FUNC — FIRST UNITED CORP/MD/

Nasdaq · Financials · Banks · CIK 763907 ·
Last close
$38.17
Market Cap
$246.07M
52W High
$38.99
52W Low
$34.96
ADV30
12,016
Next earnings
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 23,449,000 5,777,000 2,087,453,000 131,612,000 1,883,819,000
Sep 2025 22,694,000 6,948,000 2,023,974,000 95,175,000 1,824,875,000
Jun 2025 21,793,000 5,984,000 2,007,471,000 79,113,000 1,816,324,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$19,374,000
Investing CF
$-48,009,000
Financing CF
$81,920,000
CapEx
$-3,969,000
Dividends Paid
$-5,967,000
Buybacks
$0
EPS Diluted TTM
$3.91
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$207,284,000
Inventory
Receivables
$17,728,000
ST Investments
$20,044,000
EBIT TTM
Pretax Income TTM
$32,533,000
Interest Exp TTM
$32,735,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$88,199,000
EBITDA
Free Cash Flow
Enterprise Value
$201,260,544
Total Cash
$89,847,000
Total Debt
$51,612,000
Shares Out
6,446,717
Trailing EPS
$3.90
Book Value
$31.84
ROE
13.0%
ROA
1.3%
Div Yield
2.80%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 88,866,000 24,515,000 2,087,453,000 1,883,819,000 19,374,000
Dec 2024 79,789,000 20,569,000 1,973,022,000 1,793,727,000 22,281,000
Dec 2023 71,323,000 15,060,000 1,905,860,000 1,743,987,000 22,470,000
Dec 2022 75,650,000 25,048,000 1,848,169,000 1,696,376,000 26,543,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$4.80

Peers — same industry

TickerNameMarket CapLastDaily %
BPRN Princeton Bancorp, Inc. $245.20M $36.00
HWBK HAWTHORN BANCSHARES, INC. $250.35M $36.30
CFFI C & F FINANCIAL CORP $240.92M $74.03
FXNC FIRST NATIONAL CORP /VA/ $252.60M $27.94
LCNB LCNB CORP $238.48M $16.74

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Recent Insider Activity

No insider activity indexed for this ticker.