RM — Regional Management Corp.

NYSE · Financials · Consumer Finance · CIK 1519401 ·
Last close
$34.63
Market Cap
$319.49M
52W High
$43.91
52W Low
$30.55
ADV30
104,358
Next earnings
2026-07-29
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026 144,367,000 11,401,000 2,072,750,000 4,859,000 1,696,901,000
Dec 2025 147,056,000 12,909,000 2,103,930,000 3,823,000 1,730,838,000
Sep 2025 143,516,000 14,356,000 2,028,266,000 4,084,000 1,656,348,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$326,414,000
Investing CF
$-445,735,000
Financing CF
$96,074,000
CapEx
$-16,854,000
Dividends Paid
$-11,752,000
Buybacks
$-25,021,000
EPS Diluted TTM
$4.75
As of
2026-08-02

Balance + Analyst (yfinance extras)

Retained Earnings
$419,197,000
Inventory
Receivables
$10,577,000
ST Investments
EBIT TTM
Pretax Income TTM
$63,451,000
Interest Exp TTM
$87,966,000
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$647,838,016
EBITDA
$169,447,008
Free Cash Flow
$-136,657,744
Enterprise Value
$2,030,256,256
Total Cash
$6,799,000
Total Debt
$1,717,565,952
Shares Out
9,225,794
Trailing EPS
$4.82
Book Value
$40.51
ROE
12.6%
ROA
4.6%
Div Yield
3.47%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 560,784,000 44,412,000 2,103,930,000 1,730,838,000 309,070,000
Dec 2024 513,973,000 41,227,000 1,909,109,000 1,552,031,000 268,927,000
Dec 2023 483,936,000 15,958,000 1,794,527,000 1,472,254,000 249,166,000
Dec 2022 472,964,000 51,224,000 1,724,987,000 1,416,354,000 224,332,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$5.83

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $22.50 · spot: $34.72 · call volume: 30 · put volume: 7

Peers — same industry

TickerNameMarket CapLastDaily %
ORBS Eightco Holdings Inc. $325.93M $0.84
HKD AMTD Digital Inc. $329.03M $1.67
ONIT ONITY GROUP INC. $299.26M $35.82
OPRT Oportun Financial Corp $349.50M $7.60
SLNH Soluna Holdings, Inc $280.06M $1.14

News headlines (Yahoo Finance, 1h cache)

Regional Management (RM) Q2 2026 Earnings Call Transcript
2026-08-08 00:35 · Yahoo
Regional Management Corp (RM) (Q2 2026) Earnings Call Highlights: Strategic Shifts and Revised ...
2026-07-30 05:01 · Yahoo
Regional Management Corp. to Report Second Quarter 2026 Results on Wednesday, July 29, 2026
2026-07-01 20:15 · Yahoo
Regional Management Q1 Earnings Call Highlights
2026-05-02 10:35 · Yahoo
With EPS Growth And More, Regional Management (NYSE:RM) Makes An Interesting Case
2026-05-01 10:14 · Yahoo
Regional Management Corp (RM) Q1 2026 Earnings Call Highlights: Record Revenue and Strategic ...
2026-04-30 07:17 · Yahoo
Robert W. Beck Appointed to Encore Capital Group Board of Directors
2026-08-19 21:10 · Yahoo
Chris Peterson joins Concora Credit as Chief Risk Officer
2026-08-03 19:00 · Yahoo
Regional Management Corp. Q2 2026 Earnings Call Summary
2026-07-30 12:30 · Yahoo
RM Q1 2026 Earnings Transcript
2026-04-29 22:31 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.