VBNK — VersaBank
—
Nasdaq ·
Financials ·
Banks ·
CIK 1690639 ·
Last close
$19.45
Market Cap
$626.21M
52W High
$25.03
52W Low
$17.60
ADV30
100,917
Next earnings
2026-09-03
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Apr 2026 | 38,293,000 | — | — | 7,525,000 | 6,440,700,000 | 568,161,000 | 5,888,462,000 |
| Jan 2026 | 36,514,000 | — | — | 11,069,000 | 6,146,010,000 | 628,002,000 | 5,602,934,000 |
| Oct 2025 | 35,092,000 | — | — | 5,204,000 | 5,808,475,000 | 581,710,000 | 5,275,802,000 |
| Jul 2025 | 31,583,000 | — | — | 6,582,000 | 5,477,489,000 | 460,312,000 | 4,949,347,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$244,309,000
Investing CF
$-10,621,000
Financing CF
$-8,678,000
CapEx
$-7,392,000
Dividends Paid
$-3,210,000
Buybacks
$-3,718,000
EPS Diluted TTM
$1.04
As of
2026-08-09
Balance + Analyst (yfinance extras)
Retained Earnings
$220,721,000
Inventory
—
Receivables
$33,555,000
ST Investments
$106,277,000
EBIT TTM
—
Pretax Income TTM
$44,302,000
Interest Exp TTM
$183,762,000
Analysts
2
Yahoo Snapshot (yfinance, live)
Total Revenue
$137,854,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$157,214,304
Total Cash
$573,315,008
Total Debt
$104,323,000
Shares Out
32,195,697
Trailing EPS
$0.68
Book Value
$12.29
ROE
5.6%
ROA
0.5%
Div Yield
0.37%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Oct 2025 | 124,641,000 | — | 28,458,000 | 5,808,475,000 | 5,275,802,000 | — | 44,451,000 |
| Oct 2024 | 111,633,000 | — | 39,748,000 | 4,838,484,000 | 4,439,281,000 | — | 272,705,000 |
| Oct 2023 | 108,635,000 | — | 42,162,000 | 4,201,610,000 | 3,824,452,000 | — | 94,717,000 |
| Oct 2022 | 82,392,000 | — | 22,658,000 | 3,265,998,000 | 2,915,323,000 | — | -32,654,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.68
Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $15.00 · spot: $19.45 · call volume: 25 · put volume: 9
Expected Move to 2026-09-18:
±$5.05
(25.96%) —
implied range
$14.40 –
$24.50
· ATM straddle on $17.50 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SUPV | Grupo Supervielle S.A. | $642.95M | $8.55 | — |
| BWB | Bridgewater Bancshares Inc | $604.52M | $21.68 | — |
| SFST | SOUTHERN FIRST BANCSHARES INC | $596.82M | $63.01 | — |
| UNTY | UNITY BANCORP INC /NJ/ | $595.93M | $59.34 | — |
| ACNB | ACNB CORP | $658.06M | $64.44 | — |
News headlines (Yahoo Finance, 1h cache)
VERSABANK ANNOUNCES SIGNING OF REORGANIZATION AGREEMENT AND FILING AND MAILING OF MATERIALS FOR SPECIAL MEETING OF SHAREHOLDERS TO APPROVE PROPOSED REORGANIZATION
2026-08-25 11:00 · Yahoo
VERSABANK FORM S-4 REGISTRATION STATEMENT FOR PROPOSED REORGANIZATION DECLARED EFFECTIVE BY SEC
2026-08-05 11:00 · Yahoo
VERSABANK APPOINTS INVESTOR RELATIONS VETERAN LAWRENCE CHAMBERLAIN AS GLOBAL SVP, INVESTOR AND STAKEHOLDER RELATIONS
2026-08-04 11:00 · Yahoo
VERSABANK CALLS SPECIAL SHAREHOLDER MEETING TO APPROVE PROPOSED REORGANIZATION
2026-07-28 11:00 · Yahoo
VERSABANK TO PARTICIPATE IN THE KBW SUMMER BANK CONFERENCE IN NEW YORK CITY ON JULY 28-29, 2026
2026-07-24 11:00 · Yahoo
VERSABANK WELCOMES BACK FINANCING INDUSTRY VETERAN MOE DANIS TO SUPPORT ANTICIPATED GROWTH OF REAL-TIME SRP
2026-07-23 11:00 · Yahoo
VERSABANK ADDS NEW ECN CAPITAL SUBSIDIARY TO US STRUCTURED RECEIVABLE PROGRAM
2026-07-09 11:00 · Yahoo
VERSABANK DONATES $60,000 TO THE SALVATION ARMY'S HARVEST HOPE CAMPAIGN
2026-06-29 17:00 · Yahoo
VERSABANK LAUNCHES BREAKTHROUGH REAL-TIME STRUCTURED RECEIVABLE PROGRAM TO POINT-OF-SALE INDUSTRY IN CANADA AND UNITED STATES
2026-06-29 11:00 · Yahoo
VersaBank (TSX:VBNK) Stock Fair Value Rises After Analysts Lift Growth Views
2026-06-19 04:32 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.