OPFI — OppFi Inc.

NYSE · Financials · Consumer Finance · CIK 1818502 ·
Last close
$7.08
Market Cap
$603.27M
52W High
$10.19
52W Low
$6.50
ADV30
902,997
Next earnings
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 151,881,000 129,117,000 99,945,000 28,401,000 719,987,000 63,865,000 377,005,000
Dec 2025 159,250,000 135,198,000 104,614,000 16,846,000 754,090,000 49,451,000 445,214,000
Sep 2025 155,089,000 130,497,000 98,977,000 41,635,000 720,615,000 45,450,000 443,361,000
Jun 2025 142,443,000 115,050,000 87,005,000 -20,780,000 673,375,000 45,227,000 455,670,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$408,344,000
Investing CF
$-294,999,000
Financing CF
$-104,193,000
CapEx
$-19,870,000
Dividends Paid
$-64,031,000
Buybacks
$-25,462,000
EPS Diluted TTM
$0.07
As of
2026-08-16

Balance + Analyst (yfinance extras)

Retained Earnings
$-5,179,000
Inventory
Receivables
$502,558,000
ST Investments
EBIT TTM
$390,541,000
Pretax Income TTM
$192,100,000
Interest Exp TTM
Analysts
3

Yahoo Snapshot (yfinance, live)

Total Revenue
$327,479,008
EBITDA
Free Cash Flow
Enterprise Value
$817,287,552
Total Cash
$64,347,000
Total Debt
$286,880,992
Shares Out
85,208,247
Trailing EPS
$3.01
Book Value
$4.86
ROE
58.2%
ROA
25.5%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 597,050,000 382,546,000 26,329,000 754,090,000 445,214,000 401,305,000
Dec 2024 525,963,000 298,979,000 7,258,000 641,171,000 406,958,000 323,806,000
Dec 2023 508,949,000 277,774,000 -1,005,000 601,543,000 407,514,000 296,146,000
Dec 2022 452,859,000 231,188,000 7,098,000 579,839,000 420,689,000 243,297,000

TTM Snapshot

Revenues TTM
$292,353,000
NetIncome TTM
$19,987,000
OpCashFlow TTM
$0
Assets (Latest)
$641,171,000
Forward EPS
$1.91

Peers — same industry

TickerNameMarket CapLastDaily %
BTBT Bit Digital, Inc $544.56M $1.51
FINV FinVolution Group $532.75M $4.34
VEL Velocity Financial, Inc. $728.04M $18.44
BTGO BITGO HOLDINGS, INC. $739.09M $6.80
UWMC UWM Holdings Corp $486.02M $1.42

News headlines (Yahoo Finance, 1h cache)

Are Options Traders Betting on a Big Move in OppFi Stock?
2026-08-24 15:32 · Yahoo
OppFi (OPFI) Cuts Guidance but Holds the Line on 2028 Targets
2026-08-20 10:08 · Yahoo
OppFi (OPFI) Q2 2026 Earnings Call Transcript
2026-08-18 01:13 · Yahoo
OppFi (OPFI) Stock Fair Value Falls After Analysts Reassess Guidance And Credit Risk
2026-08-13 02:10 · Yahoo
Why OppFi Stock Swooned by Almost 25% Today
2026-08-11 23:15 · Yahoo
OppFi Inc (OPFI) (Q2 2026) Earnings Call Highlights: Record Revenue Amid Strategic Shifts and ...
2026-08-11 05:01 · Yahoo
OppFi Q2 Earnings Call Highlights
2026-08-11 04:03 · Yahoo
State AGs blow whistle on OppFi, Enova deals
2026-07-17 12:13 · Yahoo
Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 2Q26
2026-08-11 20:14 · Yahoo
OppFi Inc. Q2 2026 Earnings Call Summary
2026-08-11 12:30 · Yahoo

Recent Insider Activity

FiledTradeInsiderTitleType PriceQtyValue
2026-08-24 16:13:33 2026-08-21 Schwartz Todd G. CEO, 10% P - Purchase 7.07 3550 25104
2026-08-20 16:14:35 2026-08-19 Schwartz Todd G. CEO, 10% P - Purchase 7.16 3500 25053