SFBC — Sound Financial Bancorp, Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1541119 ·
Last close
$47.28
Market Cap
$121.40M
52W High
$48.99
52W Low
$41.09
ADV30
14,975
Next earnings
2026-10-27
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also provides loans secured by first and second mortgages on one-to-four family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats and recreational vehicle loans, and loans secured by deposit accounts, and insurance products and services. Sound Financial Bancorp, Inc. was founded in 1953 and is headquartered in Seattle, Washington.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026
Mar 2026
Dec 2025 9,509,000 2,244,000 1,092,173,000 138,453,000 982,774,000
Sep 2025 9,813,000 1,695,000 1,060,163,000 101,156,000 952,713,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$6,814,000
Investing CF
$-37,480,000
Financing CF
$37,156,000
CapEx
$-164,000
Dividends Paid
$-2,001,000
Buybacks
$-130,000
EPS Diluted TTM
$3.12
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$82,518,000
Inventory
Receivables
$3,888,000
ST Investments
$2,285,000
EBIT TTM
Pretax Income TTM
$9,173,000
Interest Exp TTM
$22,413,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$40,262,000
EBITDA
Free Cash Flow
Enterprise Value
$11,812,044
Total Cash
$120,072,000
Total Debt
$10,925,000
Shares Out
2,568,043
Trailing EPS
$3.12
Book Value
$43.99
ROE
7.3%
ROA
0.8%
Div Yield
1.78%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 38,854,000 7,158,000 1,092,173,000 982,774,000 7,161,000
Dec 2024 35,688,000 4,640,000 993,633,000 889,967,000 2,932,000
Dec 2023 38,843,000 7,439,000 995,221,000 894,567,000 6,886,000
Dec 2022 39,877,000 8,804,000 976,351,000 878,646,000 10,054,000

TTM Snapshot

Revenues TTM
$47,402,000
NetIncome TTM
$7,461,000
OpCashFlow TTM
$0
Assets (Latest)
$993,633,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
MGYR Magyar Bancorp, Inc. $124.33M $19.26
BSBK Bogota Financial Corp. $117.66M $9.22
WSBK Winchester Bancorp, Inc./MD/ $116.40M $12.99
PROV PROVIDENT FINANCIAL HOLDINGS INC $114.19M $18.26
HYNE Hoyne Bancorp, Inc. $132.87M $16.41

News headlines (Yahoo Finance, 1h cache)

Uncovering US Market's Hidden Gems with 3 Promising Stocks
2026-05-08 17:33 · Yahoo
Sound Financial Bancorp, Inc. Q2 2026 Results
2026-07-28 21:29 · Yahoo
Uncovering US Market's 3 Undiscovered Gems With Potential
2026-05-28 17:33 · Yahoo
US Market's Undiscovered Gems To Explore In May 2026
2026-05-27 17:33 · Yahoo
Exploring 3 Undiscovered Gems In The US Market
2026-05-27 11:33 · Yahoo
Undiscovered Gems In The US Market For May 2026
2026-05-26 17:33 · Yahoo
US Undiscovered Gems To Explore In May 2026
2026-05-25 17:33 · Yahoo
Undiscovered Gems in the US Market to Explore This May 2026
2026-05-22 11:33 · Yahoo
Undiscovered Gems in the US Market May 2026
2026-05-21 11:33 · Yahoo
Undiscovered Gems in the US Market for May 2026
2026-05-14 17:33 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.