OFED — Oconee Federal Financial Corp.

OTC · Financials · Thrifts & Mortgage Finance · CIK 1501078 ·
Last close
$19.10
Market Cap
$111.16M
52W High
$19.10
52W Low
$15.01
ADV30
343
Next earnings
Oconee Federal Financial Corp. operates as a holding company for Oconee Federal Savings and Loan Association that provides various banking products and services in the Oconee and Pickens County areas of northwestern South Carolina, and the northeast area of Georgia in Stephens County and Rabun County. It offers deposit products, including demand, money market, NOW, savings, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises one-to-four family residential and multi-family real estate loans; home equity loans and lines of credit; nonresidential real estate loans; mortgage loans; construction and land loans; commercial and industrial loans; agricultural loans; and consumer and other loans, such as installment loans for various consumer purposes, including the purchase of automobiles, boats, and other legitimate personal purposes. Oconee Federal Financial Corp. was founded in 1924 and is based in Seneca, South Carolina. Oconee Federal Financial Corp. operates as a subsidiary of Oconee Federal, MHC.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 4,453,000 1,130,000 663,099,000 7,735,000 575,013,000
Dec 2025 4,483,000 1,140,000 662,357,000 8,402,000 574,497,000
Jun 2025 4,912,000 1,464,000 668,187,000 20,321,000 583,907,000
Mar 2025 4,491,000 1,011,000 659,019,000 9,375,000 576,388,000

Balance + Analyst (yfinance extras)

Retained Earnings
$90,759,000
Inventory
Receivables
$2,078,000
ST Investments
$122,225,000
EBIT TTM
Pretax Income TTM
$6,128,000
Interest Exp TTM
$11,618,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$16,068,000
EBITDA
Free Cash Flow
Enterprise Value
$145,562,256
Total Cash
$7,294,000
Total Debt
$46,000,000
Shares Out
5,820,122
Trailing EPS
$0.86
Book Value
$12.80
ROE
4.6%
ROA
0.6%
Div Yield
2.10%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Jun 2025 17,470,000 4,243,000 668,187,000 583,907,000 4,086,000
Jun 2024 13,647,000 6,255,000 665,603,000 586,832,000 1,047,000
Jun 2023 15,855,000 3,349,000 595,405,000 523,616,000 6,330,000
Jun 2022 16,613,000 4,099,000 544,792,000 469,535,000 5,708,000

Peers — same industry

TickerNameMarket CapLastDaily %
MGYR Magyar Bancorp, Inc. $111.81M $17.30
WSBK Winchester Bancorp, Inc./MD/ $114.14M $12.74
BSBK Bogota Financial Corp. $108.23M $8.42
PROV PROVIDENT FINANCIAL HOLDINGS INC $107.56M $17.20
RVSB RIVERVIEW BANCORP INC $115.78M $5.63

News headlines (Yahoo Finance, 1h cache)

Oconee Federal Financial Corp. Announces Quarterly Dividend
2026-04-22 16:04 · Yahoo
Oconee Federal Financial Corp. Announces Stock Repurchase Plan
2026-04-22 15:56 · Yahoo
Oconee Federal Financial Corp. Announces Quarterly Financial Results
2026-04-20 13:57 · Yahoo
Oconee Federal: Fiscal Q2 Earnings Snapshot
2026-01-20 14:21 · Yahoo
Oconee Federal: Fiscal Q1 Earnings Snapshot
2025-10-21 13:18 · Yahoo
Oconee Federal Financial Corp. Announces Annual Financial Results
2025-08-20 14:33 · Yahoo
Oconee Federal Announces Appointment of New Directors
2025-06-12 18:14 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.