VBNK — VersaBank

Nasdaq · Financials · Banks · CIK 1690639 ·
Last close
$17.98
Market Cap
$578.37M
52W High
$19.01
52W Low
$13.24
ADV30
76,048
Next earnings
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jan 2026 36,514,000 11,069,000 6,146,010,000 628,002,000 5,602,934,000
Oct 2025 35,092,000 5,204,000 5,808,475,000 581,710,000 5,275,802,000
Jul 2025 31,583,000 6,582,000 5,477,489,000 460,312,000 4,949,347,000
Apr 2025 30,139,000 8,529,000 5,047,133,000 340,186,000 4,518,827,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$189,151,000
Investing CF
$65,213,000
Financing CF
$-10,873,000
CapEx
$-1,912,000
Dividends Paid
$-3,221,000
Buybacks
$-18,333,000
EPS Diluted TTM
$1.09
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$213,998,000
Inventory
Receivables
$33,119,000
ST Investments
$101,276,000
EBIT TTM
Pretax Income TTM
$45,657,000
Interest Exp TTM
$179,325,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$129,239,000
EBITDA
Free Cash Flow
Enterprise Value
$53,823,656
Total Cash
$628,001,984
Total Debt
$105,217,000
Shares Out
32,167,347
Trailing EPS
$0.70
Book Value
$12.30
ROE
5.9%
ROA
0.6%
Div Yield
0.41%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Oct 2025 124,641,000 28,458,000 5,808,475,000 5,275,802,000 44,451,000
Oct 2024 111,633,000 39,748,000 4,838,484,000 4,439,281,000 272,705,000
Oct 2023 108,635,000 42,162,000 4,201,610,000 3,824,452,000 94,717,000
Oct 2022 82,392,000 22,658,000 3,265,998,000 2,915,323,000 -32,654,000

TTM Snapshot

Revenues TTM
NetIncome TTM
OpCashFlow TTM
Assets (Latest)
Forward EPS
$1.88

Peers — same industry

TickerNameMarket CapLastDaily %
MSBI Midland States Bancorp, Inc. $583.34M $28.14
BHB BAR HARBOR BANKSHARES $584.97M $34.94
ACNB ACNB CORP $562.28M $55.06
UNTY UNITY BANCORP INC /NJ/ $558.78M $55.65
PFIS PEOPLES FINANCIAL SERVICES CORP. $601.65M $60.10

News headlines (Yahoo Finance, 1h cache)

VERSABANK TO HOST SECOND QUARTER FISCAL 2026 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 3 2026 at 9:00 A.M. ET
2026-05-26 11:00 · Yahoo
How VersaBank (TSX:VBNK) Story Is Shifting With Loan Growth And Early Stablecoin Custody Progress
2026-05-10 04:24 · Yahoo
VersaBank Starts Pilot Program With FinanceIt For New Real-Time Structured Receivable Program
2026-04-29 13:29 · Yahoo
3 TSX Growth Stocks With Insider Ownership Growing Earnings Up To 53%
2026-04-29 12:36 · Yahoo
VERSABANK ANNOUNCES INDUSTRY BREAKTHROUGH INNOVATION IN POINT-OF-SALE FINANCING WITH START OF PILOT PROGRAM FOR AI-ENABLED REAL-TIME STRUCTURED RECEIVABLE PROGRAM
2026-04-29 11:00 · Yahoo
VERSABANK RECEIVES TSX APPROVAL FOR RENEWAL OF NORMAL COURSE ISSUER BID
2026-04-28 11:00 · Yahoo
How The VersaBank (TSX:VBNK) Investment Story Is Evolving With Loan Growth And Stablecoin Custody
2026-04-24 01:11 · Yahoo
For Aggressive Investors Only: 1 Under-the-Radar Stock That Just Started Drawing a Whole Lot of Attention
2026-04-21 17:47 · Yahoo
VersaBank Starts Receiving QCAD Deposits as Stablecorp’s CAD Stablecoin Lands on Kraken
2026-04-20 21:59 · Yahoo
VersaBank Begins Receiving QCAD Deposits Under Stablecorp Deal; Notes Kraken Listing Of C$ Stablecoin
2026-04-20 20:28 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.