LOB — Live Oak Bancshares, Inc.
—
NYSE ·
Financials ·
Banks ·
CIK 1462120 ·
Last close
$40.30
Market Cap
$1.87B
52W High
$44.53
52W Low
$36.01
ADV30
227,409
Next earnings
2026-10-21
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | 151,181,000 | — | — | 36,795,000 | 16,038,141,000 | 927,880,000 | 14,721,223,000 |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 132,999,000 | — | — | 46,210,000 | 15,134,778,000 | 865,154,000 | 13,880,672,000 |
| Sep 2025 | 142,456,000 | — | — | 26,516,000 | 14,665,902,000 | 892,695,000 | 13,463,353,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$253,267,000
Investing CF
$-2,011,314,000
Financing CF
$2,022,922,000
CapEx
$-15,893,000
Dividends Paid
$-12,762,000
Buybacks
—
EPS Diluted TTM
$2.84
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$869,757,000
Inventory
—
Receivables
—
ST Investments
$914,555,000
EBIT TTM
—
Pretax Income TTM
$184,382,000
Interest Exp TTM
$463,321,000
Analysts
4
Yahoo Snapshot (yfinance, live)
Total Revenue
$526,377,984
EBITDA
—
Free Cash Flow
—
Enterprise Value
$1,137,435,904
Total Cash
$927,880,000
Total Debt
$99,766,000
Shares Out
46,283,620
Trailing EPS
$2.81
Book Value
$26.29
ROE
11.7%
ROA
0.9%
Div Yield
0.29%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 541,225,000 | — | 105,871,000 | 15,134,778,000 | 13,880,672,000 | — | 158,242,000 |
| Dec 2024 | 481,694,000 | — | 77,474,000 | 12,943,380,000 | 11,939,884,000 | — | 156,780,000 |
| Dec 2023 | 425,851,000 | — | 73,898,000 | 11,271,423,000 | 10,368,757,000 | — | 184,895,000 |
| Dec 2022 | 391,858,000 | — | 176,208,000 | 9,855,498,000 | 9,044,465,000 | — | -300,744,000 |
TTM Snapshot
Revenues TTM
$779,094,000
NetIncome TTM
$105,636,000
OpCashFlow TTM
$0
Assets (Latest)
$12,943,380,000
Forward EPS
$4.23
Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $40.00 · spot: $40.30 · call volume: 30 · put volume: 16
Expected Move to 2026-09-18:
±$4.24
(10.52%) —
implied range
$36.06 –
$44.54
· ATM straddle on $40.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| NBHC | National Bank Holdings Corp | $1.86B | $41.80 | — |
| GABC | GERMAN AMERICAN BANCORP, INC. | $1.88B | $50.07 | — |
| OCFC | OCEANFIRST FINANCIAL CORP | $1.83B | $18.94 | — |
| WBS-PF | WEBSTER FINANCIAL CORP | $1.90B | $20.64 | — |
| FCNCB | FIRST CITIZENS BANCSHARES INC /DE/ | $1.82B | $1810.00 | — |
News headlines (Yahoo Finance, 1h cache)
Live Oak Bancshares (LOB) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now
2026-08-24 13:55 · Yahoo
Q2 Earnings Highs And Lows: Live Oak Bancshares (NYSE:LOB) Vs The Rest Of The Regional Banks Stocks
2026-08-12 14:53 · Yahoo
Live Oak Bancshares (LOB) is a Great Momentum Stock: Should You Buy?
2026-08-04 16:00 · Yahoo
Live Oak Bancshares (LOB) Q2 Earnings and Revenues Surpass Estimates
2026-07-22 21:55 · Yahoo
Live Oak Bancshares (NYSE:LOB) Posts Better-Than-Expected Sales In Q2 CY2026
2026-07-22 21:03 · Yahoo
Live Oak Bancshares (LOB) Reports Q2: Everything You Need To Know Ahead Of Earnings
2026-07-21 06:30 · Yahoo
Live Oak Bancshares (LOB) Stock Looks Reasonable After Its 42% Run
2026-07-19 19:07 · Yahoo
What Makes Live Oak Bancshares (LOB) a Strong Momentum Stock: Buy Now?
2026-07-14 16:00 · Yahoo
Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results
2026-07-08 20:15 · Yahoo
All You Need to Know About Live Oak Bancshares (LOB) Rating Upgrade to Buy
2026-07-08 16:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.