CIA — CITIZENS, INC.

NYSE · Financials · Insurance · CIK 24090 ·
Last close
$5.06
Market Cap
$255.80M
52W High
$5.86
52W Low
$4.40
ADV30
83,481
Next earnings
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 59,720,000 2,268,000 1,739,500,000 16,966,000 1,500,832,000
Dec 2025 72,070,000 7,338,000 1,754,760,000 21,422,000 1,519,775,000
Sep 2025 62,808,000 2,417,000 1,742,365,000 21,569,000 1,516,761,000
Jun 2025 65,086,000 6,459,000 1,712,500,000 21,117,000 1,483,474,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$17,986,000
Investing CF
$-19,672,000
Financing CF
$-4,609,000
CapEx
$-447,000
Dividends Paid
Buybacks
$-360,000
EPS Diluted TTM
$0.28
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$71,653,000
Inventory
Receivables
$22,887,000
ST Investments
$28,320,000
EBIT TTM
Pretax Income TTM
$17,470,000
Interest Exp TTM
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$259,684,000
EBITDA
$22,382,000
Free Cash Flow
$9,060,375
Enterprise Value
$232,768,608
Total Cash
$16,966,000
Total Debt
$0
Shares Out
50,553,564
Trailing EPS
$0.35
Book Value
$4.74
ROE
8.1%
ROA
0.8%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 255,616,000 14,591,000 1,754,760,000 1,519,775,000 17,986,000
Dec 2024 245,001,000 14,912,000 1,685,325,000 1,474,970,000 31,918,000
Dec 2023 240,680,000 24,437,000 1,668,928,000 1,496,799,000 22,056,000
Dec 2022 232,524,000 26,007,000 1,590,703,000 1,462,913,000 56,920,000

TTM Snapshot

Revenues TTM
$238,881,000
NetIncome TTM
$6,096,000
OpCashFlow TTM
$0
Assets (Latest)
$1,685,325,000
Forward EPS
$0.36

Peers — same industry

TickerNameMarket CapLastDaily %
AIFU AIFU Inc. $253.34M $2.16
OSG OCTAVE SPECIALTY GROUP INC $249.38M $5.54
TWFG TWFG, Inc. $245.91M $18.92
KINS KINGSTONE COMPANIES, INC. $233.50M $16.12
NODK NI Holdings, Inc. $286.13M $13.97

News headlines (Yahoo Finance, 1h cache)

Discovering US Undiscovered Gems in May 2026
2026-05-18 17:33 · Yahoo
Fidelis Insurance Holdings (PLGO) Q1 Earnings and Revenues Top Estimates
2026-05-13 21:35 · Yahoo
Citizens, Inc. Just Missed Earnings - But Analysts Have Updated Their Models
2026-05-11 10:24 · Yahoo
Citizens, Inc. Reports First Quarter 2026 Financial Results
2026-05-07 20:05 · Yahoo
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Recent Insider Activity

No insider activity indexed for this ticker.