CASH — PATHWARD FINANCIAL, INC.

Nasdaq · Financials · Banks · CIK 907471 ·
Last close
$90.23
Market Cap
$1.90B
52W High
$101.20
52W Low
$77.53
ADV30
232,332
Next earnings
2026-07-22
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 142,519,000 35,166,000 7,560,205,000 331,217,000 6,706,493,000
Sep 2025 153,866,000 38,803,000 7,172,344,000 120,568,000 6,314,890,000
Jun 2025 156,814,000 42,147,000 7,229,844,000 258,343,000 6,411,696,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$630,658,000
Investing CF
$-567,276,000
Financing CF
$-331,165,000
CapEx
$-208,755,000
Dividends Paid
$-4,593,000
Buybacks
$-156,932,000
EPS Diluted TTM
$8.42
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$346,529,000
Inventory
Receivables
$172,679,000
ST Investments
$961,370,000
EBIT TTM
Pretax Income TTM
$229,541,000
Interest Exp TTM
$10,376,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$777,176,000
EBITDA
Free Cash Flow
Enterprise Value
$1,818,307,200
Total Cash
$157,602,000
Total Debt
$82,702,000
Shares Out
21,110,034
Trailing EPS
$8.41
Book Value
$39.83
ROE
22.8%
ROA
2.7%
Div Yield
0.22%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Sep 2025 673,632,000 185,872,000 7,172,344,000 6,314,890,000 450,619,000
Sep 2024 647,669,000 183,219,000 7,532,017,000 6,709,828,000 488,805,000
Sep 2023 600,591,000 143,266,000 7,503,401,000 6,885,054,000 327,913,000
Sep 2022 518,523,000 151,134,000 6,747,410,000 6,102,270,000 290,049,000

TTM Snapshot

Revenues TTM
$427,442,000
NetIncome TTM
$142,323,000
OpCashFlow TTM
$0
Assets (Latest)
$7,172,344,000
Forward EPS
$9.67

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $80.00 · spot: $90.23 · call volume: 25 · put volume: 5
Expected Move to 2026-09-18: ±$8.60 (9.53%) — implied range $81.63$98.83 · ATM straddle on $90.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
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AVAL Grupo Aval Acciones Y Valores S.A. $1.92B $5.07
WBS-PF WEBSTER FINANCIAL CORP $1.89B $20.44
LOB Live Oak Bancshares, Inc. $1.93B $41.65
CHCO CITY HOLDING CO $1.87B $132.76

News headlines (Yahoo Finance, 1h cache)

Pathward Recognized Among TIME America’s Best Companies 2026
2026-07-09 16:17 · Yahoo
Pathward Financial, Inc. to Announce Third Quarter 2026 Earnings and Host Conference Call on July 22, 2026
2026-07-08 20:15 · Yahoo
1 Bank Stock Worth Your Attention and 2 We Turn Down
2026-07-08 08:26 · Yahoo
U.S. News & World Report Names Pathward a 2026-2027 Best Company to Work For
2026-07-01 13:25 · Yahoo
3 of Wall Street’s Favorite Stocks to Consider Right Now
2026-06-22 12:51 · Yahoo
Pathward Financial, Inc. (CASH) Announces Cash Dividend
2026-06-13 18:08 · Yahoo
A Look At Pathward Financial (CASH) Valuation After Recent Mixed Share Price Performance
2026-06-08 19:10 · Yahoo
1 Russell 2000 Stock to Own for Decades and 2 We Find Risky
2026-06-08 16:29 · Yahoo
Should Higher-for-Longer Rates Forcing Margin Trade-Offs at Pathward (CASH) Reshape Its Investment Narrative?
2026-06-08 16:13 · Yahoo
Q1 Rundown: Pathward Financial (NASDAQ:CASH) Vs Other Regional Banks Stocks
2026-06-05 14:48 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.