BAFN — BayFirst Financial Corp.

Nasdaq · Financials · Banks · CIK 1649739 ·
Last close
$6.30
Market Cap
$33.85M
52W High
$8.99
52W Low
$4.80
ADV30
69,824
Next earnings
2026-04-30
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit. In addition, the company offers internet, mobile and online banking, lock box services, remote capture and deposit, treasury management, wire transfers, cash management, merchant processing, remote deposit capture, night depository, online bill payment, courier, retail investment, ACH originations, and other services. It operates full-service banking centers in Pinellas, Hillsborough, Manatee, and Sarasota counties, Florida. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 9,919,000 -2,463,000 1,300,258,000 206,982,000 1,212,689,000
Sep 2025 6,961,000 -18,902,000 1,345,978,000 119,834,000 1,256,250,000
Jun 2025 20,585,000 -1,237,000 1,343,867,000 78,579,000 1,235,644,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$285,295,000
Investing CF
$-194,943,000
Financing CF
$38,842,000
CapEx
$-300,000
Dividends Paid
$-1,434,000
Buybacks
$-335,000
EPS Diluted TTM
$-7.22
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$19,763,000
Inventory
Receivables
$8,421,000
ST Investments
$3,881,000
EBIT TTM
Pretax Income TTM
$-30,830,000
Interest Exp TTM
$40,009,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$31,500,000
EBITDA
Free Cash Flow
Enterprise Value
$-71,903,416
Total Cash
$134,464,992
Total Debt
$20,581,000
Shares Out
5,368,965
Trailing EPS
$-5.54
Book Value
$16.10
ROE
-29.5%
ROA
-2.3%
Div Yield
3.83%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 56,180,000 -22,937,000 1,300,258,000 1,212,689,000 285,295,000
Dec 2024 80,455,000 12,603,000 1,288,297,000 1,177,377,000 390,534,000
Dec 2023 78,761,000 5,702,000 1,117,766,000 1,017,059,000 454,797,000
Dec 2022 57,839,000 -349,000 938,895,000 847,011,000 440,251,000

TTM Snapshot

Revenues TTM
$0
NetIncome TTM
$2,938,000
OpCashFlow TTM
$0
Assets (Latest)
$1,288,297,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
USIO Usio, Inc. $43.88M $1.59
SNNF Seneca Bancorp, Inc. $22.33M $12.40
OAKV Oak View Bankshares, Inc. $51.98M $14.91
CIZN CITIZENS HOLDING CO /MS/ $53.50M $9.41
OSBK OCONEE FINANCIAL CORP $54.65M $52.00

News headlines (Yahoo Finance, 1h cache)

BAFN Incurs Q1 Loss on SBA Loan Credit Stress, Stock Down 10%
2026-05-06 17:54 · Yahoo
Florida’s BayFirst makes a switch at CEO
2026-05-04 12:18 · Yahoo
BayFirst Financial Corp (BAFN) Q1 2026 Earnings Call Highlights: Strategic Capital Raise Amidst ...
2026-05-02 07:02 · Yahoo
Sector Update: Financial Stocks Decline Late Afternoon
2026-05-01 20:02 · Yahoo
Top Midday Decliners
2026-05-01 18:06 · Yahoo
BayFirst (BAFN) Q1 2026 Earnings Transcript
2026-05-01 14:04 · Yahoo
BayFirst Financial Corp. Q1 2026 Earnings Call Summary
2026-05-01 12:30 · Yahoo
BayFirst Financial Corp. Announces Substantial Capital Raise, Names Alfred Rogers as Bank Chief Executive Officer, and Reports First Quarter 2026 Results
2026-04-30 20:00 · Yahoo
The Zacks Analyst Blog Highlights Broadcom, Visa, Home Depot and BayFirst Financial
2026-04-06 15:05 · Yahoo
Top Stock Reports for Broadcom, Visa & Home Depot
2026-04-02 20:33 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.