UNIB — UNIVERSITY BANCORP INC /DE/

OTC · Financials · Banks · CIK 811211 ·
Last close
$21.50
Market Cap
$111.14M
52W High
$24.00
52W Low
$19.86
ADV30
362
Next earnings
University Bancorp, Inc. operates as the bank holding company for University Bank that provides community banking products and services in the United States. The company offers personal checking, savings, money market, and deposits accounts, as well as certificate of deposit; consumer loans, including closed-end home equity, bridge, automobile, recreational vehicle, and personal loans, as well as home equity line of credit and credit cards; and business lending solutions, such as small business, commercial, and non-profit loans. It also provides wealth management; ATM locator; online banking and bill pay; and other services comprising online reorder of checks, courier requests, and wire transfers. In addition, the company engages in acceptance of checking, savings, and time deposits; installments; foreign currency exchange; loans services and subservices; and marketing, originating, processing, closing, and selling of retail mortgage loans. Further, it is involved in the sale of life, health, property, and casualty insurance products, as well as annuities; investment in real estate-related assets, which includes residential mortgage loans, mortgage servicing rights, real property, small commercial mortgage loans, securities that are backed by underlying assets, and other related investments; and faith-based financial services. The company was formerly known as Newberry Bancorp, Inc. and changed its name to University Bancorp, Inc. in July 1996. University Bancorp, Inc. was founded in 1890 and is based in Ann Arbor, Michigan.
No quarterly fundamentals indexed for this ticker.

Yahoo Snapshot (yfinance, live)

Total Revenue
$122,498,712
EBITDA
Free Cash Flow
Enterprise Value
$137,128,848
Total Cash
$19,200,188
Total Debt
$43,271,648
Shares Out
5,169,518
Trailing EPS
$1.70
Book Value
$18.10
ROE
ROA
Div Yield
1.83%

Annual Trend (SEC EDGAR, last 5y)

Revenues vs Net Income (last 5y)

FY endRevenuesOpIncome NetIncomeAssetsLiabilities EquityOCF
Dec 2025 107,497,382 9,022,486 1,144,197,380 1,005,995,493 -36,452,001
Dec 2024 100,266,684 10,467,383 980,006,346 874,454,032 20,237,127
Dec 2023 85,841,278 5,426,558 931,631,250 837,050,049 5,225,752
Dec 2022 86,422,758 3,789,400 794,235,413 706,314,124 50,360,798
Dec 2021

Peers — same industry

TickerNameMarket CapLastDaily %
CCNB Coastal Carolina Bancshares, Inc. $111.48M $14.70
FKYS FIRST KEYSTONE CORP $110.39M $17.60
PNBK PATRIOT NATIONAL BANCORP INC $112.54M $1.02
UNB UNION BANKSHARES INC $108.11M $23.43
SFDL SECURITY FEDERAL CORP $114.45M $37.00

News headlines (Yahoo Finance, 1h cache)

University Bank Named a 2026 USA TODAY Top Workplace
2026-04-30 23:55 · Yahoo
University Bancorp 1Q2026 Net Income $8,904,884 $1.72 Per Share
2026-04-20 22:20 · Yahoo
University Bancorp 2025 Net Income $9,022,486, $1.70 Per Share
2026-04-20 22:00 · Yahoo
University Bank Acquires 37.4999% of Credit Union Trust for $3.75 Million, Increasing Its Ownership to 49.9999%, Putting into Place a Key Part of our Wealth Management Strategy
2025-12-16 19:25 · Yahoo
University Bancorp Signs Definitive Agreements to Buy Greater Pacific Bancshares and its Wholly Owned Subsidiary Bank of Whittier, NA, and American Finance House LARIBA, Pioneers in the U.S. Faith-Bas
2025-12-15 17:00 · Yahoo
University Bancorp Closes $25 Million Equity Investment & Secures a $12.5 Million Line of Credit Financing
2025-11-18 22:55 · Yahoo
University Bancorp 3Q2025 Net Income $4,371,716 $0.85 Per Share
2025-11-01 00:50 · Yahoo

Recent Insider Activity

No insider activity indexed for this ticker.