN $486.78M $17.78
AMSF AMERISAFE INC $494.06M $26.42
TWFG TWFG, Inc. $389.89M $30.27
CRD-A CRAWFORD & CO $385.26M $13.43

News headlines (Yahoo Finance, 1h cache)

American Coastal Insurance (ACIC) Q2 2026 Earnings Call Transcript
2026-08-12 23:01 · Yahoo
American Coastal Insurance Corporation Announces an Additional $25 Million of Stock Repurchase Authorization
2026-08-06 20:01 · Yahoo
American Coastal (ACIC) Reports Q2 Earnings: What Key Metrics Have to Say
2026-08-05 22:30 · Yahoo
American Coastal Insurance Q2 Earnings Call Highlights
2026-08-05 22:03 · Yahoo
Earnings Preview: American Coastal Insurance (ACIC) Q2 Earnings Expected to Decline
2026-07-29 14:00 · Yahoo
American Coastal Insurance Corporation Schedules Second Quarter Financial Results and Conference Call
2026-07-28 13:00 · Yahoo
Implied Volatility Surging for American Coastal Insurance Stock Options
2026-06-30 12:30 · Yahoo
Implied Volatility Surging for American Coastal Stock Options
2026-05-28 12:32 · Yahoo
American Coastal Insurance (ACIC) Lags Q1 Earnings and Revenue Estimates
2026-05-06 00:30 · Yahoo
American Coastal (ACIC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-05-05 23:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.