ENVA — Enova International, Inc.

NYSE · Financials · Consumer Finance · CIK 1529864 ·
Last close
$159.05
Market Cap
$3.96B
52W High
$176.02
52W Low
$129.25
ADV30
234,195
Next earnings
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 875,142,000 434,913,000 113,060,000 91,099,000 6,877,251,000 96,130,000 5,475,468,000
Dec 2025 839,391,000 412,868,000 104,221,000 78,981,000 6,468,432,000 71,709,000 5,131,708,000
Sep 2025 802,678,000 373,753,000 109,821,000 80,314,000 5,962,237,000 53,600,000 4,678,562,000
Jun 2025 764,043,000 358,677,000 101,325,000 76,149,000 5,724,753,000 55,560,000 4,496,098,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,902,517,000
Investing CF
$-2,689,565,000
Financing CF
$896,610,000
CapEx
$-45,016,000
Dividends Paid
Buybacks
$-168,641,000
EPS Diluted TTM
$12.35
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$2,097,242,000
Inventory
Receivables
$5,988,126,000
ST Investments
EBIT TTM
$428,427,000
Pretax Income TTM
$422,871,000
Interest Exp TTM
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,580,210,944
EBITDA
Free Cash Flow
Enterprise Value
$8,673,429,504
Total Cash
$110,445,000
Total Debt
$4,864,254,976
Shares Out
24,884,896
Trailing EPS
$12.29
Book Value
$56.25
ROE
25.1%
ROA
5.3%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 3,151,653,000 406,727,000 308,389,000 6,468,432,000 5,131,708,000 1,819,121,000
Dec 2024 2,657,800,000 294,316,000 209,448,000 5,266,131,000 4,069,207,000 1,538,576,000
Dec 2023 2,117,639,000 227,356,000 175,121,000 4,585,536,000 3,345,353,000 1,166,869,000
Dec 2022 1,736,085,000 268,105,000 207,424,000 3,780,889,000 2,594,744,000 893,998,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$19.53

Peers — same industry

TickerNameMarket CapLastDaily %
FMCC FEDERAL HOME LOAN MORTGAGE CORP $4.10B $6.31
SLM SLM Corp $4.16B $22.08
GPGI GPGI, Inc. $3.65B $12.60
BFH BREAD FINANCIAL HOLDINGS, INC. $3.58B $88.51
CLSK CLEANSPARK, INC. $4.40B $17.13

News headlines (Yahoo Finance, 1h cache)

4 Stocks With Solid Net Profit Margins to Strengthen Your Portfolio
2026-05-26 13:48 · Yahoo
How The Evolving Story Around Enova International (ENVA) Is Shaping New Analyst Valuations
2026-05-19 21:15 · Yahoo
Interactive Brokers, Enova, and Encore Capital Group Shares Are Soaring, What You Need To Know
2026-05-18 20:28 · Yahoo
Enova International (ENVA) is an Incredible Growth Stock: 3 Reasons Why
2026-05-14 16:45 · Yahoo
2 Reasons to Sell ENVA and 1 Stock to Buy Instead
2026-05-13 01:16 · Yahoo
Recent Price Trend in Enova International (ENVA) is Your Friend, Here's Why
2026-05-06 12:55 · Yahoo
Enova International (ENVA) Is Down 5.6% After Raising 2026 Guidance On Strong Q1 Earnings And Buybacks – Has The Bull Case Changed?
2026-05-05 11:14 · Yahoo
AI-Fueled Fintech Teases Breakout Flashing These Telltale Clues
2026-05-01 20:01 · Yahoo
Best Momentum Stocks to Buy for May 1st
2026-05-01 14:15 · Yahoo
New Report: 93% of Small Businesses Expect Growth in 2026
2026-05-01 13:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.