PFBX — PEOPLES FINANCIAL CORP /MS/

OTC · Financials · Banks · CIK 770460 ·
Last close
$22.95
Market Cap
$105.97M
52W High
$22.95
52W Low
$20.83
ADV30
440
Next earnings
Peoples Financial Corporation operates as the bank holding company for The Peoples Bank that provides banking, financial, and trust services in the United States. The company accepts various deposits, such as interest and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts (IRAs); and business, commercial, real estate, construction, personal, and installment loans. It also offers personal trust, agencies, and estate services, including living and testamentary trusts, executorships, guardianships, and conservatorships; and escrow management, stock transfer, and bond paying agency accounts. In addition, the company provides safe deposit box rental, wire transfer services, night drop facilities, collection services, cash management, and internet banking. It serves the state, county, and local government entities, as well as individuals, small and commercial businesses, and various industries comprising seafood, retail, hospitality, hotel and motel, gaming, and construction. Peoples Financial Corporation was founded in 1896 and is headquartered in Biloxi, Mississippi.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 6,696,000 716,000 727,121,000 19,581,000 626,454,000
Sep 2025 6,109,000 643,000 758,066,000 41,895,000 658,057,000
Jun 2025 7,003,000 1,242,000 761,340,000 18,379,000 664,830,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$4,579,000
Investing CF
$44,837,000
Financing CF
$-87,464,000
CapEx
$-513,000
Dividends Paid
$-2,031,000
Buybacks
$-792,000
EPS Diluted TTM
$1.02
As of
2026-06-07

Balance + Analyst (yfinance extras)

Retained Earnings
$60,186,000
Inventory
Receivables
$3,022,000
ST Investments
$163,652,000
EBIT TTM
Pretax Income TTM
$4,974,000
Interest Exp TTM
$8,100,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$27,688,000
EBITDA
Free Cash Flow
Enterprise Value
$48,584,844
Total Cash
$57,386,000
Total Debt
$0
Shares Out
4,617,466
Trailing EPS
$0.88
Book Value
$21.96
ROE
4.1%
ROA
0.5%
Div Yield
1.57%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 26,888,000 3,911,000 727,121,000 626,454,000 4,503,000
Dec 2024 29,810,000 21,703,000 831,849,000 741,848,000 6,034,000
Dec 2023 32,745,000 9,166,000 797,738,000 728,455,000 9,051,000
Dec 2022 27,944,000 8,941,000 861,639,000 806,445,000 7,908,000

Peers — same industry

TickerNameMarket CapLastDaily %
FKYS FIRST KEYSTONE CORP $111.02M $17.70
BOTJ BANK OF THE JAMES FINANCIAL GROUP INC $111.54M $24.55
UNIB UNIVERSITY BANCORP INC /DE/ $111.92M $21.65
NWPP NEW PEOPLES BANKSHARES INC $100.11M $4.25
UNB UNION BANKSHARES INC $114.15M $24.74

News headlines (Yahoo Finance, 1h cache)

Peoples Financial Corporation Announces a Regular Cash Dividend
2026-05-27 20:10 · Yahoo
Peoples Financial Corporation Reports Results for the First Quarter of 2026
2026-04-22 19:30 · Yahoo
Egan-Jones Analysis Supports Continuity at Peoples Financial Corporation
2026-04-09 17:00 · Yahoo
Peoples Financial Corporation Reports Results for The Fourth Quarter of 2025
2026-01-29 15:25 · Yahoo
PEOPLES FINANCIAL CORPORATION REPORTS RESULTS FOR THE THIRD QUARTER OF 2025
2025-10-23 06:00 · Yahoo
Peoples Financial Corporation Reports Results for the Second Quarter of 2025
2025-07-24 00:40 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.