JCAP — Jefferson Capital, Inc. / DE

Nasdaq · Financials · Consumer Finance · CIK 2046042 ·
Last close
$22.11
Market Cap
$1.27B
52W High
$24.44
52W Low
$15.50
ADV30
405,016
Next earnings
2026-11-16
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 176,439,000 125,129,000 51,228,000 37,634,000 2,084,105,000 26,249,000 1,641,230,000
Dec 2025 154,799,000 107,412,000 44,115,000 37,731,000 2,087,373,000 23,231,000 1,611,238,000
Sep 2025 150,842,000 102,583,000 45,100,000 38,362,000 1,802,921,000 42,270,000 1,365,549,000
Jun 2025 152,708,000 120,630,000 60,863,000 47,651,000 1,767,618,000 51,651,000 1,356,810,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$256,773,000
Investing CF
$-349,733,000
Financing CF
$114,155,000
CapEx
$-1,085,000
Dividends Paid
$-47,455,000
Buybacks
$-58,912,000
EPS Diluted TTM
$18.54
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$486,548,000
Inventory
Receivables
$1,959,307,000
ST Investments
EBIT TTM
$201,306,000
Pretax Income TTM
$202,591,000
Interest Exp TTM
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$642,724,992
EBITDA
$389,721,984
Free Cash Flow
$-127,625,624
Enterprise Value
$2,669,180,160
Total Cash
$20,406,000
Total Debt
$1,409,570,944
Shares Out
57,425,536
Trailing EPS
$-79.96
Book Value
$8.29
ROE
35.0%
ROA
12.5%
Div Yield
4.30%

Annual Trend (SEC EDGAR, last 3y)

Revenues vs Net Income (last 3y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 613,289,000 216,935,000 187,965,000 2,087,373,000 1,611,238,000 268,813,000
Dec 2024 433,341,000 147,270,000 128,891,000 1,654,283,000 1,271,754,000 168,209,000
Dec 2023 323,072,000 118,854,000 111,519,000 1,115,366,000 811,777,000 120,219,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$3.08

Peers — same industry

TickerNameMarket CapLastDaily %
QFIN Qfin Holdings, Inc. $1.34B $10.99
PWP Perella Weinberg Partners $1.20B $16.46
WD Walker & Dunlop, Inc. $1.36B $39.48
LU Lufax Holding Ltd $1.17B $1.35
WLTH WEALTHFRONT CORP $1.40B $9.37

News headlines (Yahoo Finance, 1h cache)

Jefferson Capital (JCAP) Q2 2026 Earnings Call Transcript
2026-08-20 21:43 · Yahoo
Jefferson Capital Announces Pricing of $100 Million of Senior Notes due 2030
2026-08-18 18:02 · Yahoo
Jefferson Capital Announces Proposed Private Offering of Senior Notes
2026-08-18 11:51 · Yahoo
Jefferson Capital (JCAP) Shares Just Moved, So What Is Going On?
2026-08-16 00:16 · Yahoo
Jefferson Capital Inc (JCAP) (Q2 2026) Earnings Call Highlights: Record Deployments and ...
2026-08-14 05:00 · Yahoo
Jernigan Capital Q2 Earnings Call Highlights
2026-08-14 01:04 · Yahoo
Jefferson Capital Reports Second Quarter 2026 Results
2026-08-13 20:05 · Yahoo
Jefferson Capital to Announce Second Quarter 2026 Results
2026-07-30 20:05 · Yahoo
Jefferson Capital to Announce First Quarter 2026 Results
2026-04-30 20:05 · Yahoo
Jefferson Capital Secures Credit Facility Expansion
2026-04-23 12:00 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.