FSBC — FIVE STAR BANCORP

Nasdaq · Financials · Banks · CIK 1275168 ·
Last close
$45.13
Market Cap
$1.11B
52W High
$49.99
52W Low
$40.96
ADV30
205,923
Next earnings
2026-10-26
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 47,651,000 19,399,000 5,377,062,000 685,074,000 4,903,291,000
Mar 2026
Dec 2025 43,101,000 17,643,000 4,754,861,000 506,951,000 4,309,029,000
Sep 2025 40,997,000 16,344,000 4,641,770,000 580,547,000 4,210,462,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$81,956,000
Investing CF
$-766,219,000
Financing CF
$885,527,000
CapEx
$-1,462,000
Dividends Paid
$-19,234,000
Buybacks
EPS Diluted TTM
$3.38
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$178,318,000
Inventory
Receivables
$34,380,000
ST Investments
$71,356,000
EBIT TTM
Pretax Income TTM
$96,362,000
Interest Exp TTM
$99,987,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$167,608,992
EBITDA
Free Cash Flow
Enterprise Value
$507,639,392
Total Cash
$685,073,984
Total Debt
$85,376,000
Shares Out
24,536,614
Trailing EPS
$3.38
Book Value
$22.14
ROE
16.2%
ROA
1.5%
Div Yield
2.22%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 157,017,000 61,606,000 4,754,861,000 4,309,029,000 72,612,000
Dec 2024 124,957,000 45,671,000 4,053,278,000 3,656,654,000 51,786,000
Dec 2023 117,199,000 47,734,000 3,593,125,000 3,307,351,000 38,914,000
Dec 2022 108,940,000 44,801,000 3,227,159,000 2,974,334,000 45,975,000

TTM Snapshot

Revenues TTM
$145,117,000
NetIncome TTM
$44,406,000
OpCashFlow TTM
$0
Assets (Latest)
$4,053,278,000
Forward EPS
$3.75

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $45.00 · spot: $44.78 · call volume: 1 · put volume: 30
Expected Move to 2026-09-18: ±$4.53 (10.12%) — implied range $40.25$49.31 · ATM straddle on $45.00 strike

Peers — same industry

TickerNameMarket CapLastDaily %
MCB Metropolitan Bank Holding Corp. $1.12B $90.47
AMTB Amerant Bancorp Inc. $1.13B $28.77
UVSP UNIVEST FINANCIAL Corp $1.15B $41.77
MBWM MERCANTILE BANK CORP $1.04B $60.31
EQBK EQUITY BANCSHARES INC $1.03B $50.00

News headlines (Yahoo Finance, 1h cache)

Five Star Bancorp's Dividend Analysis
2026-08-03 11:14 · Yahoo
Five Star Bancorp (FSBC) Could Be 2% Undervalued As Earnings Put Fair Value In Focus
2026-07-29 20:09 · Yahoo
Regional Bank Director Purchases 31,363 Shares for $1.4 Million, According to Recent SEC Filing
2026-07-28 13:10 · Yahoo
Five Star Bancorp Director Larry Allbaugh Buys $4.3 Million in Shares. What Does This Mean for Investors?
2026-07-27 20:58 · Yahoo
Five Star Bancorp Announces the Full Exercise and Closing of Underwriters’ Option to Purchase Additional Shares in the Company’s Underwritten Public Offering
2026-07-27 20:15 · Yahoo
Five Star Bancorp Announces Pricing of Common Stock Offering
2026-07-23 02:08 · Yahoo
Five Star Bancorp Declares Second Quarter Cash Dividend
2026-07-17 22:30 · Yahoo
Five Star Bancorp Announces Second Quarter 2026 Earnings Release Date and Webcast
2026-07-09 22:30 · Yahoo
Five Star Bancorp Q2 2026 Earnings Call Summary
2026-07-23 12:30 · Yahoo
Five Star Bancorp (FSBC) Stock May Look Reasonable On Fresh Offering News
2026-07-31 15:09 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.