CACC — CREDIT ACCEPTANCE CORP
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 885550 ·
Last close
$603.07
Market Cap
$6.31B
52W High
$668.86
52W Low
$525.10
ADV30
121,804
Next earnings
2026-10-29
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 574,800,000 | 362,000,000 | 169,800,000 | 135,800,000 | 8,694,600,000 | 25,700,000 | 7,180,500,000 |
| Dec 2025 | 573,600,000 | 363,300,000 | 233,300,000 | 122,000,000 | 8,631,700,000 | 22,800,000 | 7,108,100,000 |
| Sep 2025 | 576,400,000 | 356,000,000 | 142,900,000 | 108,200,000 | 8,640,600,000 | 15,900,000 | 7,062,000,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$1,055,200,000
Investing CF
$-574,800,000
Financing CF
$-1,049,600,000
CapEx
$-2,600,000
Dividends Paid
—
Buybacks
$-739,900,000
EPS Diluted TTM
$40.24
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$1,083,600,000
Inventory
—
Receivables
$7,985,800,000
ST Investments
—
EBIT TTM
$655,600,000
Pretax Income TTM
$598,700,000
Interest Exp TTM
—
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,303,399,936
EBITDA
—
Free Cash Flow
—
Enterprise Value
$12,545,016,832
Total Cash
$1,400,000
Total Debt
$6,286,199,808
Shares Out
10,460,071
Trailing EPS
$45.41
Book Value
$153.13
ROE
31.9%
ROA
5.8%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 2,287,900,000 | 619,900,000 | 423,900,000 | 8,631,700,000 | 7,108,100,000 | — | 1,054,600,000 |
| Dec 2024 | 2,134,300,000 | 325,100,000 | 247,900,000 | 8,854,600,000 | 7,105,000,000 | — | 1,137,900,000 |
| Dec 2023 | 1,879,800,000 | 347,300,000 | 286,100,000 | 7,610,200,000 | 5,856,500,000 | — | 1,203,800,000 |
| Dec 2022 | 1,823,000,000 | 702,300,000 | 535,800,000 | 6,904,700,000 | 5,280,700,000 | — | 1,238,700,000 |
TTM Snapshot
Revenues TTM
$1,959,300,000
NetIncome TTM
$486,400,000
OpCashFlow TTM
$0
Assets (Latest)
$8,854,600,000
Forward EPS
$55.45
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $500.00 · spot: $605.25 · call volume: 30 · put volume: 29Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| CIFR | Cipher Digital Inc. | $6.37B | $15.36 | — |
| ENVA | Enova International, Inc. | $6.17B | $247.66 | — |
| CORZ | Core Scientific, Inc./tx | $5.55B | $17.27 | — |
| FIGR | Figure Technology Solutions, Inc. | $7.17B | $38.64 | — |
| OMF | OneMain Holdings, Inc. | $7.23B | $62.89 | — |
News headlines (Yahoo Finance, 1h cache)
The Bull Case For Credit Acceptance (CACC) Could Change Following New US$600 Million ABS Financing Deal
2026-08-22 13:09 · Yahoo
Credit Acceptance Announces Completion Of $600.0 Million Asset-Backed Financing
2026-08-20 20:02 · Yahoo
Credit Acceptance Named One of PEOPLE Magazine’s 100 Companies That Care® for Fifth Consecutive Year
2026-08-13 20:02 · Yahoo
Credit Acceptance’s Q2 Earnings Call: Our Top 5 Analyst Questions
2026-08-12 21:17 · Yahoo
Credit Acceptance (CACC) Q2 2026 Earnings Call Transcript
2026-08-12 02:56 · Yahoo
All You Need to Know About Credit Acceptance (CACC) Rating Upgrade to Buy
2026-08-07 16:00 · Yahoo
CACC Q2 Earnings Beat as Expenses & Provisions Decline, Revenues Rise
2026-08-05 12:43 · Yahoo
Credit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast
2026-07-28 20:02 · Yahoo
Credit Acceptance Announces New Chief Technology Officer to Advance Digital-First, AI-Enabled Business Evolution
2026-08-13 13:00 · Yahoo
ECPG Q2 Earnings Miss Despite Y/Y Revenue Growth & Record Collections
2026-08-06 15:43 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.