PNBK — PATRIOT NATIONAL BANCORP INC

Nasdaq · Financials · Banks · CIK 1098146 ·
Last close
$1.02
Market Cap
$112.54M
52W High
$1.50
52W Low
$1.01
ADV30
242,176
Next earnings
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, online national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operates in New York; Connecticut; New Jersey; and internationally. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 10,295,000 -1,755,000 1,176,794,000 93,413,000 1,086,587,000
Dec 2025 9,437,000 -2,275,000 1,087,840,000 186,391,000 993,160,000
Sep 2025 7,209,000 -2,657,000 950,752,000 180,995,000 855,729,000
Jun 2025 6,205,000 -5,001,000 929,953,000 187,642,000 863,752,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$-14,170,000
Investing CF
$-20,524,000
Financing CF
$79,212,000
CapEx
$-172,000
Dividends Paid
Buybacks
EPS Diluted TTM
$-7.08
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$-99,619,000
Inventory
Receivables
$4,869,000
ST Investments
$209,577,000
EBIT TTM
Pretax Income TTM
$-12,650,000
Interest Exp TTM
$28,729,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$32,676,000
EBITDA
Free Cash Flow
Enterprise Value
$66,711,976
Total Cash
$93,457,000
Total Debt
$26,499,000
Shares Out
110,329,351
Trailing EPS
$0.02
Book Value
$0.72
ROE
-15.9%
ROA
-1.1%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 29,429,000 -12,710,000 1,087,840,000 993,160,000 -14,170,000
Dec 2024 28,272,000 -39,882,000 1,012,292,000 1,008,027,000 2,683,000
Dec 2023 34,246,000 -4,179,000 1,093,425,000 1,049,042,000 -10,715,000
Dec 2022 36,630,000 6,161,000 1,043,359,000 983,776,000 7,036,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.01

Peers — same industry

TickerNameMarket CapLastDaily %
CCNB Coastal Carolina Bancshares, Inc. $111.48M $14.70
UNIB UNIVERSITY BANCORP INC /DE/ $111.14M $21.50
SFDL SECURITY FEDERAL CORP $114.45M $37.00
FKYS FIRST KEYSTONE CORP $110.39M $17.60
UNB UNION BANKSHARES INC $108.11M $23.43

News headlines (Yahoo Finance, 1h cache)

Patriot National Bancorp Insider Buyers Pleased With US$294k Return On Investment
2026-05-06 12:40 · Yahoo
Patriot Bank Announces New Board Chairs
2025-10-30 20:01 · Yahoo
Patriot National Bancorp (NASDAQ:PNBK) shareholders have endured a 87% loss from investing in the stock three years ago
2025-09-12 12:55 · Yahoo
Patriot National Bancorp Second Quarter 2025 Earnings: US$0.064 loss per share (vs US$0.78 loss in 2Q 2024)
2025-08-16 12:29 · Yahoo
Retail investors who hold 56% of Patriot National Bancorp, Inc. (NASDAQ:PNBK) gained 11%, insiders profited as well
2025-07-29 11:29 · Yahoo
Unity Bancorp Reports Quarterly Earnings of $16.5 Million
2025-07-15 10:00 · Yahoo
Insiders See US$6.40m Investment In Patriot National Bancorp Jump Last Week
2025-07-02 11:26 · Yahoo
Patriot National Bancorp Announces Completion of $10M Registered Direct Offering
2025-06-05 22:06 · Yahoo

Recent Insider Activity

FiledTradeInsiderTitleType PriceQtyValue
2026-05-22 18:03:39 2026-05-20 De Tomasi Mario Dir P - Purchase 1.15 87719 100877