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CBKM — CONSUMERS BANCORP INC /OH/

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OTC · Financials · Banks · CIK 1006830 ·
Last close
$31.90
Market Cap
$100.70M
52W High
$32.00
52W Low
$26.75
ADV30
980
Next earnings
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Consumers Bancorp, Inc. operates as the bank holding company for Consumers National Bank that provides various banking products and services for individuals, farmers, and small and medium-sized businesses. The company accepts various deposit products, such as noninterest and interest-bearing demand deposits and savings accounts, and time deposits, as well as certificates of deposit. It also provides commercial and industrial loans, such as financing for equipment, inventories, and accounts receivable; commercial real estate loans, including mortgage loans to owners of owner-occupied commercial properties, commercial investment properties, and multi-family investment properties, as well as loans originated to finance the construction of owner occupied and investment properties; finance or refinance the acquisition or improvement of land used for agricultural purposes; land development loans to finance land acquisition and infrastructure improvements; residential real estate loans comprising one to four family residential properties and owner occupied, non-owner occupied, construction, and home equity loans; and consumer loans primarily for automobile loans, personal lines of credit, and unsecured consumer loans. In addition, the company invests in securities consisting of obligations of the United States government sponsored entities, municipal obligations, and mortgage-backed securities. Further, it offers small business administration, business term, and commercial construction loans; credit and debit cards; ATM; and online and mobile banking services, as well as cash management services. The company was founded in 1965 and is headquartered in Minerva, Ohio.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 — — — — — — —
Mar 2026 — — — — — — —
Dec 2025 11,100,000 — — 2,755,000 1,212,530,000 21,350,000 1,126,404,000
Sep 2025 10,621,000 — — 2,634,000 1,187,982,000 17,677,000 1,106,360,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$9,151,000
Investing CF
$-116,209,000
Financing CF
$89,944,000
CapEx
$-1,706,000
Dividends Paid
$-2,581,000
Buybacks
—
EPS Diluted TTM
$3.44
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$84,041,000
Inventory
—
Receivables
$22,352,000
ST Investments
$150,048,000
EBIT TTM
—
Pretax Income TTM
$12,410,000
Interest Exp TTM
$19,136,000
Analysts
—

Yahoo Snapshot (yfinance, live)

Total Revenue
$44,645,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$130,969,360
Total Cash
$26,263,000
Total Debt
$56,217,000
Shares Out
3,156,730
Trailing EPS
$3.55
Book Value
$28.47
ROE
13.4%
ROA
0.9%
Div Yield
2.75%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Jun 2025 37,939,000 — 8,667,000 1,165,008,000 1,088,737,000 — 7,934,000
Jun 2024 35,442,000 — 8,580,000 1,097,089,000 1,033,404,000 — 9,376,000
Jun 2023 37,127,000 — 10,674,000 1,060,024,000 1,004,540,000 — 13,316,000
Jun 2022 36,282,000 — 11,192,000 977,313,000 923,343,000 — 14,947,000

Peers — same industry

TickerNameMarket CapLastDaily %
UWHR UWHARRIE CAPITAL CORP $97.97M $13.82 —
PFBX PEOPLES FINANCIAL CORP /MS/ $106.66M $23.10 —
FUSB FIRST US BANCSHARES, INC. $91.38M $16.60 —
AUBN AUBURN NATIONAL BANCORPORATION, INC $91.08M $26.14 —
NWPP NEW PEOPLES BANKSHARES INC $112.99M $4.80 —

Recent Insider Activity

No insider activity indexed for this ticker.
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