UWHR — UWHARRIE CAPITAL CORP

OTC · Financials · Banks · CIK 898171 ·
Last close
$11.40
Market Cap
$81.43M
52W High
$11.70
52W Low
$10.33
ADV30
1,187
Next earnings
Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank that provides commercial banking services to individuals and small to medium-sized businesses in North Carolina. It accepts personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company's loan portfolio comprises commercial loans and various consumer-type loans to individuals, including installment and mortgage loans, equity lines of credit, and overdraft checking credit. It also provides internet, mobile, and telephone banking services, as well as check and credit cards; and sells various insurance products comprising fixed annuities, life and disability insurance, long-term care products, and Medicare supplements. In addition, the company offers securities broker-dealer and mortgage brokerage services. Further, it provides trustee and portfolio management; and advisory services to customers in the Charlotte Metropolitan and Uwharrie Lakes Regions. Uwharrie Capital Corp was founded in 1983 and is headquartered in Albemarle, North Carolina.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 12,519,000 3,076,000 1,249,214,000 116,189,000 1,172,554,000
Dec 2025 12,842,000 2,943,000 1,196,345,000 73,329,000 1,120,788,000
Sep 2025
Jun 2025 12,637,000 2,683,000 1,169,754,000 73,274,000 1,104,350,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$7,176,000
Investing CF
$-54,661,000
Financing CF
$-40,828,000
CapEx
$-1,311,000
Dividends Paid
Buybacks
$-1,049,000
EPS Diluted TTM
$1.47
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$58,996,000
Inventory
Receivables
$4,428,000
ST Investments
$2,562,000
EBIT TTM
Pretax Income TTM
$13,814,000
Interest Exp TTM
$19,263,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$50,966,000
EBITDA
Free Cash Flow
Enterprise Value
$3,859,182
Total Cash
$117,429,000
Total Debt
$29,913,000
Shares Out
7,143,379
Trailing EPS
$1.59
Book Value
$9.04
ROE
17.3%
ROA
1.0%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 49,360,000 10,788,000 1,196,345,000 1,120,788,000 9,856,000
Dec 2024 45,077,000 9,342,000 1,128,808,000 1,071,129,000 14,082,000
Dec 2023 41,226,000 8,031,000 1,072,591,000 1,023,150,000 9,337,000
Dec 2022 36,953,000 7,684,000 1,019,490,000 982,093,000 30,904,000

Peers — same industry

TickerNameMarket CapLastDaily %
BKSC BANK OF SOUTH CAROLINA CORP $83.92M $15.60
UBCP UNITED BANCORP INC /OH/ $84.11M $14.55
CBKM CONSUMERS BANCORP INC /OH/ $86.23M $27.42
AUBN AUBURN NATIONAL BANCORPORATION, INC $86.63M $24.80
STLE STEELE BANCORP INC $74.88M $40.29

News headlines (Yahoo Finance, 1h cache)

Uwharrie Capital Corp First Quarter 2026 - Earnings Release
2026-04-27 19:58 · Yahoo
Uwharrie Capital Corp Year-End 2025 - Earnings Release
2026-02-10 22:56 · Yahoo
Uwharrie Capital Corp Third Quarter 2025 - Earnings Release and Dividend Declaration
2025-10-29 16:36 · Yahoo
Second Quarter 2025 - Earnings Release
2025-07-25 17:55 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.