HMN — HORACE MANN EDUCATORS CORP /DE/

NYSE · Financials · Insurance · CIK 850141 ·
Last close
$47.38
Market Cap
$1.91B
52W High
$47.93
52W Low
$41.22
ADV30
196,330
Next earnings
2026-08-05
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 416,100,000 41,200,000 14,965,900,000 19,100,000 13,495,900,000
Dec 2025 419,200,000 36,200,000 15,266,600,000 26,200,000 13,783,900,000
Sep 2025 417,100,000 58,300,000 15,489,700,000 46,700,000 14,048,400,000
Jun 2025 391,600,000 29,400,000 14,728,300,000 38,700,000 13,368,000,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$553,200,000
Investing CF
$-252,100,000
Financing CF
$-311,700,000
CapEx
Dividends Paid
$-57,100,000
Buybacks
$-20,800,000
EPS Diluted TTM
$3.86
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$1,651,700,000
Inventory
Receivables
$419,000,000
ST Investments
$608,300,000
EBIT TTM
$237,600,000
Pretax Income TTM
$201,200,000
Interest Exp TTM
$36,400,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,714,300,032
EBITDA
$267,700,000
Free Cash Flow
$275,637,504
Enterprise Value
$2,388,954,112
Total Cash
$96,300,000
Total Debt
$593,800,000
Shares Out
40,381,172
Trailing EPS
$3.98
Book Value
$35.94
ROE
11.7%
ROA
1.0%
Div Yield
3.07%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,624,900,000 162,100,000 15,266,600,000 13,783,900,000 553,200,000
Dec 2024 1,550,400,000 102,800,000 14,487,800,000 13,200,300,000 452,100,000
Dec 2023 1,432,800,000 45,000,000 14,049,900,000 12,874,600,000 302,100,000
Dec 2022 1,341,100,000 19,800,000 13,306,100,000 12,207,800,000 171,500,000
Dec 2021

TTM Snapshot

Revenues TTM
$412,100,000
NetIncome TTM
$34,300,000
OpCashFlow TTM
$0
Assets (Latest)
$14,487,800,000
Forward EPS
$5.07

Peers — same industry

TickerNameMarket CapLastDaily %
ARX Accelerant Holdings $1.91B $16.93
SKWD Skyward Specialty Insurance Group, Inc. $1.93B $47.63
FIHL Fidelis Insurance Holdings Ltd $1.97B $22.79
BWIN Baldwin Insurance Group, Inc. $1.85B $19.01
HCI HCI Group, Inc. $2.01B $157.44

News headlines (Yahoo Finance, 1h cache)

3 Stocks Under $50 We Approach with Caution
2026-05-23 16:36 · Yahoo
Uncovering 3 Undiscovered Gems in the US Market
2026-05-18 11:33 · Yahoo
5 Insightful Analyst Questions From Horace Mann Educators’s Q1 Earnings Call
2026-05-16 18:20 · Yahoo
Discover 3 Leading Dividend Stocks Yielding Up To 5.5%
2026-05-14 17:31 · Yahoo
Horace Mann Named 2025 Voluntary Sales Growth Leader by Eastbridge Consulting Group
2026-05-14 11:00 · Yahoo
Horace Mann Educators Q1 Earnings Call Highlights
2026-05-10 21:04 · Yahoo
Horace Mann (HMN) Q1 2026 Earnings Transcript
2026-05-07 16:50 · Yahoo
Horace Mann Educators Corporation Q1 2026 Earnings Call Summary
2026-05-07 12:30 · Yahoo
Horace Mann (HMN) Q1 Earnings Surpass Estimates
2026-05-06 22:30 · Yahoo
Horace Mann Educators (NYSE:HMN) Misses Q1 CY2026 Revenue Estimates
2026-05-06 20:55 · Yahoo

Recent Insider Activity

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