OSBC — OLD SECOND BANCORP INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 357173 ·
Last close
$24.86
Market Cap
$1.26B
52W High
$26.06
52W Low
$16.43
ADV30
517,234
Next earnings
2026-10-21
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 93,553,000 | — | — | 28,787,000 | 6,902,675,000 | 124,025,000 | 6,005,907,000 |
| Sep 2025 | 94,176,000 | — | — | 9,871,000 | 6,991,754,000 | 116,525,000 | 6,125,069,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$141,365,000
Investing CF
$112,669,000
Financing CF
$-394,428,000
CapEx
$-3,665,000
Dividends Paid
$-13,232,000
Buybacks
$-30,436,000
EPS Diluted TTM
$1.74
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$583,701,000
Inventory
—
Receivables
$534,870,000
ST Investments
$727,929,000
EBIT TTM
—
Pretax Income TTM
$124,240,000
Interest Exp TTM
$75,614,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$341,369,984
EBITDA
—
Free Cash Flow
—
Enterprise Value
$1,623,361,792
Total Cash
$147,188,992
Total Debt
$469,150,016
Shares Out
50,875,716
Trailing EPS
$1.73
Book Value
$17.72
ROE
11.4%
ROA
1.5%
Div Yield
1.09%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 333,097,000 | — | 80,310,000 | 6,902,675,000 | 6,005,907,000 | 896,768,000 | 122,264,000 |
| Dec 2024 | 279,899,000 | — | 85,264,000 | 5,649,377,000 | 4,978,343,000 | 671,034,000 | 131,533,000 |
| Dec 2023 | 280,987,000 | — | 91,729,000 | 5,722,799,000 | 5,145,518,000 | 577,281,000 | 116,401,000 |
| Dec 2022 | 244,924,000 | — | 67,405,000 | 5,888,317,000 | 5,427,176,000 | 461,141,000 | 97,344,000 |
TTM Snapshot
Revenues TTM
$379,962,000
NetIncome TTM
$86,065,000
OpCashFlow TTM
—
Assets (Latest)
$6,849,221,000
Forward EPS
$2.39
Max Pain — expiry 2026-12-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $20.00 · spot: $24.61 · call volume: 42 · put volume: 4
Expected Move to 2026-12-18:
±$2.08
(8.43%) —
implied range
$22.54 –
$26.69
· ATM straddle on $25.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| HBT | HBT Financial, Inc. | $1.29B | $35.53 | — |
| PEBO | PEOPLES BANCORP INC | $1.31B | $36.31 | — |
| FMBH | FIRST MID BANCSHARES, INC. | $1.31B | $49.24 | — |
| CTBI | COMMUNITY TRUST BANCORP INC /KY/ | $1.37B | $75.39 | — |
| WABC | WESTAMERICA BANCORPORATION | $1.38B | $59.59 | — |
News headlines (Yahoo Finance, 1h cache)
Old Second Bancorp (OSBC) Moves to Buy: Rationale Behind the Upgrade
2026-10-09 15:00 · Yahoo
Reflecting On Regional Banks Stocks’ Q2 Earnings: Old Second Bancorp (NASDAQ:OSBC)
2026-10-07 17:36 · Yahoo
Old Second Bancorp (OSBC) Upgraded to Strong Buy: Here's Why
2026-07-31 16:00 · Yahoo
Old Second Bancorp Inc (OSBC) Q2 2026 Earnings Call Highlights: Strong Net Interest Margin and ...
2026-07-23 21:04 · Yahoo
Old Second Bancorp Q2 Earnings Call Highlights
2026-07-23 17:07 · Yahoo
Old Second Bancorp (OSBC) Q2 Earnings and Revenues Top Estimates
2026-07-22 23:35 · Yahoo
Compared to Estimates, Old Second Bancorp (OSBC) Q2 Earnings: A Look at Key Metrics
2026-07-22 23:00 · Yahoo
2 Safe-and-Steady Stocks on Our Watchlist and 1 Facing Challenges
2026-10-01 12:53 · Yahoo
2 Reasons to Watch OSBC and 1 to Stay Cautious
2026-09-24 13:20 · Yahoo
1 Bank Stock Worth Investigating and 2 We Avoid
2026-09-18 08:49 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.