FSBC — FIVE STAR BANCORP

Nasdaq · Financials · Banks · CIK 1275168 ·
Last close
$42.35
Market Cap
$905.28M
52W High
$42.74
52W Low
$34.97
ADV30
98,628
Next earnings
2026-07-20
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 43,101,000 17,643,000 4,754,861,000 506,951,000 4,309,029,000
Sep 2025 40,997,000 16,344,000 4,641,770,000 580,547,000 4,210,462,000
Jun 2025 37,902,000 14,508,000 4,413,473,000 484,659,000 3,996,731,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$72,612,000
Investing CF
$-544,109,000
Financing CF
$626,005,000
CapEx
$-1,197,000
Dividends Paid
$-17,085,000
Buybacks
EPS Diluted TTM
$3.15
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$150,985,000
Inventory
Receivables
$34,380,000
ST Investments
$57,905,000
EBIT TTM
Pretax Income TTM
$83,732,000
Interest Exp TTM
$97,028,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$157,728,992
EBITDA
Free Cash Flow
Enterprise Value
$338,108,384
Total Cash
$644,459,008
Total Debt
$85,624,000
Shares Out
21,376,153
Trailing EPS
$3.15
Book Value
$21.45
ROE
15.5%
ROA
1.4%
Div Yield
2.38%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 157,017,000 61,606,000 4,754,861,000 4,309,029,000 72,612,000
Dec 2024 124,957,000 45,671,000 4,053,278,000 3,656,654,000 51,786,000
Dec 2023 117,199,000 47,734,000 3,593,125,000 3,307,351,000 38,914,000
Dec 2022 108,940,000 44,801,000 3,227,159,000 2,974,334,000 45,975,000

TTM Snapshot

Revenues TTM
$145,117,000
NetIncome TTM
$44,406,000
OpCashFlow TTM
$0
Assets (Latest)
$4,053,278,000
Forward EPS
$3.95

Peers — same industry

TickerNameMarket CapLastDaily %
AMTB Amerant Bancorp Inc. $901.62M $22.91
TRST TRUSTCO BANK CORP N Y $897.68M $51.37
MBWM MERCANTILE BANK CORP $913.64M $52.89
HAFC HANMI FINANCIAL CORP $914.72M $30.73
CPF CENTRAL PACIFIC FINANCIAL CORP $917.72M $35.16

News headlines (Yahoo Finance, 1h cache)

Five Star Bancorp (FSBC) Q1 2026 Earnings Call Highlights: Strong Growth in Loans and Deposits ...
2026-04-29 07:08 · Yahoo
Five Star Bancorp Q1 Earnings Call Highlights
2026-04-28 19:23 · Yahoo
Five Star (FSBC) Q1 2026 Earnings Transcript
2026-04-28 18:17 · Yahoo
Five Star Bancorp Q1 2026 Earnings Call Summary
2026-04-28 12:30 · Yahoo
Five Star Bancorp (FSBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-04-28 00:00 · Yahoo
Five Star Bancorp (FSBC) Q1 Earnings and Revenues Beat Estimates
2026-04-27 23:40 · Yahoo
Five Star Bancorp Announces First Quarter 2026 Results
2026-04-27 22:30 · Yahoo
Five Star (FSBC) Q4 2025 Earnings Transcript
2026-04-21 19:01 · Yahoo
Five Star Bancorp Declares First Quarter Cash Dividend
2026-04-17 22:30 · Yahoo
Five Star Bank expands to Southern California, adds five key hires to support strategic growth
2026-04-15 22:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.