BVFL — BV Financial, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1302387 ·
Last close
$19.86
Market Cap
$171.97M
52W High
$20.54
52W Low
$17.20
ADV30
12,014
Next earnings
2026-07-16
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 10,570,000 4,805,000 912,213,000 55,705,000 728,409,000
Sep 2025 10,042,000 3,730,000 909,386,000 63,546,000 719,176,000
Jun 2025 9,870,000 2,861,000 908,327,000 56,323,000 710,336,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$19,024,000
Investing CF
$-13,293,000
Financing CF
$-20,526,000
CapEx
$-386,000
Dividends Paid
Buybacks
$-30,023,000
EPS Diluted TTM
$1.39
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$122,990,000
Inventory
Receivables
$3,149,000
ST Investments
$25,133,000
EBIT TTM
Pretax Income TTM
$18,862,000
Interest Exp TTM
$12,806,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$42,824,000
EBITDA
Free Cash Flow
Enterprise Value
$122,543,032
Total Cash
$74,577,000
Total Debt
$35,693,000
Shares Out
8,658,965
Trailing EPS
$1.35
Book Value
$22.51
ROE
6.5%
ROA
1.4%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 39,655,000 13,495,000 912,213,000 728,409,000 19,024,000
Dec 2024 37,703,000 11,723,000 911,821,000 716,322,000 16,063,000
Dec 2023 37,798,000 13,707,000 885,254,000 686,189,000 15,194,000
Dec 2022 35,339,000 10,524,000 844,963,000 747,212,000 9,714,000

Peers — same industry

TickerNameMarket CapLastDaily %
RBKB Rhinebeck Bancorp, Inc. $170.95M $15.40
BCBP BCB BANCORP INC $178.15M $10.26
ECBK ECB Bancorp, Inc. /MD/ $161.60M $18.46
FCAP FIRST CAPITAL INC $183.84M $54.95
FGBI First Guaranty Bancshares, Inc. $155.92M $9.47

News headlines (Yahoo Finance, 1h cache)

BV Financial Stock Falls 2% as March Quarter's Earnings Fall Y/Y
2026-04-30 16:37 · Yahoo
BV Financial, Inc. Announces Financial Results
2026-04-24 14:30 · Yahoo
The Zacks Analyst Blog Highlights AstraZeneca, HSBC, Walt Disney, Oak Valley Bancorp and BV Financial
2026-04-08 14:02 · Yahoo
Top Research Reports for AstraZeneca, HSBC & Walt Disney
2026-04-07 20:29 · Yahoo
BVFL Upgraded to Outperform on Asset Quality, Loan Growth
2026-04-07 17:31 · Yahoo
BV Financial's Q4 Earnings Soar Y/Y on Credit Loss Recovery
2026-01-29 17:29 · Yahoo
With 51% ownership of the shares, BV Financial, Inc. (NASDAQ:BVFL) is heavily dominated by institutional owners
2026-01-09 10:54 · Yahoo
BV Financial Rallies 23% in Six Months: Should You Buy the Stock?
2025-12-04 16:28 · Yahoo
BV Financial (NASDAQ:BVFL) investors are sitting on a loss of 19% if they invested three years ago
2025-11-29 12:17 · Yahoo
The Zacks Analyst Blog Highlights Walmart, Intuitive Surgical, Lam Research and BV Financial
2025-11-20 12:43 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.