FCAP — FIRST CAPITAL INC

Nasdaq · Financials · Thrifts & Mortgage Finance · CIK 1070296 ·
Last close
$54.95
Market Cap
$183.84M
52W High
$57.77
52W Low
$46.06
ADV30
3,813
Next earnings
2026-07-24
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 13,494,000 4,879,000 1,271,995,000 138,758,000 1,134,086,000
Sep 2025 13,262,000 4,478,000 1,235,477,000 114,382,000 1,102,928,000
Jun 2025 12,430,000 3,775,000 1,242,687,000 136,800,000 1,119,382,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$21,284,000
Investing CF
$-41,834,000
Financing CF
$51,921,000
CapEx
$-1,352,000
Dividends Paid
$-4,035,000
Buybacks
$-578,000
EPS Diluted TTM
$5.23
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$117,635,000
Inventory
Receivables
$5,100,000
ST Investments
$252,969,000
EBIT TTM
Pretax Income TTM
Interest Exp TTM
$14,697,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$51,496,000
EBITDA
Free Cash Flow
Enterprise Value
$30,945,788
Total Cash
$150,864,992
Total Debt
$0
Shares Out
3,345,531
Trailing EPS
$5.23
Book Value
$41.26
ROE
13.5%
ROA
1.4%
Div Yield
2.29%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 50,615,000 16,367,000 1,271,995,000 1,134,086,000 21,284,000
Dec 2024 43,446,000 11,940,000 1,187,523,000 1,072,812,000 22,345,000
Dec 2023 42,220,000 12,790,000 1,157,880,000 1,052,535,000 14,163,000
Dec 2022 40,273,000 11,902,000 1,151,400,000 1,066,130,000 16,531,000

Peers — same industry

TickerNameMarket CapLastDaily %
BCBP BCB BANCORP INC $178.15M $10.26
BVFL BV Financial, Inc. $171.97M $19.86
RBKB Rhinebeck Bancorp, Inc. $170.95M $15.40
CZWI Citizens Community Bancorp Inc. $199.54M $20.69
ECBK ECB Bancorp, Inc. /MD/ $161.60M $18.46

News headlines (Yahoo Finance, 1h cache)

First Capital, Inc. Announces Quarterly Dividend
2026-05-19 20:45 · Yahoo
First Capital, Inc. Reports Quarterly Earnings
2026-04-24 20:45 · Yahoo
We Ran A Stock Scan For Earnings Growth And First Capital (NASDAQ:FCAP) Passed With Ease
2026-03-25 15:50 · Yahoo
First Capital: Q4 Earnings Snapshot
2026-01-23 21:52 · Yahoo
First Capital, Inc. Reports Record Annual and Quarterly Earnings
2026-01-23 21:45 · Yahoo
Those who invested in First Capital (NASDAQ:FCAP) three years ago are up 148%
2026-01-03 14:59 · Yahoo
This Bank Stock May Be Small, But It Has Big Potential
2025-12-18 17:55 · Yahoo
Axos Financial Stock Banks On RS Rating Rise To 72
2025-12-16 18:39 · Yahoo
First Capital (FCAP) Margin Expansion Reinforces Bullish Community Bank Narrative
2025-10-26 03:11 · Yahoo
First Capital: Q3 Earnings Snapshot
2025-10-24 20:50 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.