IBCP — INDEPENDENT BANK CORP /MI/
—
Nasdaq ·
Financials ·
Banks ·
CIK 39311 ·
Last close
$35.88
Market Cap
$739.35M
52W High
$39.17
52W Low
$32.44
ADV30
171,714
Next earnings
2026-07-16
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 56,527,000 | — | — | 18,572,000 | 5,505,720,000 | 138,387,000 | 5,002,769,000 |
| Sep 2025 | 55,461,000 | — | — | 17,502,000 | 5,493,113,000 | 208,686,000 | 5,002,371,000 |
| Jun 2025 | 54,069,000 | — | — | 16,877,000 | 5,418,519,000 | 146,159,000 | 4,949,269,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$76,662,000
Investing CF
$-122,497,000
Financing CF
$64,340,000
CapEx
$-6,494,000
Dividends Paid
$-21,600,000
Buybacks
$-12,433,000
EPS Diluted TTM
$3.35
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$252,794,000
Inventory
—
Receivables
—
ST Investments
$23,218,000
EBIT TTM
—
Pretax Income TTM
$81,291,000
Interest Exp TTM
$89,722,000
Analysts
5
Yahoo Snapshot (yfinance, live)
Total Revenue
$224,676,992
EBITDA
—
Free Cash Flow
—
Enterprise Value
$611,694,272
Total Cash
$201,884,992
Total Debt
$89,685,000
Shares Out
20,606,157
Trailing EPS
$3.34
Book Value
$24.80
ROE
14.3%
ROA
1.3%
Div Yield
3.15%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 218,327,000 | — | 68,541,000 | 5,505,720,000 | 5,002,769,000 | — | 76,662,000 |
| Dec 2024 | 215,802,000 | — | 66,790,000 | 5,338,104,000 | 4,883,418,000 | — | 63,151,000 |
| Dec 2023 | 200,480,000 | — | 59,067,000 | 5,263,726,000 | 4,859,277,000 | — | 75,589,000 |
| Dec 2022 | 204,785,000 | — | 63,351,000 | 4,999,787,000 | 4,652,191,000 | — | 94,632,000 |
TTM Snapshot
Revenues TTM
$211,546,000
NetIncome TTM
$64,612,000
OpCashFlow TTM
$0
Assets (Latest)
$5,338,104,000
Forward EPS
$3.83
Max Pain — expiry 2026-08-21 (volume-derived — Yahoo OI feed degraded)
max pain strike: $30.00 · spot: $35.88 · call volume: 9 · put volume: 2
Expected Move to 2026-08-21:
±$6.35
(17.70%) —
implied range
$29.53 –
$42.23
· ATM straddle on $35.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SUPV | Grupo Supervielle S.A. | $742.21M | $9.87 | — |
| CWBC | Community West Bancshares | $732.62M | $27.00 | — |
| CARE | Carter Bankshares, Inc. | $723.55M | $32.56 | — |
| SHBI | SHORE BANCSHARES INC | $757.44M | $22.64 | — |
| FISI | FINANCIAL INSTITUTIONS INC | $764.82M | $38.85 | — |
News headlines (Yahoo Finance, 1h cache)
Independent Bank Corporation Announces Date for Its Second Quarter 2026 Earnings Release
2026-07-06 12:00 · Yahoo
Why Independent Bank (IBCP) is a Top Dividend Stock for Your Portfolio
2026-07-01 15:45 · Yahoo
Independent Bank Corporation Announces Completion of the HCB Financial Corp. and Highpoint Community Bank Acquisition
2026-07-01 12:00 · Yahoo
Independent Bank (IBCP) Stock Sees Split Analyst Revisions As Fair Value Edges Lower
2026-06-25 16:07 · Yahoo
Independent Bank Corporation Announces Shareholder Approval to Acquire HCB Financial Corp. and Highpoint Community Bank
2026-06-18 17:17 · Yahoo
Independent Bank (IBCP) is a Top Dividend Stock Right Now: Should You Buy?
2026-06-15 15:45 · Yahoo
Independent Bank Corporation Announces Regulatory Approvals to Acquire HCB Financial Corp. and Highpoint Community Bank
2026-06-12 12:00 · Yahoo
Virginia National Bankshares Leads Our 3 Dividend Stock Picks
2026-06-10 11:32 · Yahoo
Independent Bank (IBCP) Upgraded to Buy: What Does It Mean for the Stock?
2026-06-08 16:00 · Yahoo
This is Why Independent Bank (IBCP) is a Great Dividend Stock
2026-05-29 15:45 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.