HCI — HCI Group, Inc.

NYSE · Financials · Insurance · CIK 1400810 ·
Last close
$185.31
Market Cap
$2.31B
52W High
$198.54
52W Low
$146.74
ADV30
162,491
Next earnings
2026-11-05
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 243,206,000 73,407,000 2,611,081,000 1,014,049,000 1,433,381,000
Dec 2025 246,354,000 97,654,000 2,528,928,000 1,210,126,000 1,414,284,000
Sep 2025 216,401,000 65,507,000 2,346,779,000 987,933,000 1,491,210,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$431,254,000
Investing CF
$-304,222,000
Financing CF
$132,874,000
CapEx
$-2,236,000
Dividends Paid
$-20,178,000
Buybacks
$-18,467,000
EPS Diluted TTM
$22.78
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$679,721,000
Inventory
Receivables
$331,772,000
ST Investments
$40,547,000
EBIT TTM
$451,070,000
Pretax Income TTM
$444,375,000
Interest Exp TTM
$6,695,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$952,128,000
EBITDA
$471,569,984
Free Cash Flow
$423,198,496
Enterprise Value
$1,564,622,976
Total Cash
$872,336,000
Total Debt
$67,465,000
Shares Out
12,438,867
Trailing EPS
$23.20
Book Value
$86.60
ROE
35.0%
ROA
11.6%
Div Yield
0.88%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 901,766,000 299,005,000 2,528,928,000 1,414,284,000 444,449,000
Dec 2024 749,454,000 109,953,000 2,230,213,000 1,761,172,000 331,816,000
Dec 2023 550,009,000 79,034,000 1,811,316,000 1,387,991,000 230,658,000
Dec 2022 491,988,000 -58,511,000 1,803,328,000 1,548,521,000 -12,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$19.40

Max Pain — expiry 2026-12-18

max pain strike: $180.00 · spot: $185.31 · call oi: 1,127 · put oi: 99

Peers — same industry

TickerNameMarket CapLastDaily %
HG Hamilton Insurance Group, Ltd. $2.32B $35.18
ARX Accelerant Holdings $2.33B $19.66
SKWD Skyward Specialty Insurance Group, Inc. $2.35B $57.92
WRB-PE BERKLEY W R CORP $2.48B $20.48
STC STEWART INFORMATION SERVICES CORP $2.13B $69.93

News headlines (Yahoo Finance, 1h cache)

HCI Group (HCI) Stock Still Looks Cheap Despite Its Strong Run
2026-08-16 15:09 · Yahoo
The Bull Case For HCI Group (HCI) Could Change Following Strong Q2 Earnings And Completed Buyback
2026-08-16 07:10 · Yahoo
HCI Group Q2 Earnings Call Highlights
2026-08-08 12:03 · Yahoo
HCI Group Inc (HCI) (Q2 2026) Earnings Call Highlights: Strong Pre-Tax Income and Strategic ...
2026-08-07 05:06 · Yahoo
HCI Group (HCI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-08-07 00:00 · Yahoo
HCI Group’s (NYSE:HCI) Q2 CY2026 Sales Beat Estimates
2026-08-06 22:21 · Yahoo
HCI Group Reports Second Quarter 2026 Results
2026-08-06 20:15 · Yahoo
2 Insurance Stocks to Target This Week and 1 We Find Risky
2026-08-24 10:17 · Yahoo
3 Market-Beating Stocks with Exciting Potential
2026-08-21 13:47 · Yahoo
UVE Stock Gains 71.4% in a Year: Time to Add It for Better Returns?
2026-08-20 15:42 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.