KLAR — Klarna Group plc

NYSE · Financials · Consumer Finance · CIK 2003292 ·
Last close
$14.11
Market Cap
$5.34B
52W High
$22.09
52W Low
$13.84
ADV30
5,767,453
Next earnings
2026-11-17
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration ranges from three to 48 months. It also offers advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. Additionally, the company provides membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 1,012,000,000 746,000,000 188,000,000 -5,000,000 17,988,000,000 2,806,000,000 15,354,000,000
Dec 2025 1,083,000,000 39,000,000 200,000,000 -47,000,000 18,797,000,000 3,803,000,000 16,113,000,000
Sep 2025 903,000,000 695,000,000 97,000,000 -95,000,000 20,782,000,000 6,795,000,000 18,162,000,000
Jun 2025 823,000,000 315,000,000 -46,000,000 -52,000,000 19,189,000,000 5,504,000,000 16,679,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-2,591,000,000
Investing CF
$-31,000,000
Financing CF
$1,004,000,000
CapEx
$-31,000,000
Dividends Paid
Buybacks
EPS Diluted TTM
$-0.67
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$2,173,000,000
Inventory
Receivables
$10,272,000,000
ST Investments
$1,191,000,000
EBIT TTM
$587,000,000
Pretax Income TTM
$-135,000,000
Interest Exp TTM
$722,000,000
Analysts
20

Yahoo Snapshot (yfinance, live)

Total Revenue
$4,039,000,064
EBITDA
$-20,000,000
Free Cash Flow
$798,374,976
Enterprise Value
$2,596,363,776
Total Cash
$4,814,000,128
Total Debt
$1,752,000,000
Shares Out
378,113,486
Trailing EPS
$-0.52
Book Value
$6.44
ROE
-4.3%
ROA
-0.1%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 3,510,000,000 439,000,000 -294,000,000 18,797,000,000 16,113,000,000 -1,032,000,000
Dec 2024 2,811,000,000 382,000,000 9,000,000 13,804,000,000 11,547,000,000 587,000,000
Dec 2023 2,276,000,000 -26,000,000 -244,000,000 13,748,000,000 11,551,000,000 808,000,000
Dec 2022 1,904,000,000 -833,000,000 -1,034,000,000 336,000,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.80

Max Pain — expiry 2026-08-28 (volume-derived — Yahoo OI feed degraded)

max pain strike: $23.00 · spot: $14.11 · call volume: 2,511 · put volume: 5,995
Expected Move to 2026-08-28: ±$0.69 (4.89%) — implied range $13.42$14.80 · ATM straddle on $14.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
CORZ Core Scientific, Inc./tx $5.55B $17.27
SLM SLM Corp $4.95B $26.34
BLSH Bullish $4.64B $30.61
ENVA Enova International, Inc. $6.17B $247.66
CACC CREDIT ACCEPTANCE CORP $6.31B $603.07

News headlines (Yahoo Finance, 1h cache)

AFRM Vs KLAR: Which BNPL Stock Is The Better Buy Right Now?
2026-08-25 01:33 · Yahoo
Klarna Group's H2 GMV Outlook Cut, Executive Departures Weigh on Shares, UBS Says
2026-08-24 16:15 · Yahoo
KLAR Stock Posts Worst Week Ever: Here’s Why Wall Street Is Slashing Price Targets On BNPL Firm
2026-08-24 02:45 · Yahoo
Klarna (KLAR) Posted a $9 Million Quarterly Profit. Why Did Its Stock Crash 23%?
2026-08-21 22:39 · Yahoo
Klarna Slides 5%, Affirm Slips 3%, but PayPal Stays in the Green: Is a Rotation in BNPL Stocks Afoot?
2026-08-20 18:46 · Yahoo
CEOs shift messaging around AI and layoffs
2026-08-20 15:59 · Yahoo
Cramer Warns Fintech Bulls: These Three Stocks Are Priced for Perfection
2026-08-19 19:45 · Yahoo
Klarna Group (KLAR) Is Down 20.9% After Cutting 2026 Outlook And Announcing Leadership Changes
2026-08-19 16:12 · Yahoo
Klarna Stock Target Cut to $17 as Europe Slows
2026-08-19 14:43 · Yahoo
Klarna CFO, CMO to leave early next year
2026-08-19 14:05 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.