ROOT — Root, Inc.

Nasdaq · Financials · Insurance · CIK 1788882 ·
Last close
$56.54
Market Cap
$773.86M
52W High
$67.49
52W Low
$45.14
ADV30
270,650
Next earnings
2026-11-04
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 389,200,000 25,400,000 1,668,500,000 509,600,000 1,340,600,000
Mar 2026 393,500,000 35,900,000 1,684,900,000 597,200,000 1,359,000,000
Dec 2025 397,000,000 5,300,000 1,674,500,000 669,300,000 1,390,200,000
Sep 2025 387,800,000 -5,400,000 1,642,400,000 653,300,000 1,377,400,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$194,500,000
Investing CF
$-220,400,000
Financing CF
$-41,800,000
CapEx
$-15,300,000
Dividends Paid
Buybacks
$0
EPS Diluted TTM
$3.54
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$-1,580,300,000
Inventory
Receivables
$442,900,000
ST Investments
$517,100,000
EBIT TTM
$81,400,000
Pretax Income TTM
$62,100,000
Interest Exp TTM
$19,300,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,567,500,032
EBITDA
$91,400,000
Free Cash Flow
$125,075,000
Enterprise Value
$665,388,480
Total Cash
$520,400,000
Total Debt
$197,800,000
Shares Out
13,687,016
Trailing EPS
$3.63
Book Value
$20.76
ROE
15.4%
ROA
3.3%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,517,100,000 40,300,000 1,674,500,000 1,390,200,000 206,500,000
Dec 2024 1,176,500,000 30,900,000 1,495,700,000 1,292,000,000 195,700,000
Dec 2023 455,000,000 -147,400,000 1,347,700,000 1,182,000,000 -33,600,000
Dec 2022 310,800,000 -297,700,000 1,312,900,000 1,035,800,000 -210,600,000

TTM Snapshot

Revenues TTM
$525,600,000
NetIncome TTM
$-341,200,000
OpCashFlow TTM
$0
Assets (Latest)
$1,495,700,000
Forward EPS
$2.82

Peers — same industry

TickerNameMarket CapLastDaily %
ALL-PH ALLSTATE CORP $863.88M $18.78
TIPT TIPTREE INC. $690.42M $18.54
HIPO Hippo Holdings Inc. $877.45M $33.25
EIG Employers Holdings, Inc. $883.48M $49.19
MHLA Maiden Holdings, Ltd. $919.04M $10.61

News headlines (Yahoo Finance, 1h cache)

Root (ROOT) Stock Fair Value Falls After Analyst Target Cuts and Growth Reset
2026-08-22 06:09 · Yahoo
Root (ROOT) Q2 2026 Earnings Call Transcript
2026-08-12 21:59 · Yahoo
Root Inc (ROOT) (Q2 2026) Earnings Call Highlights: Strategic Discipline Drives Profitability ...
2026-08-06 05:03 · Yahoo
Root (NASDAQ:ROOT) Reports Sales Below Analyst Estimates In Q2 CY2026 Earnings, Stock Drops 11.1%
2026-08-05 22:43 · Yahoo
Root, Inc. Announces 2026 Second Quarter Results
2026-08-05 20:25 · Yahoo
Root's 2026 Outlook: AI-Driven Telematics Model Gains Scale Through Embedded Growth Partnerships
2026-08-11 14:43 · Yahoo
Root's Q2 profit rises 15% on pricing discipline
2026-08-06 21:00 · Yahoo
Root, Inc. Q2 2026 Earnings Call Summary
2026-08-06 12:30 · Yahoo
Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States
2026-07-22 13:14 · Yahoo
Roots Unveils the Fall 2026 Collections
2026-08-18 12:45 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.