FKYS — FIRST KEYSTONE CORP

OTC · Financials · Banks · CIK 737875 ·
Last close
$17.60
Market Cap
$110.39M
52W High
$19.85
52W Low
$17.14
ADV30
1,891
Next earnings
First Keystone Corporation operates as the bank holding company for First Keystone Community Bank that provides various banking and related financial services to individual, business, government, and public and institutional customers in Northeastern Pennsylvania market area. The company accepts non-interest bearing and interest-bearing demand accounts; checking, savings, and money market accounts; time deposits and certificates of deposits; and individual retirement accounts. It also offers commercial and industrial loans, which include short-term loans and lines of credit to finance machinery and equipment, inventory, and accounts receivable; commercial real estate loans secured primarily by commercial retail space, commercial office buildings, residential housing, and hotels; residential real estate loans, such as one-to-four family residential mortgage loans, home equity term loans, and home equity lines of credit; and consumer loans, including vehicle loans, stock secured loans, and loans secured by financial institution deposits, as well as agricultural loans, and state and political subdivisions loans. In addition, the company provides trust and agency services that include trust investment accounts, investment advisory services, mutual funds, estate planning, and management of pension and profit-sharing plans to individuals, corporations, and others. Further, it offers debit and credit cards, and safe deposit boxes, as well as operates full-service offices and automated teller machines located in Columbia, Luzerne, Montour, Monroe, and Northampton counties. First Keystone Corporation was founded in 1864 and is headquartered in Berwick, Pennsylvania.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 10,682,000 1,959,000 1,524,919,000 136,839,000 1,410,744,000
Dec 2025 11,398,000 -623,000 1,530,977,000 121,249,000 1,417,917,000
Sep 2025 11,089,000 2,808,000 1,582,377,000 147,255,000 1,470,125,000
Jun 2025 10,997,000 2,914,000 1,437,389,000 39,053,000 1,329,842,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$11,163,000
Investing CF
$4,907,000
Financing CF
$87,925,000
CapEx
$-633,000
Dividends Paid
$-6,051,000
Buybacks
EPS Diluted TTM
$1.34
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$79,327,000
Inventory
Receivables
$4,997,000
ST Investments
$394,226,000
EBIT TTM
Pretax Income TTM
$6,365,000
Interest Exp TTM
$39,548,000
Analysts

Yahoo Snapshot (yfinance, live)

Total Revenue
$41,809,000
EBITDA
Free Cash Flow
Enterprise Value
$247,490,544
Total Cash
$136,839,008
Total Debt
$271,438,016
Shares Out
6,272,135
Trailing EPS
$1.13
Book Value
$18.13
ROE
6.4%
ROA
0.5%
Div Yield
6.25%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 43,766,000 6,152,000 1,530,977,000 1,417,917,000 11,163,000
Dec 2024 37,973,000 -13,203,000 1,428,583,000 1,321,801,000 8,645,000
Dec 2023 34,126,000 5,560,000 1,415,870,000 1,294,255,000 5,905,000
Dec 2022 41,932,000 14,024,000 1,329,194,000 1,208,808,000 18,163,000
Dec 2021

TTM Snapshot

Revenues TTM
$55,092,000
NetIncome TTM
$10,317,000
OpCashFlow TTM
$0
Assets (Latest)
$1,428,583,000
Forward EPS

Peers — same industry

TickerNameMarket CapLastDaily %
UNIB UNIVERSITY BANCORP INC /DE/ $111.14M $21.50
CCNB Coastal Carolina Bancshares, Inc. $111.48M $14.70
PNBK PATRIOT NATIONAL BANCORP INC $112.54M $1.02
UNB UNION BANKSHARES INC $108.11M $23.43
SFDL SECURITY FEDERAL CORP $114.45M $37.00

News headlines (Yahoo Finance, 1h cache)

First Keystone Announces First Quarter 2026 Earnings (Unaudited)
2026-04-30 20:32 · Yahoo
First Keystone Announces Amended Fourth Quarter 2025 Earnings (Unaudited)
2026-03-30 22:45 · Yahoo
First Keystone Corporation Announces First Quarter Dividend
2026-03-30 22:40 · Yahoo
First Keystone Announces Fourth Quarter 2025 Earnings (Unaudited)
2026-01-30 21:28 · Yahoo
First Keystone Corporation Announces Fourth Quarter Dividend
2025-11-26 17:27 · Yahoo
First Keystone: Q3 Earnings Snapshot
2025-11-07 19:35 · Yahoo
First Keystone Announces Third Quarter 2025 Earnings (Unaudited)
2025-10-31 20:45 · Yahoo
First Keystone Corporation Announces Third Quarter Dividend
2025-08-28 17:52 · Yahoo
First Keystone: Q2 Earnings Snapshot
2025-08-13 18:09 · Yahoo
First Keystone Announces Second Quarter 2025 Earnings (Unaudited)
2025-07-30 19:56 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.