ATLO — AMES NATIONAL CORP

Nasdaq · Financials · Banks · CIK 1132651 ·
Last close
$28.80
Market Cap
$255.09M
52W High
$29.71
52W Low
$25.95
ADV30
65,349
Next earnings
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 18,680,000 6,514,000 2,133,540,000 132,431,000 1,925,646,000
Sep 2025 16,583,000 4,559,000 2,107,999,000 113,839,000 1,907,407,000
Jun 2025 16,107,000 4,511,000 2,092,844,000 102,129,000 1,899,815,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$21,339,000
Investing CF
$44,212,000
Financing CF
$-40,025,000
CapEx
$-642,000
Dividends Paid
$-7,113,000
Buybacks
$-1,684,000
EPS Diluted TTM
$2.42
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$195,993,000
Inventory
Receivables
$14,067,000
ST Investments
$360,554,000
EBIT TTM
Pretax Income TTM
$23,866,000
Interest Exp TTM
$31,431,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$69,092,000
EBITDA
Free Cash Flow
Enterprise Value
$185,948,928
Total Cash
$124,264,000
Total Debt
$55,125,000
Shares Out
8,857,220
Trailing EPS
$2.42
Book Value
$23.43
ROE
11.0%
ROA
1.0%
Div Yield
3.33%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 66,832,000 19,027,000 2,133,540,000 1,925,646,000 21,339,000
Dec 2024 54,813,000 10,218,000 2,133,180,000 1,958,474,000 14,299,000
Dec 2023 53,840,000 10,817,000 2,155,481,000 1,989,693,000 19,207,000
Dec 2022 62,931,000 19,293,000 2,134,926,000 1,985,828,000 21,231,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$2.82

Peers — same industry

TickerNameMarket CapLastDaily %
FRAF FRANKLIN FINANCIAL SERVICES CORP /PA/ $257.27M $57.26
FXNC FIRST NATIONAL CORP /VA/ $252.60M $27.94
HWBK HAWTHORN BANCSHARES, INC. $250.35M $36.30
FUNC FIRST UNITED CORP/MD/ $246.07M $38.17
BPRN Princeton Bancorp, Inc. $245.20M $36.00

News headlines (Yahoo Finance, 1h cache)

If EPS Growth Is Important To You, Ames National (NASDAQ:ATLO) Presents An Opportunity
2026-04-26 13:23 · Yahoo
Ames National: Q4 Earnings Snapshot
2026-01-23 21:36 · Yahoo
Ames National (ATLO) Profit Margin Surge Challenges Prolonged Bearish Narratives
2025-10-19 07:10 · Yahoo
Ames National: Q3 Earnings Snapshot
2025-10-17 20:18 · Yahoo
Ames National (NASDAQ:ATLO) shareholders have earned a 21% return over the last year
2025-10-10 10:43 · Yahoo
Ames National: Q2 Earnings Snapshot
2025-08-08 18:38 · Yahoo
Ames National Second Quarter 2025 Earnings: EPS: US$0.51 (vs US$0.24 in 2Q 2024)
2025-07-21 10:04 · Yahoo

Recent Insider Activity

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