RBKB — Rhinebeck Bancorp, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1751783 ·
Last close
$15.40
Market Cap
$170.95M
52W High
$17.99
52W Low
$15.06
ADV30
12,000
Next earnings
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, and savings accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; other consumer loans, including home equity loans; and personal loans. In addition, the company offers retail brokerage; retirement planning; financial planning and advisory; life insurance and investment products; ATMs, online banking and bill pay, mobile banking with mobile deposit and bill pay, automated clearing house origination, remote deposit capture, and telephone banking; debit and credit cards; wire transfer and merchant services; and wealth management services. Further, it invests in mutual funds and annuities. The company was founded in 1860 and is based in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. is a subsidiary of Rhinebeck Bancorp, MHC.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 13,498,000 2,336,000 1,301,766,000 18,829,000 1,164,914,000
Sep 2025 13,975,000 2,695,000 1,316,009,000 16,280,000 1,183,005,000
Jun 2025 13,094,000 2,726,000 1,274,249,000 24,078,000 1,145,292,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$11,743,000
Investing CF
$21,161,000
Financing CF
$31,598,000
CapEx
$-850,000
Dividends Paid
Buybacks
$-33,000
EPS Diluted TTM
$0.91
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$101,797,000
Inventory
Receivables
$4,882,000
ST Investments
$103,202,000
EBIT TTM
Pretax Income TTM
$12,685,000
Interest Exp TTM
$22,480,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$51,859,000
EBITDA
Free Cash Flow
Enterprise Value
$72,395,232
Total Cash
$119,148,000
Total Debt
$22,721,000
Shares Out
11,100,562
Trailing EPS
$0.91
Book Value
$12.75
ROE
7.5%
ROA
0.8%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 53,355,000 10,045,000 1,301,766,000 1,164,914,000 11,743,000
Dec 2024 28,729,000 -8,620,000 1,255,765,000 1,133,932,000 8,470,000
Dec 2023 43,699,000 4,395,000 1,313,202,000 1,199,517,000 7,048,000
Dec 2022 47,770,000 6,997,000 1,335,977,000 1,227,845,000 14,795,000

TTM Snapshot

Revenues TTM
$2,888,000
NetIncome TTM
$-2,034,000
OpCashFlow TTM
$0
Assets (Latest)
$1,255,765,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
BVFL BV Financial, Inc. $171.97M $19.86
BCBP BCB BANCORP INC $178.15M $10.26
ECBK ECB Bancorp, Inc. /MD/ $161.60M $18.46
FCAP FIRST CAPITAL INC $183.84M $54.95
FGBI First Guaranty Bancshares, Inc. $155.92M $9.47

News headlines (Yahoo Finance, 1h cache)

Rhinebeck Bancorp, Inc. Announces Commencement of Stock Offering
2026-05-26 13:25 · Yahoo
Rhinebeck Bancorp, Inc. Reports Results for the Quarter Ended March 31, 2026
2026-04-23 20:25 · Yahoo
Rhinebeck Bank Appoints Michael Vitale as Executive Vice President, Head of Commercial Banking
2026-04-13 20:25 · Yahoo
Rhinebeck Bank Partners with MANTL to Accelerate Digital Account Opening
2026-03-26 14:00 · Yahoo
Rhinebeck Bancorp, Inc. Announces Adoption of Plan of Conversion and Reorganization to Undertake Second Step Conversion
2026-02-10 21:25 · Yahoo
Rhinebeck Bancorp, Inc. Reports Results for the Quarter and Year Ended December 31, 2025
2026-01-29 21:25 · Yahoo
Rhinebeck Bancorp, Inc.'s (NASDAQ:RBKB) top owners are private companies with 58% stake, while 18% is held by individual investors
2026-01-23 12:34 · Yahoo
Rhinebeck Bank Announces Retirement of Louis Tumolo, Jr., DVM from Board of Directors
2025-12-19 21:25 · Yahoo
Investing in Rhinebeck Bancorp (NASDAQ:RBKB) five years ago would have delivered you a 37% gain
2025-12-09 14:07 · Yahoo
Rhinebeck Bancorp (RBKB) Returns to Profitability, Testing Skeptical Valuation Narratives
2025-10-29 23:11 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.