PAPL — Pineapple Financial Inc.

NYSE · Financials · Consumer Finance · CIK 1938109 · British Columbia, Canada
Last close
$1.06
Market Cap
$27.65M
52W High
$2.06
52W Low
$0.54
ADV30
7,424,753
Next earnings
Pineapple Financial Inc., together with its subsidiaries, provides mortgage brokerage services and technology solutions in Canada. It offers mortgage brokering services, including mortgage consultation, advise on various mortgage products offered by financial institutions, client access to rate information and mortgage options from lenders, and assistance in selecting mortgage solution. The company also provides back-office support services, such as digital and automated onboarding and set up, loan packaging and processing, digital document collection and client portals, loan maintenance activities, payroll, lender communication, reporting requirements for regulators and business management, cloud services, expense collections, document preparation, compliance, training, administration, and marketing. In addition, it offers pre-underwriting support services comprising credit review, data validation, fraud analysis and compliance, appraisal ordering and review, and data analytics; and insurance products, which include whole life, permanent life, critical illness, and credit insurance. Further, the company operates MyPineapple, a technology platform that allows users to conduct their brokerage services. It serves mortgage agents, brokers, sub-brokers, and brokerages and consumers. The company was formerly known as 2487269 Ontario Ltd and changed its name to Pineapple Financial Inc. in June 2021. Pineapple Financial Inc. was incorporated in 2015 and is headquartered in North York, Canada.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Feb 2026 3,878,090 740,531 -17,451,822 -19,495,788 48,872,601 17,736,423 21,773,661
Nov 2025 4,442,973 559,344 -155,731 -6,435,085 10,626,936 1,479,167 16,115,447
Aug 2025 16,554,084 306,125 -924,757 -1,824,353 5,417,221 2,117,371 4,510,542
May 2025 746,903 352,255 -665,315 -557,736 4,702,403 1,134,583 3,859,838

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-3,873,388
Investing CF
$-19,698,322
Financing CF
$40,424,732
CapEx
$-802,332
Dividends Paid
Buybacks
EPS Diluted TTM
$-8.73
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-39,327,378
Inventory
Receivables
$5,213,560
ST Investments
EBIT TTM
$-27,621,880
Pretax Income TTM
$-28,312,962
Interest Exp TTM
$691,082
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$2,903,854
EBITDA
$-2,546,603
Free Cash Flow
$-6,877,622
Enterprise Value
$29,012,180
Total Cash
$17,736,424
Total Debt
$19,616,404
Shares Out
26,088,651
Trailing EPS
$-5.70
Book Value
$1.04
ROE
-203.4%
ROA
-6.2%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Aug 2025 18,813,480 -2,608,182 -3,638,465 5,417,221 4,510,542 -946,820
Aug 2024 17,584,872 -3,731,265 -4,102,659 4,096,592 2,747,276 -1,708,261
Aug 2023 16,434,100 -2,806,512 -2,809,037 4,628,938 2,843,005 -2,116,105
Aug 2022 3,600,851 -2,715,857 -2,810,061 6,427,086 1,800,698 -1,834,909

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$0.04

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ORIO Orion Digital Corp. $22.98M $0.97

News headlines (Yahoo Finance, 1h cache)

Pineapple Financial Announces Initial Impact of AI-Powered Mortgage Agent Recruiting and Onboarding Initiatives
2026-05-05 12:30 · Yahoo
Pineapple Financial to Participate in Upcoming May Investor and Industry Conferences
2026-04-30 20:30 · Yahoo
Pineapple Financial Announces Expanded $15 Million Share Repurchase Program
2026-04-22 20:30 · Yahoo
Pineapple Financial Inc. Q2 2026 Earnings Call Summary
2026-04-14 12:30 · Yahoo
Pineapple Financial Receives Audit Opinion with Going Concern Explanation
2026-03-30 20:05 · Yahoo
Pineapple Financial Announces Operational Transformation Strategy and AI-Empowered Sales Expansion; Initiatives Include Reduction in Annualized Costs by More Than $2.5 Million and Launch of AI-Powered
2026-03-10 12:30 · Yahoo
Pineapple Financial to Participate in Upcoming February Investor Conferences
2026-02-03 13:30 · Yahoo
Wall Street Set to Open Higher Thursday as Investors Parse GDP, Unemployment Data, Look Ahead to Inflation Report
2026-01-22 14:25 · Yahoo
Investors Await Raft of Key Economic Data as US Futures Rise Thursday Pre-Bell
2026-01-22 13:13 · Yahoo
Pineapple Financial to Participate in Upcoming October Investor Conferences
2025-10-14 20:05 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.