PGY — Pagaya Technologies Ltd.

Nasdaq · Financials · Consumer Finance · CIK 1883085 ·
Last close
$17.99
Market Cap
$1.29B
52W High
$19.34
52W Low
$11.40
ADV30
4,329,724
Next earnings
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 298,991,000 121,430,000 61,052,000 24,694,000 1,648,643,000 317,813,000 1,049,491,000
Dec 2025 321,036,000 130,989,000 65,943,000 34,296,000 1,545,914,000 235,329,000 990,563,000
Sep 2025 339,887,000 139,313,000 69,680,000 22,545,000 1,455,376,000 218,314,000 919,541,000
Jun 2025 317,714,000 126,249,000 47,785,000 16,655,000 1,399,043,000 182,986,000 931,064,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$238,620,000
Investing CF
$-309,710,000
Financing CF
$129,601,000
CapEx
$-13,902,000
Dividends Paid
Buybacks
EPS Diluted TTM
$0.89
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-862,654,000
Inventory
Receivables
$195,808,000
ST Investments
$958,787,000
EBIT TTM
$223,808,000
Pretax Income TTM
$51,625,000
Interest Exp TTM
Analysts
10

Yahoo Snapshot (yfinance, live)

Total Revenue
$1,329,314,944
EBITDA
$302,464,000
Free Cash Flow
$185,506,880
Enterprise Value
$1,247,179,776
Total Cash
$1,259,180,032
Total Debt
$927,998,016
Shares Out
71,808,413
Trailing EPS
$1.12
Book Value
$6.39
ROE
16.3%
ROA
12.6%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 1,261,341,000 223,808,000 81,389,000 1,545,914,000 990,563,000 238,620,000
Dec 2024 1,004,550,000 39,142,000 -401,406,000 1,291,072,000 849,526,000 47,751,000
Dec 2023 772,814,000 -63,637,000 -128,438,000 1,208,376,000 542,627,000 -21,659,000
Dec 2022 685,414,000 -315,019,000 -302,321,000 1,045,079,000 279,656,000 -40,000,000

TTM Snapshot

Revenues TTM
$468,991,000
NetIncome TTM
$-89,228,000
OpCashFlow TTM
$0
Assets (Latest)
$1,291,072,000
Forward EPS
$3.53

Peers — same industry

TickerNameMarket CapLastDaily %
WLTH WEALTHFRONT CORP $1.40B $9.35
NFJ Virtus Dividend, Interest & Premium Strategy Fund $1.41B $15.15
RHLD Resolute Holdings Management, Inc. $1.17B $141.97
JCAP Jefferson Capital, Inc. / DE $1.16B $18.85
LU Lufax Holding Ltd $1.16B $1.34

News headlines (Yahoo Finance, 1h cache)

Pagaya Technologies (PGY) Stock Still Looks Cheap Despite Fresh AI Credit Expansion News
2026-07-10 00:19 · Yahoo
How Investors Are Reacting To Pagaya Technologies (PGY) Expanding AI Underwriting Into Travel-Focused BNPL
2026-07-09 23:23 · Yahoo
Is Pagaya Technologies (PGY) Still Cheap As Its Upgrade Flex Pay Expansion Draws Attention?
2026-07-09 19:11 · Yahoo
Pagaya Announces Timing of Second Quarter 2026 Earnings Release
2026-07-09 12:30 · Yahoo
Texas Capital is Bullish on (PGY)
2026-07-08 19:20 · Yahoo
Here Is What Is Driving Optimism Around Pagaya Technologies (PGY)
2026-07-08 14:28 · Yahoo
PGY vs. TREE: Which AI-Powered Lending Play Deserves Your Investment?
2026-07-06 16:14 · Yahoo
This Fintech Stock Trades At Half Its Peers’ Valuation – One Analyst Sees 93% Upside Potential
2026-06-30 11:32 · Yahoo
Is Pagaya Technologies a Buy After Its CEO Bought 16,230 Shares?
2026-06-30 02:29 · Yahoo
Pagaya Technologies Ltd. (PGY) Advances While Market Declines: Some Information for Investors
2026-06-26 22:15 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.