RBKB — Rhinebeck Bancorp, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1751783 ·
Last close
$12.90
Market Cap
$201.70M
52W High
$12.92
52W Low
$10.93
ADV30
184,131
Next earnings
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York, the United States. The company offers deposits, including non-interest-bearing demand, interest-bearing demand, money market, commercial and personal checking, individual retirement, and savings accounts, as well as certificates of deposit. It also provides direct and indirect automobile loans; non-residential commercial real estate loans; commercial business loans, such as term loans, revolving lines of credit, and lines of credit; residential mortgage and construction, one- to four-family residential real estate, multi-family real estate, commercial construction, and land development loans; other consumer loans, including home equity loans; and personal loans. In addition, the company offers retail brokerage; retirement planning; financial planning and advisory; life insurance and investment products; ATMs, online banking and bill pay, mobile banking with mobile deposit and bill pay, automated clearing house origination, remote deposit capture, and telephone banking; debit and credit cards; wire transfer and merchant services; and wealth management services. Further, it invests in mutual funds and annuities. The company was founded in 1860 and is based in Poughkeepsie, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 13,498,000 2,336,000 1,301,766,000 18,829,000 1,164,914,000
Sep 2025 13,975,000 2,695,000 1,316,009,000 16,280,000 1,183,005,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$10,949,000
Investing CF
$31,069,000
Financing CF
$20,369,000
CapEx
$-1,371,000
Dividends Paid
Buybacks
$-315,000
EPS Diluted TTM
$0.90
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$103,963,000
Inventory
Receivables
$4,708,000
ST Investments
$52,826,000
EBIT TTM
Pretax Income TTM
$12,609,000
Interest Exp TTM
$22,296,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$52,050,000
EBITDA
Free Cash Flow
Enterprise Value
$-90,020,768
Total Cash
$310,086,016
Total Debt
$21,880,000
Shares Out
15,635,966
Trailing EPS
$0.90
Book Value
$9.16
ROE
7.3%
ROA
0.7%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 53,355,000 10,045,000 1,301,766,000 1,164,914,000 11,743,000
Dec 2024 28,729,000 -8,620,000 1,255,765,000 1,133,932,000 8,470,000
Dec 2023 43,699,000 4,395,000 1,313,202,000 1,199,517,000 7,048,000
Dec 2022 47,770,000 6,997,000 1,335,977,000 1,227,845,000 14,795,000

TTM Snapshot

Revenues TTM
$2,888,000
NetIncome TTM
$-2,034,000
OpCashFlow TTM
$0
Assets (Latest)
$1,255,765,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
CZWI Citizens Community Bancorp Inc. $201.50M $20.88
FCAP FIRST CAPITAL INC $206.10M $61.62
FNWD Finward Bancorp $188.27M $43.45
ECBK ECB Bancorp, Inc. /MD/ $182.09M $20.84
BVFL BV Financial, Inc. $180.09M $21.26

News headlines (Yahoo Finance, 1h cache)

Rhinebeck Bancorp, Inc. Announces Completion of Conversion and Offering
2026-07-21 21:10 · Yahoo
Rhinebeck Bancorp, Inc. Announces Subscription Offering Results and Expected Closing Date
2026-07-17 13:20 · Yahoo
Rhinebeck Bancorp, Inc. Announces Commencement of Stock Offering
2026-05-26 13:25 · Yahoo
Rhinebeck Bancorp, Inc. Reports Results for the Quarter Ended March 31, 2026
2026-04-23 20:25 · Yahoo
Rhinebeck Bank Appoints Travis Podolec as New Senior Vice President, Commercial Lender in Orange County
2026-07-28 20:25 · Yahoo
Rhinebeck Bank Expands Commercial Banking Presence With New Westchester County Office
2026-07-15 20:25 · Yahoo
Zacks Initiates Coverage of Rhinebeck Bancorp With Neutral Recommendation
2026-07-28 14:56 · Yahoo
Rhinebeck Bancorp, Inc. Reports Results for the Quarter Ended June 30, 2026 and Completes Second-Step Conversion
2026-07-23 20:25 · Yahoo
Rhinebeck Bancorp, Inc. Announces Stockholder and Depositor Approvals of Pending Conversion Transaction
2026-06-29 20:25 · Yahoo
Rhinebeck Bank Appoints Michael Vitale as Executive Vice President, Head of Commercial Banking
2026-04-13 20:25 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.