COFS — CHOICEONE FINANCIAL SERVICES INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 803164 ·
Last close
$33.02
Market Cap
$493.83M
52W High
$34.70
52W Low
$25.15
ADV30
74,506
Next earnings
2026-10-30
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 42,937,000 | — | — | 13,867,000 | 4,410,551,000 | 87,988,000 | 3,945,198,000 |
| Sep 2025 | 44,741,000 | — | — | 14,681,000 | 4,296,902,000 | 98,978,000 | 3,847,287,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$41,030,000
Investing CF
$-138,648,000
Financing CF
$42,415,000
CapEx
$-7,316,000
Dividends Paid
$-17,094,000
Buybacks
$-4,128,000
EPS Diluted TTM
$3.63
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$112,008,000
Inventory
—
Receivables
—
ST Investments
$573,531,000
EBIT TTM
—
Pretax Income TTM
$68,464,000
Interest Exp TTM
$68,873,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$169,918,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$763,395,456
Total Cash
$90,179,000
Total Debt
$344,339,008
Shares Out
14,955,520
Trailing EPS
$3.78
Book Value
$32.28
ROE
12.0%
ROA
1.2%
Div Yield
3.41%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 161,736,000 | — | 28,176,000 | 4,410,551,000 | 3,945,198,000 | 465,353,000 | 31,814,000 |
| Dec 2024 | 92,437,000 | — | 26,727,000 | 2,723,243,000 | 2,462,828,000 | 260,415,000 | 47,081,000 |
| Dec 2023 | 80,791,000 | — | 21,261,000 | 2,576,706,000 | 2,381,072,000 | 195,634,000 | 46,333,000 |
| Dec 2022 | 81,386,000 | — | 23,640,000 | 2,385,915,000 | 2,217,041,000 | 168,874,000 | 44,327,000 |
TTM Snapshot
Revenues TTM
$216,274,000
NetIncome TTM
$55,786,000
OpCashFlow TTM
—
Assets (Latest)
$4,394,565,000
Forward EPS
$3.74
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| WTBA | WEST BANCORPORATION INC | $490.52M | $28.78 | — |
| PBAM | Private Bancorp of America, Inc. | $489.15M | $85.43 | — |
| OBT | Orange County Bancorp, Inc. /DE/ | $499.45M | $37.25 | — |
| BSRR | SIERRA BANCORP | $514.91M | $39.72 | — |
| BWFG | Bankwell Financial Group, Inc. | $523.44M | $65.66 | — |
News headlines (Yahoo Finance, 1h cache)
ChoiceOne Bank Receives Habitat for Humanity of Kent County Opportunity Award
2026-09-11 18:00 · Yahoo
ChoiceOne Financial Announces Cash Dividends
2026-08-26 20:01 · Yahoo
ChoiceOne Financial Services, Inc. (COFS) Q2 Earnings Surpass Estimates
2026-07-24 12:15 · Yahoo
ChoiceOne Financial Services And 2 Other Top Dividend Stocks To Consider
2026-06-02 17:32 · Yahoo
3 Dividend Stocks With Yields Up To 4.3 For Your Portfolio
2026-05-04 11:31 · Yahoo
ChoiceOne Financial Services, Inc. (COFS) Q1 Earnings Surpass Estimates
2026-04-24 12:40 · Yahoo
April 2026's Standout Dividend Stocks
2026-04-02 17:31 · Yahoo
ChoiceOne Bank Announces Official Opening of ChoiceOne Bank Trail at Silver Lake Road and Jennings Road in Fenton
2026-09-30 16:30 · Yahoo
ChoiceOne Financial Services (COFS) Upgraded to Buy: Here's What You Should Know
2026-07-29 16:00 · Yahoo
ChoiceOne Reports Second Quarter 2026 Results
2026-07-24 11:20 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.