PROV — PROVIDENT FINANCIAL HOLDINGS INC

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1010470 ·
Last close
$17.20
Market Cap
$107.56M
52W High
$17.39
52W Low
$15.56
ADV30
7,113
Next earnings
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 9,841,000 1,436,000 1,227,892,000 54,370,000 1,100,401,000
Sep 2025 9,743,000 1,681,000 1,230,807,000 49,407,000 1,102,437,000
Jun 2025 9,762,000 1,626,000 1,245,613,000 53,090,000 1,117,068,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$9,517,000
Investing CF
$35,157,000
Financing CF
$-35,843,000
CapEx
$-573,000
Dividends Paid
$-3,686,000
Buybacks
$-4,549,000
EPS Diluted TTM
$0.92
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$213,693,000
Inventory
Receivables
$4,106,000
ST Investments
$152,000
EBIT TTM
Pretax Income TTM
$9,745,000
Interest Exp TTM
$20,676,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$39,844,000
EBITDA
Free Cash Flow
Enterprise Value
$235,876,064
Total Cash
$57,126,000
Total Debt
$184,052,992
Shares Out
6,253,691
Trailing EPS
$0.93
Book Value
$20.02
ROE
4.8%
ROA
0.5%
Div Yield
3.25%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Jun 2025 39,000,000 6,255,000 1,245,613,000 1,117,068,000 8,685,000
Jun 2024 38,864,000 7,351,000 1,272,200,000 1,142,259,000 5,685,000
Jun 2023 41,060,000 8,592,000 1,332,948,000 1,203,261,000 16,325,000
Jun 2022 36,311,000 9,093,000 1,187,038,000 1,058,388,000 11,793,000
Jun 2021

TTM Snapshot

Revenues TTM
$14,021,000
NetIncome TTM
$872,000
OpCashFlow TTM
$0
Assets (Latest)
$1,245,613,000
Forward EPS
$1.31

Peers — same industry

TickerNameMarket CapLastDaily %
BSBK Bogota Financial Corp. $108.23M $8.42
OFED Oconee Federal Financial Corp. $111.16M $19.10
MGYR Magyar Bancorp, Inc. $111.81M $17.30
WSBK Winchester Bancorp, Inc./MD/ $114.14M $12.74
BCTF Bancorp 34, Inc. $100.97M $14.80

News headlines (Yahoo Finance, 1h cache)

Why It Might Not Make Sense To Buy Provident Financial Holdings, Inc. (NASDAQ:PROV) For Its Upcoming Dividend
2026-05-11 11:12 · Yahoo
Provident Bank Celebrates 70 Years of Community Impact with Over $984,000 Donated to Local Nonprofits Since 2006 Through Its Community Partnership Program
2026-04-30 15:00 · Yahoo
Provident Financial Q3 Earnings Call Highlights
2026-04-29 20:30 · Yahoo
Provident Financial Holdings Reports Third Quarter of Fiscal 2026 Results
2026-04-28 10:00 · Yahoo
Provident Financial Holdings Announces Quarterly Cash Dividend
2026-04-23 23:19 · Yahoo
Provident Financial Holdings, Inc. (NASDAQ:PROV) Stock Goes Ex-Dividend In Just Two Days
2026-02-09 10:17 · Yahoo
Provident Financial Q2 Earnings Call Highlights
2026-01-29 01:00 · Yahoo
Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Call Highlights: Strong Loan ...
2026-01-28 23:01 · Yahoo
Provident Bank Named One of America’s Best Regional Banks for 2026 by Newsweek
2026-01-28 18:39 · Yahoo
Provident Financial: Fiscal Q2 Earnings Snapshot
2026-01-27 11:09 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.