ROOT — Root, Inc.
—
Nasdaq ·
Financials ·
Insurance ·
CIK 1788882 ·
Last close
$49.13
Market Cap
$672.44M
52W High
$91.00
52W Low
$40.91
ADV30
197,989
Next earnings
2026-11-04
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 389,200,000 | — | — | 25,400,000 | 1,668,500,000 | 509,600,000 | 1,340,600,000 |
| Mar 2026 | 393,500,000 | — | — | 35,900,000 | 1,684,900,000 | 597,200,000 | 1,359,000,000 |
| Dec 2025 | 397,000,000 | — | — | 5,300,000 | 1,674,500,000 | 669,300,000 | 1,390,200,000 |
| Sep 2025 | 387,800,000 | — | — | -5,400,000 | 1,642,400,000 | 653,300,000 | 1,377,400,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$194,500,000
Investing CF
$-220,400,000
Financing CF
$-41,800,000
CapEx
$-15,300,000
Dividends Paid
—
Buybacks
$0
EPS Diluted TTM
$3.54
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$-1,580,300,000
Inventory
—
Receivables
$442,900,000
ST Investments
$517,100,000
EBIT TTM
$81,400,000
Pretax Income TTM
$62,100,000
Interest Exp TTM
$19,300,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,567,500,032
EBITDA
$91,400,000
Free Cash Flow
$125,075,000
Enterprise Value
$618,056,576
Total Cash
$520,400,000
Total Debt
$197,800,000
Shares Out
13,687,016
Trailing EPS
$3.58
Book Value
$21.16
ROE
15.4%
ROA
3.3%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 1,517,100,000 | — | 40,300,000 | 1,674,500,000 | 1,390,200,000 | 284,300,000 | 206,500,000 |
| Dec 2024 | 1,176,500,000 | — | 30,900,000 | 1,495,700,000 | 1,292,000,000 | 203,700,000 | 195,700,000 |
| Dec 2023 | 455,000,000 | — | -147,400,000 | 1,347,700,000 | 1,182,000,000 | 165,700,000 | -33,600,000 |
| Dec 2022 | 310,800,000 | — | -297,700,000 | 1,312,900,000 | 1,035,800,000 | 277,100,000 | -210,600,000 |
TTM Snapshot
Revenues TTM
$1,561,200,000
NetIncome TTM
$57,800,000
OpCashFlow TTM
—
Assets (Latest)
$1,684,900,000
Forward EPS
$2.82
Max Pain — expiry 2026-10-16
max pain strike: $50.00 · spot: $49.13 · call oi: 1,377 · put oi: 1,351
Expected Move to 2026-10-16:
±$2.83
(5.75%) —
implied range
$46.31 –
$51.96
· ATM straddle on $50.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| TIPT | TIPTREE INC. | $642.38M | $17.25 | — |
| MHLA | Maiden Holdings, Ltd. | $773.52M | $8.93 | — |
| DGICA | DONEGAL GROUP INC | $575.02M | $18.23 | — |
| ITIC | INVESTORS TITLE CO | $560.64M | $296.95 | — |
| AII | American Integrity Insurance Group, Inc. | $524.52M | $26.77 | — |
News headlines (Yahoo Finance, 1h cache)
The Zacks Analyst Blog Highlights The Progressive, Chubb, The Travelers, Assurant and Root
2026-10-09 05:52 · Yahoo
Root, Inc. Schedules Conference Call to Discuss Third Quarter 2026 Financial Results
2026-10-07 20:30 · Yahoo
Should Investors Buy ROOT as Profitability Improves but Growth Slows?
2026-09-22 17:18 · Yahoo
ROOT's Partnership Strategy Push Could Unlock Profitable Growth
2026-09-09 16:20 · Yahoo
Root to Participate in Upcoming Investor Conferences
2026-09-03 20:30 · Yahoo
Root Reduces Auto Insurance Rates by 15% in Florida, Citing Impact of Legal Reforms
2026-08-27 20:05 · Yahoo
Root (ROOT) Stock Fair Value Falls After Analyst Target Cuts and Growth Reset
2026-08-22 06:09 · Yahoo
Root (ROOT) Q2 2026 Earnings Call Transcript
2026-08-12 21:59 · Yahoo
Robotaxis crash less. So why isn't your insurance cheaper?
2026-09-21 23:24 · Yahoo
Root Insurance and Carvana Extend Embedded Insurance Agreement
2026-09-01 20:05 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.