JCAP — Jefferson Capital, Inc. / DE

Nasdaq · Financials · Consumer Finance · CIK 2046042 ·
Last close
$17.29
Market Cap
$958.19M
52W High
$21.74
52W Low
$16.92
ADV30
259,053
Next earnings
2026-08-12
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 176,439,000 125,129,000 51,228,000 37,634,000 2,084,105,000 26,249,000 1,641,230,000
Dec 2025 154,799,000 107,412,000 44,115,000 37,731,000 2,087,373,000 23,231,000 1,611,238,000
Sep 2025 150,842,000 102,583,000 45,100,000 38,362,000 1,802,921,000 42,270,000 1,365,549,000
Jun 2025 152,708,000 120,630,000 60,863,000 47,651,000 1,767,618,000 51,651,000 1,356,810,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$268,813,000
Investing CF
$-401,943,000
Financing CF
$149,699,000
CapEx
$-1,085,000
Dividends Paid
$-63,455,000
Buybacks
EPS Diluted TTM
$18.80
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$522,632,000
Inventory
Receivables
$1,957,299,000
ST Investments
EBIT TTM
$214,678,000
Pretax Income TTM
$218,535,000
Interest Exp TTM
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$625,347,968
EBITDA
$378,132,000
Free Cash Flow
$-134,906,624
Enterprise Value
$2,369,148,416
Total Cash
$26,249,000
Total Debt
$1,437,212,032
Shares Out
55,418,467
Trailing EPS
$5.15
Book Value
$8.17
ROE
36.8%
ROA
12.3%
Div Yield
5.56%

Annual Trend (SEC EDGAR, last 3y)

Revenues vs Net Income (last 3y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 613,289,000 216,935,000 187,965,000 2,087,373,000 1,611,238,000 268,813,000
Dec 2024 433,341,000 147,270,000 128,891,000 1,654,283,000 1,271,754,000 168,209,000
Dec 2023 323,072,000 118,854,000 111,519,000 1,115,366,000 811,777,000 120,219,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$2.91

Peers — same industry

TickerNameMarket CapLastDaily %
RHLD Resolute Holdings Management, Inc. $930.86M $112.73
BUR Burford Capital Ltd $992.38M $4.53
PGY Pagaya Technologies Ltd. $913.39M $12.76
TRON Tron Inc. $906.07M $1.91
HIVE HIVE Digital Technologies Ltd. $1.03B $4.07

News headlines (Yahoo Finance, 1h cache)

Jefferson Capital, Inc. Common Stock Q1 2026 Earnings Call Summary
2026-05-15 12:30 · Yahoo
Jefferson Capital Inc (JCAP) Q1 2026 Earnings Call Highlights: Record Collections and Revenue ...
2026-05-15 05:00 · Yahoo
Jefferson Capital Reports First Quarter 2026 Results
2026-05-14 20:05 · Yahoo
Caterpillar Rolls To A Record High, Leads 25 New To Today's Best Growth Stock Screens
2026-05-05 22:54 · Yahoo
Jefferson Capital to Announce First Quarter 2026 Results
2026-04-30 20:05 · Yahoo
Jefferson Capital Secures Credit Facility Expansion
2026-04-23 12:00 · Yahoo
Jefferson Capital Appoints Two New Independent Directors
2026-03-18 20:05 · Yahoo
Assessing Jefferson Capital’s Valuation After Recent Share Price Weakness And Discount P/E Multiple
2026-03-17 00:21 · Yahoo
Jefferson Capital, Inc. Common Stock Q4 2025 Earnings Call Summary
2026-03-13 12:30 · Yahoo
Jefferson Capital (JCAP) Earnings Transcript
2026-03-13 03:32 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.