ENVA — Enova International, Inc.

NYSE · Financials · Consumer Finance · CIK 1529864 ·
Last close
$238.09
Market Cap
$5.92B
52W High
$246.38
52W Low
$143.56
ADV30
396,744
Next earnings
2026-07-23
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 875,142,000 434,913,000 113,060,000 91,099,000 6,877,251,000 96,130,000 5,475,468,000
Dec 2025 839,391,000 412,868,000 104,221,000 78,981,000 6,468,432,000 71,709,000 5,131,708,000
Sep 2025 802,678,000 373,753,000 109,821,000 80,314,000 5,962,237,000 53,600,000 4,678,562,000
Jun 2025 764,043,000 358,677,000 101,325,000 76,149,000 5,724,753,000 55,560,000 4,496,098,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$1,902,517,000
Investing CF
$-2,689,565,000
Financing CF
$896,610,000
CapEx
$-45,016,000
Dividends Paid
Buybacks
$-168,641,000
EPS Diluted TTM
$12.35
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$2,097,242,000
Inventory
Receivables
$5,988,126,000
ST Investments
EBIT TTM
$428,427,000
Pretax Income TTM
$422,871,000
Interest Exp TTM
Analysts
7

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,580,210,944
EBITDA
Free Cash Flow
Enterprise Value
$10,636,599,296
Total Cash
$110,445,000
Total Debt
$4,864,254,976
Shares Out
24,884,896
Trailing EPS
$12.29
Book Value
$56.25
ROE
25.1%
ROA
5.3%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 3,151,653,000 406,727,000 308,389,000 6,468,432,000 5,131,708,000 1,819,121,000
Dec 2024 2,657,800,000 294,316,000 209,448,000 5,266,131,000 4,069,207,000 1,538,576,000
Dec 2023 2,117,639,000 227,356,000 175,121,000 4,585,536,000 3,345,353,000 1,166,869,000
Dec 2022 1,736,085,000 268,105,000 207,424,000 3,780,889,000 2,594,744,000 893,998,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$19.57

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $195.00 · spot: $238.09 · call volume: 60 · put volume: 104

Peers — same industry

TickerNameMarket CapLastDaily %
FIGR Figure Technology Solutions, Inc. $5.81B $31.80
CACC CREDIT ACCEPTANCE CORP $6.55B $625.97
OMF OneMain Holdings, Inc. $6.85B $59.25
CHYM Chime Financial, Inc. $7.30B $20.92
MARA MARA Holdings, Inc. $4.80B $12.60

News headlines (Yahoo Finance, 1h cache)

Enova Announces Board of Directors Appointment and Planned Departures
2026-07-10 20:16 · Yahoo
Enova Announces Date of Second Quarter 2026 Financial Results Conference Call
2026-07-09 20:16 · Yahoo
Enova International (ENVA) Upgraded to Buy: Here's What You Should Know
2026-07-09 16:00 · Yahoo
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2026-07-09 14:19 · Yahoo
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2026-07-08 14:07 · Yahoo
Enova International (ENVA) After Strong Q1 Results Looks Fully Valued
2026-07-07 12:14 · Yahoo
Does Enova’s Earnings Beat And Revenue Growth Change The Bull Case For Enova International (ENVA)?
2026-07-07 07:16 · Yahoo
Q1 Earnings Outperformers: Enova (NYSE:ENVA) And The Rest Of The Personal Loan Stocks
2026-07-06 18:52 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.