OPHC — OptimumBank Holdings, Inc.
—
NYSE ·
Financials ·
Banks ·
CIK 1288855 ·
Last close
$9.11
Market Cap
$114.99M
52W High
$10.68
52W Low
$5.43
ADV30
168,816
Next earnings
2026-10-23
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 13,598,000 | — | — | 4,853,000 | 1,111,678,000 | 114,559,000 | 989,781,000 |
| Sep 2025 | 13,030,000 | — | — | 4,323,000 | 1,083,043,000 | 235,086,000 | 966,155,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$22,576,000
Investing CF
$-295,937,000
Financing CF
$269,921,000
CapEx
$-1,052,000
Dividends Paid
—
Buybacks
$-9,000
EPS Diluted TTM
$0.87
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$18,464,000
Inventory
—
Receivables
$3,994,000
ST Investments
$0
EBIT TTM
—
Pretax Income TTM
$23,173,000
Interest Exp TTM
$22,449,000
Analysts
3
Yahoo Snapshot (yfinance, live)
Total Revenue
$56,893,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$119,260,632
Total Cash
$146,238,000
Total Debt
$41,547,000
Shares Out
12,622,470
Trailing EPS
$0.87
Book Value
$5.65
ROE
16.7%
ROA
1.7%
Div Yield
—
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 49,361,000 | — | 16,648,000 | 1,111,678,000 | 989,781,000 | — | 17,841,000 |
| Dec 2024 | 39,313,000 | — | 13,124,000 | 932,933,000 | 829,749,000 | — | 15,605,000 |
| Dec 2023 | 27,165,000 | — | 6,283,000 | 791,254,000 | 721,247,000 | — | 6,882,000 |
| Dec 2022 | 18,796,000 | — | 4,023,000 | 585,219,000 | 522,639,000 | — | 10,360,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$1.33
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| UNIB | UNIVERSITY BANCORP INC /DE/ | $113.73M | $22.00 | — |
| NWPP | NEW PEOPLES BANKSHARES INC | $112.99M | $4.80 | — |
| UNB | UNION BANKSHARES INC | $117.27M | $23.71 | — |
| PNBK | PATRIOT NATIONAL BANCORP INC | $118.16M | $1.06 | — |
| FKYS | FIRST KEYSTONE CORP | $120.13M | $19.00 | — |
News headlines (Yahoo Finance, 1h cache)
Zacks.com featured highlights AMC Global, Lifetime,OptimumBank, EnerSys and First American Financial
2026-08-20 07:48 · Yahoo
Zacks.com featured highlights include National Energy Services Reunited, Huron Consulting, Forum Energy and OptimumBank
2026-08-17 09:38 · Yahoo
OptimumBank Holdings Inc (OPHC) (Q2 2026) Earnings Call Highlights: Record Net Income and ...
2026-08-14 01:02 · Yahoo
What Makes OptimumBank Holdings, Inc. (OPHC) a Strong Momentum Stock: Buy Now?
2026-08-07 16:00 · Yahoo
OptimumBank Holdings, Inc., Announced Second Quarter 2026 Results and Will Host Earnings Webcast on August 13, 2026
2026-08-06 13:00 · Yahoo
Best Momentum Stock to Buy for July 28th
2026-07-28 14:00 · Yahoo
OptimumBank Holdings, Inc. (OPHC) Q2 Earnings and Revenues Surpass Estimates
2026-07-24 13:15 · Yahoo
5 Stocks With Recent Price Strength to Enhance Your Portfolio Returns
2026-08-19 11:35 · Yahoo
5 Value Stocks With Alluring EV-to-EBITDA Ratios to Scoop Up
2026-08-19 11:20 · Yahoo
Popular, Inc. (BPOP) Hit a 52 Week High, Can the Run Continue?
2026-08-17 13:15 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.