PFSI — PennyMac Financial Services, Inc.
—
NYSE ·
Financials ·
Consumer Finance ·
CIK 1745916 ·
Last close
$59.90
Market Cap
$3.11B
52W High
$158.66
52W Low
$59.13
ADV30
615,911
Next earnings
2026-10-29
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | 966,736,000 | 463,169,000 | 104,691,000 | 82,322,000 | 31,943,998,000 | 219,513,000 | 27,618,239,000 |
| Dec 2025 | 2,214,229,000 | 1,713,800,000 | 133,464,000 | 106,831,000 | 29,388,689,000 | 301,680,000 | 25,079,713,000 |
| Sep 2025 | 882,813,000 | 413,057,000 | 236,570,000 | 181,503,000 | 25,401,120,000 | 621,921,000 | 21,193,234,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$-1,785,529,000
Investing CF
$145,908,000
Financing CF
$1,691,708,000
CapEx
$-67,579,000
Dividends Paid
$-63,215,000
Buybacks
$-54,750,000
EPS Diluted TTM
$7.28
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$4,284,671,000
Inventory
—
Receivables
$16,288,842,000
ST Investments
$534,348,000
EBIT TTM
$506,250,000
Pretax Income TTM
$506,995,000
Interest Exp TTM
—
Analysts
7
Yahoo Snapshot (yfinance, live)
Total Revenue
$3,331,824,128
EBITDA
—
Free Cash Flow
—
Enterprise Value
$27,066,355,712
Total Cash
$415,953,984
Total Debt
$23,826,997,248
Shares Out
51,951,572
Trailing EPS
$7.27
Book Value
$83.49
ROE
9.4%
ROA
1.5%
Div Yield
1.71%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 4,420,254,000 | 551,417,000 | 501,077,000 | 29,388,689,000 | 25,079,713,000 | 4,308,976,000 | -1,651,984,000 |
| Dec 2024 | 2,846,478,000 | 402,617,000 | 311,423,000 | 26,086,887,000 | 22,257,236,000 | 3,829,651,000 | -4,533,270,000 |
| Dec 2023 | 2,644,689,000 | 346,401,000 | 144,656,000 | 18,844,563,000 | 15,305,960,000 | 3,538,603,000 | -1,582,219,000 |
| Dec 2022 | 2,321,417,000 | 688,693,000 | 475,507,000 | 16,822,584,000 | 13,351,535,000 | 3,471,049,000 | 6,033,235,000 |
TTM Snapshot
Revenues TTM
$21,310,000
NetIncome TTM
$507,119,000
OpCashFlow TTM
—
Assets (Latest)
$31,943,998,000
Forward EPS
$11.14
Max Pain — expiry 2026-11-20
max pain strike: $75.00 · spot: $59.90 · call oi: 1,748 · put oi: 3,532
Expected Move to 2026-11-20:
±$6.85
(11.44%) —
implied range
$53.05 –
$66.75
· ATM straddle on $60.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| NNI | NELNET INC | $3.15B | $125.26 | — |
| SII | SPROTT INC. | $2.98B | $115.76 | — |
| IOND | Ionic Digital Inc. | $3.56B | $79.15 | — |
| CLSK | CLEANSPARK, INC. | $2.70B | $10.49 | — |
| GPGI | GPGI, Inc. | $3.65B | $12.60 | — |
News headlines (Yahoo Finance, 1h cache)
Unpacking Q2 Earnings: PennyMac Financial Services (NYSE:PFSI) In The Context Of Other Thrifts & Mortgage Finance Stocks
2026-10-09 20:35 · Yahoo
PennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2026 Results
2026-10-08 12:00 · Yahoo
KBRA Assigns Preliminary Ratings to PMT Loan Trust 2026-CNF9 (PMTLT 2026-CNF9)
2026-10-07 19:16 · Yahoo
The Bull Case For PennyMac Financial Services (PFSI) Could Change Following Full VantageScore 4.0 Rollout Across Channels
2026-10-06 18:07 · Yahoo
PennyMac Financial Services, Inc. Live with VantageScore 4.0 Across All Three Production Channels
2026-10-05 20:15 · Yahoo
KBRA Assigns Preliminary Ratings to PMT Loan Trust 2026-INV9 (PMTLT 2026-INV9)
2026-09-21 14:31 · Yahoo
PennyMac Financial Services (PFSI) Stock Fair Value Falls After Analysts Cut Targets On Q2 Miss
2026-09-18 04:33 · Yahoo
Can PennyMac Financial Services (PFSI) Still Trade At A Discount?
2026-09-17 08:11 · Yahoo
KBRA Assigns Preliminary Ratings to PMT Loan Trust 2026-CNF8 (PMTLT 2026-CNF8)
2026-09-11 14:52 · Yahoo
Pennymac Launches "Welcome Home" a Video Series Pairing Team USA Athletes With Home Loan Experts
2026-09-08 13:00 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.