CZWI — Citizens Community Bancorp Inc.

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1367859 ·
Last close
$20.69
Market Cap
$199.54M
52W High
$22.51
52W Low
$17.18
ADV30
16,910
Next earnings
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also provides various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company maintains a portfolio of investments comprising mortgage-backed, asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 15,724,000 4,271,000 1,781,755,000 118,853,000 1,593,816,000
Sep 2025 16,240,000 3,682,000 1,726,987,000 82,431,000 1,540,172,000
Jun 2025 16,147,000 3,270,000 1,735,164,000 67,454,000 1,551,702,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$11,693,000
Investing CF
$45,706,000
Financing CF
$11,282,000
CapEx
$-1,311,000
Dividends Paid
$-3,598,000
Buybacks
$-6,245,000
EPS Diluted TTM
$1.53
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$89,995,000
Inventory
Receivables
$6,126,000
ST Investments
$68,790,000
EBIT TTM
Pretax Income TTM
$17,441,000
Interest Exp TTM
$36,446,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$61,299,000
EBITDA
Free Cash Flow
Enterprise Value
$326,538,176
Total Cash
$47,593,000
Total Debt
$147,503,008
Shares Out
9,644,112
Trailing EPS
$1.53
Book Value
$12.62
ROE
8.1%
ROA
0.8%
Div Yield
1.03%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 62,294,000 14,420,000 1,781,755,000 1,593,816,000 11,693,000
Dec 2024 56,287,000 13,751,000 1,748,519,000 1,569,435,000 20,400,000
Dec 2023 58,537,000 13,059,000 1,851,391,000 1,678,057,000 13,124,000
Dec 2022 67,194,000 17,761,000 1,816,386,000 1,649,298,000 29,288,000

TTM Snapshot

Revenues TTM
$78,418,000
NetIncome TTM
$14,774,000
OpCashFlow TTM
$0
Assets (Latest)
$1,748,519,000
Forward EPS
$2.21

Peers — same industry

TickerNameMarket CapLastDaily %
FCAP FIRST CAPITAL INC $183.84M $54.95
BCBP BCB BANCORP INC $178.15M $10.26
FBLA FB Bancorp, Inc. /MD/ $230.30M $14.25
BVFL BV Financial, Inc. $171.97M $19.86
RBKB Rhinebeck Bancorp, Inc. $170.95M $15.40

News headlines (Yahoo Finance, 1h cache)

Why Citizens Community Bancorp, Inc. (CZWI) is a Great Dividend Stock Right Now
2026-05-25 15:45 · Yahoo
Zacks Industry Outlook Highlights Deutsche WSFS Financial, Southern Missouri Bancorp and Citizens Community Bancorp
2026-05-21 15:17 · Yahoo
Zacks Industry Outlook Highlights WSFS Financial, Southern Missouri Bancorp and Citizens Community Bancorp
2026-05-20 13:23 · Yahoo
3 Savings & Loan Stocks to Buy on Solid Industry Prospects
2026-05-19 16:22 · Yahoo
Pleasing Signs As A Number Of Insiders Buy Citizens Community Bancorp Stock
2026-05-17 12:41 · Yahoo
Why Citizens Community Bancorp, Inc. (CZWI) is a Top Dividend Stock for Your Portfolio
2026-05-07 15:45 · Yahoo
Citizens Community Bancorp, Inc. (CZWI) Beats Q1 Earnings and Revenue Estimates
2026-04-27 13:40 · Yahoo
Citizens Community Bancorp, Inc. Reports First Quarter 2026 Earnings of $0.39 Per Share; Board Approves Quarterly Dividend at $0.105 per Share
2026-04-27 12:30 · Yahoo
West Bancorp (WTBA) Surpasses Q1 Earnings Estimates
2026-04-23 12:35 · Yahoo
Citizens Community Bancorp, Inc. (CZWI) is a Top Dividend Stock Right Now: Should You Buy?
2026-04-20 15:45 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.