SMBK — SMARTFINANCIAL INC.

NYSE · Financials · Banks · CIK 1038773 ·
Last close
$41.87
Market Cap
$715.91M
52W High
$43.51
52W Low
$36.75
ADV30
65,148
Next earnings
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026
Dec 2025 53,312,000 13,703,000 5,860,810,000 451,589,000 5,308,318,000
Sep 2025 47,112,000 13,686,000 5,784,983,000 523,079,000 5,246,501,000
Jun 2025 49,241,000 11,705,000 5,490,863,000 347,570,000 4,971,736,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$61,724,000
Investing CF
$-499,048,000
Financing CF
$514,171,000
CapEx
$-2,389,000
Dividends Paid
$-5,452,000
Buybacks
$1,000
EPS Diluted TTM
$3.12
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$248,719,000
Inventory
Receivables
$53,249,000
ST Investments
$436,112,000
EBIT TTM
Pretax Income TTM
$61,503,000
Interest Exp TTM
$119,867,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$196,528,000
EBITDA
Free Cash Flow
Enterprise Value
$483,193,056
Total Cash
$357,608,992
Total Debt
$124,776,000
Shares Out
17,098,473
Trailing EPS
$3.12
Book Value
$32.44
ROE
9.9%
ROA
0.9%
Div Yield
0.79%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 196,501,000 50,347,000 5,860,810,000 5,308,318,000 61,724,000
Dec 2024 171,502,000 36,141,000 5,275,904,000 4,784,443,000 52,700,000
Dec 2023 152,405,000 28,593,000 4,829,387,000 4,369,501,000 39,716,000
Dec 2022 165,216,000 43,022,000 4,637,498,000 4,205,046,000 56,793,000

TTM Snapshot

Revenues TTM
$169,000
NetIncome TTM
$12,350,761
OpCashFlow TTM
$0
Assets (Latest)
$2,449,123,000
Forward EPS
$4.20

Peers — same industry

TickerNameMarket CapLastDaily %
FISI FINANCIAL INSTITUTIONS INC $713.04M $36.22
IBCP INDEPENDENT BANK CORP /MI/ $708.03M $34.36
ALRS ALERUS FINANCIAL CORP $724.71M $28.84
ORRF ORRSTOWN FINANCIAL SERVICES INC $729.52M $37.13
SHBI SHORE BANCSHARES INC $684.84M $20.47

News headlines (Yahoo Finance, 1h cache)

There's A Lot To Like About SmartFinancial's (NYSE:SMBK) Upcoming US$0.09 Dividend
2026-05-11 13:10 · Yahoo
SmartFinancial Approves Regular Quarterly Cash Dividend
2026-04-30 21:00 · Yahoo
Why The Story Around SmartFinancial (SMBK) Is Shifting With New Targets And Assumptions
2026-04-23 21:07 · Yahoo
SmartFinancial Inc (SMBK) Q1 2026 Earnings Call Highlights: Strong Loan Growth and Revenue ...
2026-04-21 07:00 · Yahoo
SmartFinancial, Inc. Q1 2026 Earnings Call Summary
2026-04-20 16:46 · Yahoo
SmartFinancial (SMBK) Q1 2026 Earnings Transcript
2026-04-20 15:19 · Yahoo
Compared to Estimates, SmarFinancial (SMBK) Q1 Earnings: A Look at Key Metrics
2026-04-20 13:30 · Yahoo
SmarFinancial (SMBK) Q1 Earnings Meet Estimates
2026-04-20 12:10 · Yahoo
SmartFinancial Announces Results for the First Quarter 2026
2026-04-20 11:00 · Yahoo
Gear Up for SmarFinancial (SMBK) Q1 Earnings: Wall Street Estimates for Key Metrics
2026-04-15 13:15 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.