FISI — FINANCIAL INSTITUTIONS INC
—
Nasdaq ·
Financials ·
Banks ·
CIK 862831 ·
Last close
$38.85
Market Cap
$764.82M
52W High
$40.26
52W Low
$32.95
ADV30
196,817
Next earnings
2026-07-23
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | GrossProfit | OpIncome | NetIncome | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Mar 2026 | 62,442,000 | — | — | 20,985,000 | 6,294,783,000 | 85,451,000 | 5,663,113,000 |
| Dec 2025 | 63,663,000 | — | — | 19,980,000 | 6,274,140,000 | 108,751,000 | 5,645,286,000 |
| Sep 2025 | 63,622,000 | — | — | 20,477,000 | 6,288,052,000 | 185,945,000 | 5,666,332,000 |
| Jun 2025 | 59,432,000 | — | — | 17,532,000 | 6,143,766,000 | 93,034,000 | 5,542,098,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$32,485,000
Investing CF
$-48,537,000
Financing CF
$-65,849,000
CapEx
$-5,382,000
Dividends Paid
$-26,394,000
Buybacks
$-17,068,000
EPS Diluted TTM
$3.84
As of
2026-05-10
Balance + Analyst (yfinance extras)
Retained Earnings
$451,479,000
Inventory
—
Receivables
$25,487,000
ST Investments
$99,790,000
EBIT TTM
—
Pretax Income TTM
$95,562,000
Interest Exp TTM
$128,386,000
Analysts
2
Yahoo Snapshot (yfinance, live)
Total Revenue
$239,432,992
EBITDA
—
Free Cash Flow
—
Enterprise Value
$916,646,272
Total Cash
$113,202,000
Total Debt
$250,307,008
Shares Out
19,686,370
Trailing EPS
$3.84
Book Value
$31.21
ROE
12.9%
ROA
1.2%
Div Yield
3.26%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | OpIncome | NetIncome | Assets | Liabilities | Equity | OCF |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 243,539,000 | — | 74,867,000 | 6,274,140,000 | 5,645,286,000 | — | 18,802,000 |
| Dec 2024 | 114,526,000 | — | -41,646,000 | 6,117,085,000 | 5,548,101,000 | — | 77,127,000 |
| Dec 2023 | 212,176,000 | — | 50,264,000 | 6,160,881,000 | 5,706,085,000 | — | 10,894,000 |
| Dec 2022 | 212,350,000 | — | 56,573,000 | 5,797,272,000 | 5,391,667,000 | — | 133,573,000 |
TTM Snapshot
Revenues TTM
—
NetIncome TTM
—
OpCashFlow TTM
—
Assets (Latest)
—
Forward EPS
$4.20
Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)
max pain strike: $35.00 · spot: $38.85 · call volume: 4 · put volume: 15Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| SHBI | SHORE BANCSHARES INC | $757.44M | $22.64 | — |
| ALRS | ALERUS FINANCIAL CORP | $787.03M | $31.32 | — |
| SUPV | Grupo Supervielle S.A. | $742.21M | $9.87 | — |
| ORRF | ORRSTOWN FINANCIAL SERVICES INC | $791.02M | $40.26 | — |
| IBCP | INDEPENDENT BANK CORP /MI/ | $739.35M | $35.88 | — |
News headlines (Yahoo Finance, 1h cache)
Financial Institutions (FISI) Could Be a Great Choice
2026-07-08 15:45 · Yahoo
Financial Institutions, Inc. Schedules Second Quarter 2026 Earnings Release and Conference Call
2026-06-30 20:05 · Yahoo
Are You Looking for a Top Momentum Pick? Why Financial Institutions (FISI) is a Great Choice
2026-06-30 16:00 · Yahoo
Citizens Financial Services Inc. (CZFS) Hit a 52 Week High, Can the Run Continue?
2026-06-29 13:15 · Yahoo
Are You Looking for a High-Growth Dividend Stock?
2026-06-22 15:45 · Yahoo
Financial Institutions (FISI) is a Great Momentum Stock: Should You Buy?
2026-06-11 16:00 · Yahoo
Exploring 3 Undervalued Small Caps With Insider Buying Across Regions
2026-06-08 11:39 · Yahoo
Why Financial Institutions (FISI) is a Great Dividend Stock Right Now
2026-06-05 15:45 · Yahoo
Wawanesa’s first integrated report highlights how mutual insurer creates long-term value for members and communities
2026-06-03 17:12 · Yahoo
3 Top-Ranked Dividend Stocks: A Smarter Way to Boost Your Retirement Income
2026-06-03 13:10 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.