UBCP — UNITED BANCORP INC /OH/

Nasdaq · Financials · Banks · CIK 731653 ·
Last close
$14.55
Market Cap
$84.11M
52W High
$17.34
52W Low
$14.18
ADV30
8,322
Next earnings
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 7,936,000 1,911,000 858,499,000 27,240,000 791,000,000
Dec 2025 8,889,000 2,036,000 857,445,000 46,528,000 786,930,000
Sep 2025 8,077,000 1,931,000 866,756,000 45,652,000 800,286,000
Jun 2025 7,985,000 1,914,000 847,884,000 49,686,000 788,226,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$10,456,000
Investing CF
$-4,515,000
Financing CF
$20,979,000
CapEx
$-11,778,000
Dividends Paid
$-5,484,000
Buybacks
$-317,000
EPS Diluted TTM
$1.34
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$48,576,000
Inventory
Receivables
$3,982,000
ST Investments
$114,804,000
EBIT TTM
Pretax Income TTM
$7,667,000
Interest Exp TTM
$15,029,000
Analysts
1

Yahoo Snapshot (yfinance, live)

Total Revenue
$32,279,400
EBITDA
Free Cash Flow
Enterprise Value
$147,721,792
Total Cash
$27,239,806
Total Debt
$90,596,184
Shares Out
5,781,030
Trailing EPS
$1.37
Book Value
$12.25
ROE
12.1%
ROA
0.9%
Div Yield
5.33%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 32,479,000 7,753,000 857,445,000 786,930,000 10,456,000
Dec 2024 29,260,000 7,402,000 816,656,000 753,199,000 8,448,000
Dec 2023 29,889,000 8,950,000 819,449,000 755,856,000 9,463,000
Dec 2022 28,471,000 8,657,000 757,400,000 697,663,000 8,481,000
Dec 2021

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.60

Peers — same industry

TickerNameMarket CapLastDaily %
BKSC BANK OF SOUTH CAROLINA CORP $83.92M $15.60
CBKM CONSUMERS BANCORP INC /OH/ $86.23M $27.42
AUBN AUBURN NATIONAL BANCORPORATION, INC $86.63M $24.80
UWHR UWHARRIE CAPITAL CORP $81.43M $11.40
FUSB FIRST US BANCSHARES, INC. $89.08M $16.00

News headlines (Yahoo Finance, 1h cache)

United Bancorp's Q1 Earnings Rise 3% Y/Y on Deposit Growth
2026-05-14 18:03 · Yahoo
United Bancorp, Inc. Reports 2026 First Quarter Earnings Performance
2026-05-07 15:00 · Yahoo
United Bancorp Rallies 27% in a Year: Should You Buy the Stock?
2026-04-23 17:45 · Yahoo
United Bancorp, Inc. Increases its Second Quarter Cash Dividend Payment to $0.1950 per Share, which produces a Forward Yield of 5.13%, and Reports on Annual Shareholder Meeting
2026-04-23 15:00 · Yahoo
The Zacks Analyst Blog Palantir, Linde, Arista Networks, Comstock and United Bancorp
2026-03-30 09:12 · Yahoo
Top Research Reports for Palantir, Linde and Arista Networks
2026-03-27 22:21 · Yahoo
United Bancorp, Inc. Declares a Quarterly Cash Dividend of $0.1925 per Common Share Producing a Forward Yield of 5.6% and Announces a Special Dividend Payment of $0.1750 per Common Share
2026-02-19 16:00 · Yahoo
United Bancorp's Q4 Earnings Rise Y/Y on Loan Demand
2026-02-09 18:04 · Yahoo
United Bancorp, Inc. Reports Respective Increases in Earnings for the 2025 Fourth Quarter and Twelve Months Ended December 31, 2025
2026-02-03 16:00 · Yahoo
United Bancorp (NASDAQ:UBCP) shareholders have earned a 18% return over the last year
2026-01-01 13:08 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.