SMBK — SMARTFINANCIAL INC.
—
NYSE ·
Financials ·
Banks ·
CIK 1038773 ·
Last close
$50.02
Market Cap
$855.27M
52W High
$54.14
52W Low
$32.74
ADV30
121,823
Next earnings
2026-10-19
Quarterly Fundamentals
Revenues vs Net Income (last 4 Q)
Assets vs Liabilities (last 4 Q)
| Period | Revenues | Gross profit | Op income | Net income | Assets | Cash | Liabilities |
|---|---|---|---|---|---|---|---|
| Jun 2026 | — | — | — | — | — | — | — |
| Mar 2026 | — | — | — | — | — | — | — |
| Dec 2025 | 53,312,000 | — | — | 13,703,000 | 5,860,810,000 | 451,589,000 | 5,308,318,000 |
| Sep 2025 | 47,112,000 | — | — | 13,686,000 | 5,784,983,000 | 523,079,000 | 5,246,501,000 |
Cashflow TTM (yfinance, fills SEC gap)
Operating CF
$63,797,000
Investing CF
$-576,717,000
Financing CF
$436,007,000
CapEx
$-7,664,000
Dividends Paid
$-5,462,000
Buybacks
$0
EPS Diluted TTM
$3.39
As of
2026-08-16
Balance + Analyst (yfinance extras)
Retained Earnings
$261,032,000
Inventory
—
Receivables
$52,832,000
ST Investments
$445,071,000
EBIT TTM
—
Pretax Income TTM
$64,706,000
Interest Exp TTM
$120,123,000
Analysts
6
Yahoo Snapshot (yfinance, live)
Total Revenue
$204,186,000
EBITDA
—
Free Cash Flow
—
Enterprise Value
$624,423,232
Total Cash
$389,720,992
Total Debt
$120,807,000
Shares Out
17,098,473
Trailing EPS
$3.39
Book Value
$33.73
ROE
10.5%
ROA
1.0%
Div Yield
0.65%
Annual Trend (SEC EDGAR, last 4y)
Revenues vs Net Income (last 4y)
| FY end | Revenues | Op income | Net income | Assets | Liabilities | Equity | Op cash flow |
|---|---|---|---|---|---|---|---|
| Dec 2025 | 196,501,000 | — | 50,347,000 | 5,860,810,000 | 5,308,318,000 | 552,379,000 | 61,724,000 |
| Dec 2024 | 171,502,000 | — | 36,141,000 | 5,275,904,000 | 4,784,443,000 | 491,348,000 | 52,700,000 |
| Dec 2023 | 152,405,000 | — | 28,593,000 | 4,829,387,000 | 4,369,501,000 | 459,886,000 | 39,716,000 |
| Dec 2022 | 165,216,000 | — | 43,022,000 | 4,637,498,000 | 4,205,046,000 | 432,452,000 | 56,793,000 |
TTM Snapshot
Revenues TTM
$6,609,000
NetIncome TTM
$52,773,000
OpCashFlow TTM
—
Assets (Latest)
$5,907,685,000
Forward EPS
$4.19
Max Pain — expiry 2027-01-15 (volume-derived — Yahoo OI feed degraded)
max pain strike: $55.00 · spot: $50.02 · call volume: 1 · put volume: 7
Expected Move to 2027-01-15:
±$6.85
(13.69%) —
implied range
$43.17 –
$56.87
· ATM straddle on $55.00 strike
Peers — same industry
| Ticker | Name | Market Cap | Last | Daily % |
|---|---|---|---|---|
| EGBN | EAGLE BANCORP INC | $860.26M | $28.22 | — |
| THFF | FIRST FINANCIAL CORP /IN/ | $865.61M | $72.79 | — |
| GSBC | GREAT SOUTHERN BANCORP, INC. | $836.33M | $76.75 | — |
| FMNB | FARMERS NATIONAL BANC CORP /OH/ | $886.94M | $14.97 | — |
| CCBG | CAPITAL CITY BANK GROUP INC | $823.15M | $48.10 | — |
News headlines (Yahoo Finance, 1h cache)
SmartFinancial (SMBK) Stock Sees Fair Value Lift As Analysts Back Loan Growth And Margins
2026-07-24 03:16 · Yahoo
SmartFinancial Inc (SMBK) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Strategic ...
2026-07-21 21:01 · Yahoo
SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call
2026-07-06 21:00 · Yahoo
How The SmartFinancial (SMBK) Story Is Shifting As Analysts Refine Targets And Fair Value
2026-06-03 19:13 · Yahoo
SmartFinancial (SMBK) Q1 2026 Earnings Transcript
2026-04-20 15:19 · Yahoo
Why The Story Around SmartFinancial (SMBK) Is Shifting With New Targets And Assumptions
2026-04-23 21:07 · Yahoo
SmartFinancial Inc (SMBK) Q1 2026 Earnings Call Highlights: Strong Loan Growth and Revenue ...
2026-04-21 07:00 · Yahoo
SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call
2026-10-05 21:00 · Yahoo
SmarFinancial (SMBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
2026-07-20 22:30 · Yahoo
SmarFinancial (SMBK) Surpasses Q2 Earnings and Revenue Estimates
2026-07-20 22:10 · Yahoo
Recent Insider Activity
No insider activity indexed for this ticker.