PBFS — Pioneer Bancorp, Inc./MD

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1769663 ·
Last close
$14.87
Market Cap
$363.05M
52W High
$15.15
52W Low
$13.41
ADV30
17,471
Next earnings
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, consumer loans, home equity loans, and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp MHC.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 25,048,000 3,743,000 2,150,684,000 130,875,000 1,826,823,000
Sep 2025 24,018,000 4,330,000 2,243,310,000 225,099,000 1,929,112,000
Jun 2025 24,414,000 6,451,000 2,096,425,000 119,386,000 1,782,176,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$11,117,000
Investing CF
$-125,789,000
Financing CF
$151,826,000
CapEx
$-2,317,000
Dividends Paid
Buybacks
$-11,294,000
EPS Diluted TTM
$0.86
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$203,045,000
Inventory
Receivables
$8,889,000
ST Investments
$54,366,000
EBIT TTM
Pretax Income TTM
$26,489,000
Interest Exp TTM
$30,382,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$94,412,000
EBITDA
Free Cash Flow
Enterprise Value
$205,445,664
Total Cash
$165,455,008
Total Debt
$7,662,000
Shares Out
24,414,888
Trailing EPS
$0.82
Book Value
$13.27
ROE
6.2%
ROA
0.9%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 96,288,000 20,287,000 2,150,684,000 1,826,823,000 11,117,000
Jun 2024 76,893,000 15,260,000 1,895,404,000 1,598,876,000 23,847,000
Jun 2023 79,689,000 21,948,000 1,856,191,000 1,589,491,000 26,269,000
Jun 2022 56,452,000 10,279,000 1,964,229,000 1,721,602,000 49,967,000

Peers — same industry

TickerNameMarket CapLastDaily %
AVBC Avidia Bancorp, Inc. $353.95M $19.06
FMAO FARMERS & MERCHANTS BANCORP INC $382.48M $27.78
WSBF Waterstone Financial, Inc. $335.07M $18.56
NECB NorthEast Community Bancorp, Inc./MD/ $335.02M $24.25
TSBK TIMBERLAND BANCORP INC $321.10M $41.02

News headlines (Yahoo Finance, 1h cache)

Pioneer Announces Acquisition of Targeted Lending Co., LLC, Launching Pioneer Specialty Financing Division
2026-04-24 20:41 · Yahoo
Pioneer Bancorp, Inc.'s (NASDAQ:PBFS) top owners are private companies with 59% stake, while 16% is held by individual investors
2026-02-09 19:31 · Yahoo
Pioneer Bancorp (NASDAQ:PBFS) Ticks All The Boxes When It Comes To Earnings Growth
2026-01-13 18:14 · Yahoo
Pioneer Bancorp (NASDAQ:PBFS) shareholders have earned a 4.8% CAGR over the last five years
2025-11-25 13:12 · Yahoo
Discovering Undiscovered Gems in the US Market October 2025
2025-10-14 17:33 · Yahoo
US Market's 3 Undiscovered Gems with Strong Potential
2025-09-10 17:33 · Yahoo
Pioneer Bancorp, Inc.'s (NASDAQ:PBFS) top owners are private companies with 58% stake, while 16% is held by institutions
2025-09-02 18:26 · Yahoo
Here's Why We Think Pioneer Bancorp (NASDAQ:PBFS) Might Deserve Your Attention Today
2025-08-06 17:58 · Yahoo
3 Undiscovered Gems In The US Market With Strong Potential
2025-07-10 17:33 · Yahoo
Those who invested in Pioneer Bancorp (NASDAQ:PBFS) five years ago are up 25%
2025-06-18 12:51 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.