OPRT — Oportun Financial Corp

Nasdaq · Financials · Consumer Finance · CIK 1538716 ·
Last close
$7.60
Market Cap
$349.50M
52W High
$8.30
52W Low
$4.65
ADV30
492,697
Next earnings
2026-11-03
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Jun 2026 105,632,000 8,536,000 3,129,312,000 139,590,000 2,722,179,000
Mar 2026 94,891,000 2,345,000 3,167,538,000 130,384,000 2,771,255,000
Dec 2025 90,407,000 3,404,000 3,257,856,000 105,525,000 2,867,774,000
Sep 2025 105,050,000 5,198,000 3,186,179,000 104,611,000 2,802,325,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$420,947,000
Investing CF
$-304,004,000
Financing CF
$-132,737,000
CapEx
$-25,092,000
Dividends Paid
Buybacks
EPS Diluted TTM
$0.40
As of
2026-08-09

Balance + Analyst (yfinance extras)

Retained Earnings
$-216,404,000
Inventory
Receivables
$8,398,000
ST Investments
EBIT TTM
Pretax Income TTM
$39,990,000
Interest Exp TTM
$204,474,000
Analysts
5

Yahoo Snapshot (yfinance, live)

Total Revenue
$743,953,024
EBITDA
Free Cash Flow
Enterprise Value
$2,867,598,336
Total Cash
$139,590,000
Total Debt
$2,662,284,032
Shares Out
45,987,253
Trailing EPS
$0.40
Book Value
$8.86
ROE
5.0%
ROA
0.6%
Div Yield

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 405,837,000 25,246,000 3,257,856,000 2,867,774,000 413,409,000
Dec 2024 295,204,000 -78,682,000 3,227,103,000 2,873,294,000 393,522,000
Dec 2023 280,666,000 -179,951,000 3,411,888,000 3,007,484,000 392,765,000
Dec 2022 640,657,000 -77,744,000 3,613,695,000 3,066,096,000 247,875,000

TTM Snapshot

Revenues TTM
$927,331,000
NetIncome TTM
$-133,942,000
OpCashFlow TTM
$0
Assets (Latest)
$3,227,103,000
Forward EPS
$1.98

Max Pain — expiry 2026-09-18 (volume-derived — Yahoo OI feed degraded)

max pain strike: $5.00 · spot: $7.60 · call volume: 55 · put volume: 122
Expected Move to 2026-09-18: ±$1.05 (13.82%) — implied range $6.55$8.65 · ATM straddle on $7.50 strike

Peers — same industry

TickerNameMarket CapLastDaily %
BKKT Bakkt, Inc. $368.67M $8.18
HKD AMTD Digital Inc. $329.03M $1.67
ORBS Eightco Holdings Inc. $325.93M $0.84
CD Chaince Digital Holdings Inc. $378.41M $3.44
RM Regional Management Corp. $319.49M $34.63

News headlines (Yahoo Finance, 1h cache)

Wall Street Analysts See a 30.97% Upside in Oportun Financial (OPRT): Can the Stock Really Move This High?
2026-08-21 13:55 · Yahoo
Earnings Estimates Moving Higher for Oportun Financial (OPRT): Time to Buy?
2026-08-14 16:20 · Yahoo
Despite Fast-paced Momentum, Oportun Financial (OPRT) Is Still a Bargain Stock
2026-08-14 12:55 · Yahoo
Oportun Financial Corp (OPRT) (Q2 2026) Earnings Call Highlights: Strong Profitability and ...
2026-08-06 05:02 · Yahoo
Oportun Financial Q2 Earnings Call Highlights
2026-08-06 03:03 · Yahoo
Oportun Financial (OPRT) Is Attractively Priced Despite Fast-paced Momentum
2026-07-15 12:55 · Yahoo
Wall Street Analysts Believe Oportun Financial (OPRT) Could Rally 55.87%: Here's is How to Trade
2026-07-14 13:55 · Yahoo
Should Value Investors Buy Oportun Financial (OPRT) Stock?
2026-07-14 13:40 · Yahoo
Oportun Launches New Set & Save™ Smart Bills Feature to Help Members Stay Ahead of Recurring Expenses
2026-07-27 16:58 · Yahoo
Oportun Appoints Scott Scheirman to its Board of Directors
2026-08-13 20:20 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.