LPRO — Open Lending Corp

Nasdaq · Financials · Consumer Finance · CIK 1806201 ·
Last close
$2.24
Market Cap
$264.81M
52W High
$2.29
52W Low
$1.17
ADV30
799,089
Next earnings
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 20,491,000 15,637,000 -633,000 -460,000 231,087,000 173,308,000 155,772,000
Dec 2025 19,345,000 14,701,000 757,000 1,682,000 236,679,000 176,614,000 161,719,000
Sep 2025 24,169,000 18,851,000 -7,701,000 -7,569,000 287,651,000 222,134,000 214,826,000
Jun 2025 25,310,000 19,801,000 1,176,000 1,034,000 296,661,000 230,659,000 217,714,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-3,194,000
Investing CF
$-1,030,000
Financing CF
$-61,482,000
CapEx
$-1,030,000
Dividends Paid
Buybacks
$-934,000
EPS Diluted TTM
$-0.03
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-332,995,000
Inventory
Receivables
$29,053,000
ST Investments
EBIT TTM
$4,293,000
Pretax Income TTM
$-5,369,000
Interest Exp TTM
$9,662,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$89,315,000
EBITDA
$5,021,000
Free Cash Flow
$7,320,125
Enterprise Value
$176,575,264
Total Cash
$173,308,000
Total Debt
$85,077,000
Shares Out
118,217,082
Trailing EPS
$-0.05
Book Value
$0.64
ROE
-6.8%
ROA
1.1%
Div Yield

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 93,217,000 -5,006,000 -4,236,000 236,679,000 161,719,000 -3,194,000
Dec 2024 24,024,000 -65,378,000 -135,010,000 296,368,000 218,281,000 17,598,000
Dec 2023 117,460,000 29,075,000 22,070,000 374,037,000 168,457,000 82,658,000
Dec 2022 179,594,000 97,615,000 66,620,000 379,631,000 166,807,000 107,431,000
Dec 2021

TTM Snapshot

Revenues TTM
$125,498,000
NetIncome TTM
$45,150,000
OpCashFlow TTM
$0
Assets (Latest)
$296,368,000
Forward EPS
$0.17

Peers — same industry

TickerNameMarket CapLastDaily %
DEFT Defi Technologies, Inc. $263.53M $0.68
CNCK Coincheck Group N.V. $270.49M $1.99
HTT High Templar Tech Ltd $276.29M $3.01
OPRT Oportun Financial Corp $248.82M $5.44
GEMI Gemini Space Station, Inc. $245.24M $4.78

News headlines (Yahoo Finance, 1h cache)

Open Lending Q1 Earnings Call Highlights
2026-05-08 06:06 · Yahoo
Open Lending (LPRO) Reports Break-Even Earnings for Q1
2026-05-07 23:05 · Yahoo
Open Lending Reports First Quarter 2026 Financial Results
2026-05-07 20:05 · Yahoo
Encore Capital Group (ECPG) Q1 Earnings and Revenues Beat Estimates
2026-05-06 22:30 · Yahoo
Positive Signs As Multiple Insiders Buy Open Lending Stock
2026-05-02 14:22 · Yahoo
Navient (NAVI) Tops Q1 Earnings Estimates
2026-04-29 12:25 · Yahoo
Open Lending to Announce First Quarter 2026 Results on May 7, 2026
2026-04-23 12:51 · Yahoo
These 3 Fintech Stocks Offer High Risk/Reward Potential
2026-04-20 13:35 · Yahoo
Open Lending Corporation Q4 2025 Earnings Call Summary
2026-03-13 12:30 · Yahoo
Open Lending Corp (LPRO) Q4 2025 Earnings Call Highlights: Strategic Expansions and Cost ...
2026-03-13 03:02 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.