LOB — Live Oak Bancshares, Inc.

NYSE · Financials · Banks · CIK 1462120 ·
Last close
$41.65
Market Cap
$1.93B
52W High
$42.24
52W Low
$35.25
ADV30
295,151
Next earnings
2026-07-22
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 132,999,000 46,210,000 15,134,778,000 865,154,000 13,880,672,000
Sep 2025 142,456,000 26,516,000 14,665,902,000 892,695,000 13,463,353,000
Jun 2025 142,003,000 23,428,000 13,831,208,000 663,005,000 12,763,943,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$158,242,000
Investing CF
$-1,904,190,000
Financing CF
$2,002,052,000
CapEx
$-14,756,000
Dividends Paid
$-8,535,000
Buybacks
EPS Diluted TTM
$2.61
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$809,885,000
Inventory
Receivables
ST Investments
$861,601,000
EBIT TTM
Pretax Income TTM
$142,815,000
Interest Exp TTM
$460,114,000
Analysts
4

Yahoo Snapshot (yfinance, live)

Total Revenue
$512,212,992
EBITDA
Free Cash Flow
Enterprise Value
$1,295,334,016
Total Cash
$816,385,024
Total Debt
$99,746,000
Shares Out
46,262,391
Trailing EPS
$2.62
Book Value
$25.55
ROE
10.9%
ROA
0.9%
Div Yield
0.29%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 541,225,000 105,871,000 15,134,778,000 13,880,672,000 158,242,000
Dec 2024 481,694,000 77,474,000 12,943,380,000 11,939,884,000 156,780,000
Dec 2023 425,851,000 73,898,000 11,271,423,000 10,368,757,000 184,895,000
Dec 2022 391,858,000 176,208,000 9,855,498,000 9,044,465,000 -300,744,000

TTM Snapshot

Revenues TTM
$779,094,000
NetIncome TTM
$105,636,000
OpCashFlow TTM
$0
Assets (Latest)
$12,943,380,000
Forward EPS
$4.14

Max Pain — expiry 2026-07-17 (volume-derived — Yahoo OI feed degraded)

max pain strike: $35.00 · spot: $41.65 · call volume: 10 · put volume: 4

Peers — same industry

TickerNameMarket CapLastDaily %
AVAL Grupo Aval Acciones Y Valores S.A. $1.92B $5.07
CASH PATHWARD FINANCIAL, INC. $1.90B $90.23
INTR Inter & Co, Inc. $1.90B $5.82
SRCE 1ST SOURCE CORP $1.96B $81.44
WBS-PF WEBSTER FINANCIAL CORP $1.89B $20.44

News headlines (Yahoo Finance, 1h cache)

Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results
2026-07-08 20:15 · Yahoo
All You Need to Know About Live Oak Bancshares (LOB) Rating Upgrade to Buy
2026-07-08 16:00 · Yahoo
2 Mooning Stocks with Impressive Fundamentals and 1 We Avoid
2026-07-06 08:04 · Yahoo
What to Know About a $336,000 Live Oak Bancshares Insider Sale With Shares Up Nearly 40% This Past Year
2026-06-29 22:35 · Yahoo
Live Oak Bank Appoints Matthew S. Diffley as Chief Accounting Officer
2026-06-29 20:15 · Yahoo
Should Investors Be Nervous Live Oak Bancshares' CEO Sold 20,000 Shares?
2026-06-19 16:16 · Yahoo
1 Cash-Heavy Stock on Our Buy List and 2 Facing Challenges
2026-06-18 12:29 · Yahoo
Aligned Climate Capital Closes $33M in Construction Financing for Delaware Community Solar Projects
2026-06-16 10:00 · Yahoo
2 Reasons to Sell LOB and 1 Stock to Buy Instead
2026-06-15 20:12 · Yahoo
3 Stocks Estimated To Be Up To 47.8% Below Intrinsic Value
2026-06-12 17:38 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.