CACC — CREDIT ACCEPTANCE CORP
—
Nasdaq ·
Financials ·
Consumer Finance ·
CIK 885550 ·
Last close
$542.82
Market Cap
$5.63B
52W High
$668.86
52W Low
$401.90
ADV30
119,198
Next earnings
2026-10-29
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 574,800,000 | 362,000,000 | 169,800,000 | 135,800,000 | 8,694,600,000 | 25,700,000 | 7,180,500,000 |
| Dec 2025 | 573,600,000 | 363,300,000 | 233,300,000 | 122,000,000 | 8,631,700,000 | 22,800,000 | 7,108,100,000 |
| Sep 2025 | 576,400,000 | 356,000,000 | 142,900,000 | 108,200,000 | 8,640,600,000 | 15,900,000 | 7,062,000,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$1,055,200,000
Investing CF
$-574,800,000
Financing CF
$-1,049,600,000
CapEx
$-2,600,000
Dividends Paid
—
Buybacks
$-739,900,000
EPS Diluted TTM
$40.24
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$1,083,600,000
Inventory
—
Receivables
$7,985,800,000
ST Investments
—
EBIT TTM
$655,600,000
Pretax Income TTM
$598,700,000
Interest Exp TTM
—
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$1,303,399,936
EBITDA
—
Free Cash Flow
—
Enterprise Value
$12,557,161,472
Total Cash
$1,400,000
Total Debt
$6,286,199,808
Shares Out
10,380,580
Trailing EPS
$45.31
Book Value
$153.13
ROE
31.9%
ROA
5.8%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 2,287,900,000 | 619,900,000 | 423,900,000 | 8,631,700,000 | 7,108,100,000 | 1,523,600,000 | 1,054,600,000 |
| Dec 2024 | 2,134,300,000 | 325,100,000 | 247,900,000 | 8,854,600,000 | 7,105,000,000 | 1,749,600,000 | 1,137,900,000 |
| Dec 2023 | 1,879,800,000 | 347,300,000 | 286,100,000 | 7,610,200,000 | 5,856,500,000 | 1,753,700,000 | 1,203,800,000 |
| Dec 2022 | 1,823,000,000 | 702,300,000 | 535,800,000 | 6,904,700,000 | 5,280,700,000 | 1,624,000,000 | 1,238,700,000 |
TTM Snapshot
Revenues TTM
$2,326,100,000
NetIncome TTM
$453,400,000
OpCashFlow TTM
—
Assets (Latest)
$8,694,600,000
Forward EPS
$54.80
Max Pain — expiry 2026-11-20 (volume-derived — Yahoo OI feed degraded)
max pain strike: $500.00 · spot: $547.60 · call volume: 31 · put volume: 30
Expected Move to 2026-11-20:
±$132.00
(24.11%) —
implied range
$415.60 –
$679.60
· ATM straddle on $550.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| CIFR | Cipher Digital Inc. | $5.60B | $13.50 | — |
| FIGR | Figure Technology Solutions, Inc. | $5.12B | $27.60 | — |
| KLAR | Klarna Group plc | $5.10B | $13.46 | — |
| RIOT | Riot Platforms, Inc. | $6.32B | $16.84 | — |
| CORZ | Core Scientific, Inc./tx | $4.94B | $15.36 | — |
News headlines (Yahoo Finance, 1h cache)
Fortune Media and Great Place To Work® Name Credit Acceptance to 2026 Best Workplaces in Financial Services™ List for the 12th Consecutive Year
2026-10-07 20:02 · Yahoo
Over 50,000 drivers could have $634M in car debt erased after lender ‘preyed on’ consumers. Do you qualify?
2026-09-24 10:15 · Yahoo
Credit Acceptance (CACC) Settles with States. How Much Financial Risk Remains?
2026-09-23 00:20 · Yahoo
Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer
2026-09-22 20:02 · Yahoo
Encore Capital Stock Soars 73.8% YTD: Is There Further Upside Left?
2026-10-01 14:37 · Yahoo
Q2 Earnings Roundup: Credit Acceptance (NASDAQ:CACC) And The Rest Of The Consumer Finance Segment
2026-10-09 20:03 · Yahoo
Wells Fargo Faces HUD Lending Probe: A Setback for Regulatory Progress?
2026-10-08 16:31 · Yahoo
How Fuel Economy Rule Changes Could Lift CarMax Stock And Auto Finance Shares
2026-09-30 06:07 · Yahoo
1 Value Stock for Long-Term Investors and 2 We Ignore
2026-09-23 10:45 · Yahoo
Dave Ramsey Warns Car Debt Will ‘Suck The Bone Marrow Out Of Your Money’ as 1 In 5 New-Car Buyers Now Pays Over $1,000 a Month
2026-09-27 13:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.