STEL — Stellar Bancorp, Inc.

NYSE · Financials · Banks · CIK 1473844 ·
Last close
$37.70
Market Cap
$1.92B
52W High
$38.31
52W Low
$34.99
ADV30
248,704
Next earnings
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also offers commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.

Quarterly Fundamentals

Revenues vs Net Income (last 4 Q)

Assets vs Liabilities (last 4 Q)

PeriodRevenuesGrossProfit OpIncomeNetIncomeAssets CashLiabilities
Mar 2026 111,041,000 26,966,000 10,889,356,000 549,570,000 9,221,591,000
Dec 2025 108,891,000 26,148,000 10,806,594,000 419,453,000 9,137,940,000
Sep 2025 105,630,000 25,670,000 10,628,113,000 728,449,000 8,974,975,000
Jun 2025 104,126,000 26,352,000 10,493,010,000 578,104,000 8,889,176,000

Cashflow TTM (yfinance, fills SEC gap)

Operating CF
$119,191,000
Investing CF
$-463,773,000
Financing CF
$333,577,000
CapEx
$-3,896,000
Dividends Paid
$-29,805,000
Buybacks
$-39,934,000
EPS Diluted TTM
$2.05
As of
2026-05-10

Balance + Analyst (yfinance extras)

Retained Earnings
$585,403,000
Inventory
Receivables
$36,589,000
ST Investments
$3,011,000
EBIT TTM
Pretax Income TTM
$130,197,000
Interest Exp TTM
$168,952,000
Analysts
2

Yahoo Snapshot (yfinance, live)

Total Revenue
$420,664,992
EBITDA
Free Cash Flow
Enterprise Value
$1,549,189,504
Total Cash
$553,689,984
Total Debt
$194,880,992
Shares Out
50,920,698
Trailing EPS
$2.06
Book Value
$32.78
ROE
6.4%
ROA
1.0%
Div Yield
1.60%

Annual Trend (SEC EDGAR, last 4y)

Revenues vs Net Income (last 4y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 423,410,000 102,872,000 10,806,594,000 9,137,940,000 97,004,000
Dec 2024 431,038,000 115,003,000 10,905,790,000 9,297,930,000 132,619,000
Dec 2023 461,321,000 130,497,000 10,647,139,000 9,126,121,000 168,217,000
Dec 2022 309,312,000 51,432,000 10,900,437,000 9,517,261,000 109,066,000

TTM Snapshot

Revenues TTM
$71,096,000
NetIncome TTM
$79,085,000
OpCashFlow TTM
$0
Assets (Latest)
$10,905,790,000
Forward EPS
$2.35

Peers — same industry

TickerNameMarket CapLastDaily %
FCF FIRST COMMONWEALTH FINANCIAL CORP /PA/ $1.92B $18.88
OFG OFG BANCORP $1.93B $45.70
NBHC National Bank Holdings Corp $1.90B $42.37
WBS-PF WEBSTER FINANCIAL CORP $1.94B $21.07
SRCE 1ST SOURCE CORP $1.79B $74.42

News headlines (Yahoo Finance, 1h cache)

Stellar Bancorp, Inc. Announces Quarterly Dividend
2026-05-20 21:00 · Yahoo
How The Story Is Shifting For Stellar Bancorp (STEL) And Its US$38 Fair Value Target
2026-05-04 04:30 · Yahoo
Compared to Estimates, Stellar Bancorp (STEL) Q1 Earnings: A Look at Key Metrics
2026-04-28 23:30 · Yahoo
Stellar Bancorp (STEL) Beats Q1 Earnings and Revenue Estimates
2026-04-28 21:10 · Yahoo
Stellar Bancorp, Inc. Reports First Quarter 2026 Results
2026-04-28 20:00 · Yahoo
South Atlantic Bancshares, Inc. (SABK) Beats Q1 Earnings Estimates
2026-04-23 21:10 · Yahoo
PROSPERITY BANCSHARES AND STELLAR BANCORP ANNOUNCE RECEIPT OF REGULATORY APPROVALS FOR PROSPERITY'S PENDING ACQUISITION OF STELLAR
2026-04-22 12:00 · Yahoo
WesBanco (WSBC) Q1 Earnings Surpass Estimates
2026-04-21 21:50 · Yahoo
3 Small-Cap Stocks We’re Skeptical Of
2026-04-14 10:38 · Yahoo
1 Russell 2000 Stock for Long-Term Investors and 2 Facing Headwinds
2026-03-25 09:48 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.