OPHC — OptimumBank Holdings, Inc.
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NYSE ·
Financials ·
Banks ·
CIK 1288855 ·
Last close
$5.49
Market Cap
$67.35M
52W High
$5.64
52W Low
$4.83
ADV30
40,080
Next earnings
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Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 13,598,000 | — | — | 4,853,000 | 1,111,678,000 | 114,559,000 | 989,781,000 |
| Sep 2025 | 13,030,000 | — | — | 4,323,000 | 1,083,043,000 | 235,086,000 | 966,155,000 |
| Jun 2025 | 12,076,000 | — | — | 3,602,000 | 999,127,000 | 181,754,000 | 887,779,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$17,841,000
Investing CF
$-156,684,000
Financing CF
$159,772,000
CapEx
$-896,000
Dividends Paid
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Buybacks
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EPS Diluted TTM
$0.88
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$13,801,000
Inventory
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Receivables
$3,621,000
ST Investments
$0
EBIT TTM
—
Pretax Income TTM
$22,171,000
Interest Exp TTM
$21,767,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$50,702,000
EBITDA
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Free Cash Flow
—
Enterprise Value
$-30,086,276
Total Cash
$140,016,000
Total Debt
$42,647,000
Shares Out
12,268,363
Trailing EPS
$0.59
Book Value
$10.43
ROE
14.9%
ROA
1.6%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 49,361,000 | — | 16,648,000 | 1,111,678,000 | 989,781,000 | — | 17,841,000 |
| Dec 2024 | 39,313,000 | — | 13,124,000 | 932,933,000 | 829,749,000 | — | 15,605,000 |
| Dec 2023 | 27,165,000 | — | 6,283,000 | 791,254,000 | 721,247,000 | — | 6,882,000 |
| Dec 2022 | 18,796,000 | — | 4,023,000 | 585,219,000 | 522,639,000 | — | 10,360,000 |
TTM Snapshot
Revenues TTM
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NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.06
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| PBHC | Pathfinder Bancorp, Inc. | $68.27M | $14.00 | — |
| ASRV | AMERISERV FINANCIAL INC /PA/ | $64.46M | $3.80 | — |
| DWNX | DELHI BANK CORP | $71.26M | $21.10 | — |
| JUVF | JUNIATA VALLEY FINANCIAL CORP | $72.37M | $14.38 | — |
| STLE | STEELE BANCORP INC | $74.88M | $40.29 | — |
News headlines (Yahoo Finance, 1h cache)
OptimumBank Holdings, Inc. Named Among Nation's Top Community Banks in Raymond James Community Bankers Cup
2026-05-19 12:30 · Yahoo
OptimumBank Holdings, Inc. to Present at Planet MicroCap Las Vegas Powered by MicroCapClub
2026-05-18 12:30 · Yahoo
OptimumBank Holdings, Inc. Announces Executive Leadership Transition; Chairman Moishe Gubin Appointed CEO
2026-05-05 12:30 · Yahoo
OptimumBank Holdings, Inc. Reports Best Year in Company History; To Present Shareholder Deck Highlighting 21%+ Core ROAE at April 28, 2026 Annual Meeting
2026-04-27 14:16 · Yahoo
OptimumBank Holdings, Inc. Financial Performance for the First Quarter of 2026
2026-04-24 12:30 · Yahoo
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Brean Capital
2026-04-20 12:49 · Yahoo
OptimumBank Holdings, Inc. Announces Initiation of Coverage by Alliance Global Partners
2026-04-10 12:30 · Yahoo
OptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Tuesday, April 28, 2026 at its Headquarters in Ft. Lauderdale, Florida
2026-04-06 13:00 · Yahoo
OptimumBank Ranked #49 by S&P Global Market Intelligence Among Top U.S. Community Banks
2026-03-23 12:30 · Yahoo
Dream Chasers Responds to Carver Attempt to Block Bank Turnaround Expert Moishe Gubin
2026-03-13 19:53 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.