XHG — XChange TEC.INC

Nasdaq · Financials · Insurance · CIK 1769256 ·
Last close
$4.10
Market Cap
$191.08M
52W High
$7.23
52W Low
$0.82
ADV30
2,998,407
Next earnings
XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies. It also provides automobile, life, health, group accidents, and other property related insurance products. In addition, the company operates a SaaS platform to offers comprehensive services to offline and online customers. It sells its insurance products primarily through a network of external referral sources that include external registered sales representatives, distribution channel partners, and through its in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2007 and is based in Shanghai, the People's Republic of China.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 65,120,000 4,441,000 936,491,000
Sep 2025 69,378,000 10,879,000 949,521,000
Mar 2025 115,603,000 4,890,000 1,330,234,000
Sep 2024 782,836,000 8,085,000 1,339,409,000

Balance + Analyst (yfinance extras)

Retained Earnings
$-4,623,123,000
Inventory
Receivables
$22,742,000
ST Investments
$2,311,000
EBIT TTM
Pretax Income TTM
Interest Exp TTM
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$387,424,000
EBITDA
$-34,332,000
Free Cash Flow
$-408,307,488
Enterprise Value
$256,212,352
Total Cash
$6,752,000
Total Debt
$35,638,000
Shares Out
46,604,623
Trailing EPS
$0.00
Book Value
$-2.51
ROE
ROA
-20.1%
Div Yield

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Sep 2025 365,267 -34,386 -748,414 69,378,000 949,521,000 -11,698
Sep 2024 288,369,000 -13,846,000 -226,821,000 782,836,000 1,339,409,000 -9,770,000
Sep 2023 0 -23,537,000 -71,313,000 85,653,000 729,077,000 -39,867,000
Sep 2022 0 -29,355,000 820,023,000 95,540,000 668,402,000 -44,333,000
Sep 2021

Peers — same industry

TickerNameMarket CapLastDaily %
JRVR James River Group Holdings, Inc. $190.04M $4.11
UTGN UTG INC $184.83M $59.00
CIA CITIZENS, INC. $199.53M $3.94
OSG OCTAVE SPECIALTY GROUP INC $204.08M $4.53
CRD-B CRAWFORD & CO $228.94M $12.11

News headlines (Yahoo Finance, 1h cache)

XChange TEC.INC Announces Intent to Acquire First Cycle, INC., Accelerating AI-Powered Insurance Transformation
2026-08-13 12:00 · Yahoo
XChange TEC.INC First Half 2025 Earnings: CN¥660 loss per share (vs CN¥1,350 loss in 1H 2024)
2025-09-06 12:43 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.