OBT — Orange County Bancorp, Inc. /DE/

Nasdaq · Financials · Banks · CIK 1754226 ·
Last close
$34.46
Market Cap
$462.04M
52W High
$37.97
52W Low
$29.53
ADV30
45,758
Next earnings
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 33,005,000 12,430,000 2,659,377,000 204,232,000 2,375,013,000
Sep 2025 33,712,000 10,019,000 2,636,450,000 189,880,000 2,366,330,000
Jun 2025 32,433,000 10,461,000 2,606,263,000 175,606,000 2,353,674,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$43,849,000
Investing CF
$-74,152,000
Financing CF
$84,201,000
CapEx
$-2,516,000
Dividends Paid
$-7,099,000
Buybacks
$-158,000
EPS Diluted TTM
$3.40
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$164,434,000
Inventory
Receivables
$10,383,000
ST Investments
$158,340,000
EBIT TTM
Pretax Income TTM
$51,556,000
Interest Exp TTM
$30,926,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$124,188,000
EBITDA
Free Cash Flow
Enterprise Value
$239,077,376
Total Cash
$257,538,000
Total Debt
$34,579,000
Shares Out
13,407,904
Trailing EPS
$3.41
Book Value
$21.75
ROE
17.9%
ROA
1.7%
Div Yield
1.82%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 127,114,000 41,614,000 2,659,377,000 2,375,013,000 43,849,000
Dec 2024 107,625,000 27,883,000 2,509,927,000 2,324,396,000 34,603,000
Dec 2023 101,690,000 29,478,000 2,485,468,000 2,320,092,000 44,500,000
Dec 2022 89,869,000 24,363,000 2,287,334,000 2,149,196,000 30,483,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$3.83

Peers — same industry

TickerNameMarket CapLastDaily %
COFS CHOICEONE FINANCIAL SERVICES INC $477.25M $31.87
FBIZ FIRST BUSINESS FINANCIAL SERVICES, INC. $482.16M $57.66
LSAK LESAKA TECHNOLOGIES INC $432.97M $5.05
GBFH GBank Financial Holdings Inc. $426.01M $29.44
BMRC Bank of Marin Bancorp $424.98M $26.25

News headlines (Yahoo Finance, 1h cache)

Top Undervalued Small Caps With Insider Buying To Watch In May 2026
2026-05-25 11:39 · Yahoo
Orange County Bancorp, Inc. Declares Cash Dividend
2026-05-22 20:10 · Yahoo
Orange County Bancorp, Inc. Named to KBW’s Bank Honor Roll
2026-05-18 13:00 · Yahoo
Orange County Bancorp, Inc. Announces Record First Quarter Earnings:
2026-04-28 20:15 · Yahoo
US Market's Hidden Gems: 3 Undiscovered Stocks With Strong Potential
2026-04-17 17:33 · Yahoo
3 Undervalued Small Caps With Insider Buying Across Regions
2026-04-14 11:39 · Yahoo
Orange Bank & Trust Promotes Regional President, Joseph A. Ruhl to Senior Executive Vice President
2026-03-02 19:45 · Yahoo
Orange Investment Advisors Enhances Team with Appointment of Two Portfolio Managers
2026-02-11 21:00 · Yahoo
Orange County Bancorp, Inc. (OBT) Hits Fresh High: Is There Still Room to Run?
2026-02-06 14:15 · Yahoo
Orange County Bancorp, Inc. (OBT) Beats Q4 Earnings and Revenue Estimates
2026-02-04 23:30 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.